Cálculo de intereses
Ahorrando S/ 457,352
Veamos que pasaría si Usted ahorrara 457,352 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 457,352.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,224.80 | S/ 10,509.30 | S/ 15,854.16 | S/ 21,260.08 | S/ 478,612.08 |
| 8.50% | S/ 9,423.20 | S/ 19,040.54 | S/ 28,856.05 | S/ 38,873.79 | S/ 496,225.79 |
| 8.00% | S/ 8,884.52 | S/ 17,941.63 | S/ 27,174.68 | S/ 36,587.10 | S/ 493,939.10 |
| 7.10% | S/ 7,910.17 | S/ 15,957.15 | S/ 24,143.31 | S/ 32,471.05 | S/ 489,823.05 |
| 7.00% | S/ 7,801.53 | S/ 15,736.14 | S/ 23,806.10 | S/ 32,013.71 | S/ 489,365.71 |
| 6.50% | S/ 7,257.19 | S/ 14,629.53 | S/ 22,118.86 | S/ 29,727.02 | S/ 487,079.02 |
| 6.10% | S/ 6,820.33 | S/ 13,742.37 | S/ 20,767.64 | S/ 27,897.67 | S/ 485,249.67 |
| 6.20% | S/ 6,929.66 | S/ 13,964.32 | S/ 21,105.56 | S/ 28,355.01 | S/ 485,707.01 |
| 5.90% | S/ 6,601.44 | S/ 13,298.16 | S/ 20,091.55 | S/ 26,982.99 | S/ 484,334.99 |
| 5.75% | S/ 6,437.07 | S/ 12,964.73 | S/ 19,584.27 | S/ 26,296.98 | S/ 483,648.98 |
| 5.70% | S/ 6,382.24 | S/ 12,853.54 | S/ 19,415.14 | S/ 26,068.31 | S/ 483,420.31 |
| 5.65% | S/ 6,327.39 | S/ 12,742.31 | S/ 19,245.99 | S/ 25,839.64 | S/ 483,191.64 |
| 5.60% | S/ 6,272.52 | S/ 12,631.07 | S/ 19,076.82 | S/ 25,610.98 | S/ 482,962.98 |
| 5.50% | S/ 6,162.72 | S/ 12,408.49 | S/ 18,738.42 | S/ 25,153.64 | S/ 482,505.64 |
| 5.30% | S/ 5,942.90 | S/ 11,963.02 | S/ 18,061.37 | S/ 24,238.96 | S/ 481,590.96 |
| 5.25% | S/ 5,887.89 | S/ 11,851.59 | S/ 17,892.06 | S/ 24,010.29 | S/ 481,362.29 |
| 5.05% | S/ 5,667.68 | S/ 11,405.59 | S/ 17,214.61 | S/ 23,095.61 | S/ 480,447.61 |
| 5.00% | S/ 5,612.57 | S/ 11,294.02 | S/ 17,045.19 | S/ 22,866.94 | S/ 480,218.94 |
| 4.95% | S/ 5,557.45 | S/ 11,182.43 | S/ 16,875.76 | S/ 22,638.27 | S/ 479,990.27 |
| 4.75% | S/ 5,336.76 | S/ 10,735.79 | S/ 16,197.83 | S/ 21,723.60 | S/ 479,075.60 |
| 4.55% | S/ 5,115.75 | S/ 10,288.73 | S/ 15,519.57 | S/ 20,808.92 | S/ 478,160.92 |
| 4.50% | S/ 5,060.45 | S/ 10,176.90 | S/ 15,349.96 | S/ 20,580.25 | S/ 477,932.25 |
| 4.40% | S/ 4,949.79 | S/ 9,953.15 | S/ 15,010.66 | S/ 20,122.91 | S/ 477,474.91 |
| 4.30% | S/ 4,839.05 | S/ 9,729.30 | S/ 14,671.29 | S/ 19,665.57 | S/ 477,017.57 |
| 4.25% | S/ 4,783.65 | S/ 9,617.33 | S/ 14,501.58 | S/ 19,436.90 | S/ 476,788.90 |
| 4.20% | S/ 4,728.23 | S/ 9,505.34 | S/ 14,331.84 | S/ 19,208.24 | S/ 476,560.24 |
| 4.15% | S/ 4,672.79 | S/ 9,393.32 | S/ 14,162.08 | S/ 18,979.57 | S/ 476,331.57 |
| 4.00% | S/ 4,506.35 | S/ 9,057.10 | S/ 13,652.69 | S/ 18,293.56 | S/ 475,645.56 |
| 3.90% | S/ 4,395.29 | S/ 8,832.82 | S/ 13,312.99 | S/ 17,836.22 | S/ 475,188.22 |
| 3.75% | S/ 4,228.55 | S/ 8,496.19 | S/ 12,803.29 | S/ 17,150.21 | S/ 474,502.21 |
| 3.50% | S/ 3,950.24 | S/ 7,934.60 | S/ 11,953.38 | S/ 16,006.86 | S/ 473,358.86 |
| 3.00% | S/ 3,392.12 | S/ 6,809.39 | S/ 10,252.02 | S/ 13,720.17 | S/ 471,072.17 |
| 2.75% | S/ 3,112.29 | S/ 6,245.76 | S/ 9,400.56 | S/ 12,576.82 | S/ 469,928.82 |
| 2.50% | S/ 2,831.96 | S/ 5,681.45 | S/ 8,548.59 | S/ 11,433.48 | S/ 468,785.48 |
| 2.00% | S/ 2,269.74 | S/ 4,550.75 | S/ 6,843.08 | S/ 9,146.78 | S/ 466,498.78 |
| 1.35% | S/ 1,535.77 | S/ 3,076.69 | S/ 4,622.79 | S/ 6,174.08 | S/ 463,526.08 |
| 1.00% | S/ 1,139.09 | S/ 2,281.01 | S/ 3,425.77 | S/ 4,573.39 | S/ 461,925.39 |
| 0.10% | S/ 114.29 | S/ 228.61 | S/ 342.96 | S/ 457.34 | S/ 457,809.34 |
Sobre los datos
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Para S/ 457,352 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 457,352 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.