Cálculo de intereses
Ahorrando S/ 457,242
Veamos que pasaría si Usted ahorrara 457,242 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 457,242.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,223.55 | S/ 10,506.77 | S/ 15,850.34 | S/ 21,254.97 | S/ 478,496.97 |
| 8.50% | S/ 9,420.93 | S/ 19,035.96 | S/ 28,849.11 | S/ 38,864.44 | S/ 496,106.44 |
| 8.00% | S/ 8,882.38 | S/ 17,937.31 | S/ 27,168.15 | S/ 36,578.30 | S/ 493,820.30 |
| 7.10% | S/ 7,908.27 | S/ 15,953.31 | S/ 24,137.50 | S/ 32,463.24 | S/ 489,705.24 |
| 7.00% | S/ 7,799.65 | S/ 15,732.35 | S/ 23,800.37 | S/ 32,006.01 | S/ 489,248.01 |
| 6.50% | S/ 7,255.44 | S/ 14,626.01 | S/ 22,113.54 | S/ 29,719.87 | S/ 486,961.87 |
| 6.10% | S/ 6,818.69 | S/ 13,739.07 | S/ 20,762.64 | S/ 27,890.96 | S/ 485,132.96 |
| 6.20% | S/ 6,927.99 | S/ 13,960.96 | S/ 21,100.48 | S/ 28,348.19 | S/ 485,590.19 |
| 5.90% | S/ 6,599.85 | S/ 13,294.97 | S/ 20,086.72 | S/ 26,976.50 | S/ 484,218.50 |
| 5.75% | S/ 6,435.52 | S/ 12,961.62 | S/ 19,579.56 | S/ 26,290.66 | S/ 483,532.66 |
| 5.70% | S/ 6,380.70 | S/ 12,850.45 | S/ 19,410.47 | S/ 26,062.04 | S/ 483,304.04 |
| 5.65% | S/ 6,325.87 | S/ 12,739.25 | S/ 19,241.36 | S/ 25,833.43 | S/ 483,075.43 |
| 5.60% | S/ 6,271.01 | S/ 12,628.03 | S/ 19,072.23 | S/ 25,604.82 | S/ 482,846.82 |
| 5.50% | S/ 6,161.24 | S/ 12,405.51 | S/ 18,733.91 | S/ 25,147.59 | S/ 482,389.59 |
| 5.30% | S/ 5,941.47 | S/ 11,960.14 | S/ 18,057.02 | S/ 24,233.13 | S/ 481,475.13 |
| 5.25% | S/ 5,886.48 | S/ 11,848.74 | S/ 17,887.75 | S/ 24,004.52 | S/ 481,246.52 |
| 5.05% | S/ 5,666.31 | S/ 11,402.85 | S/ 17,210.47 | S/ 23,090.06 | S/ 480,332.06 |
| 5.00% | S/ 5,611.22 | S/ 11,291.31 | S/ 17,041.09 | S/ 22,861.44 | S/ 480,103.44 |
| 4.95% | S/ 5,556.11 | S/ 11,179.74 | S/ 16,871.70 | S/ 22,632.83 | S/ 479,874.83 |
| 4.75% | S/ 5,335.48 | S/ 10,733.21 | S/ 16,193.93 | S/ 21,718.37 | S/ 478,960.37 |
| 4.55% | S/ 5,114.52 | S/ 10,286.26 | S/ 15,515.84 | S/ 20,803.92 | S/ 478,045.92 |
| 4.50% | S/ 5,059.24 | S/ 10,174.45 | S/ 15,346.26 | S/ 20,575.30 | S/ 477,817.30 |
| 4.40% | S/ 4,948.60 | S/ 9,950.76 | S/ 15,007.05 | S/ 20,118.07 | S/ 477,360.07 |
| 4.30% | S/ 4,837.89 | S/ 9,726.96 | S/ 14,667.76 | S/ 19,660.84 | S/ 476,902.84 |
| 4.25% | S/ 4,782.50 | S/ 9,615.02 | S/ 14,498.09 | S/ 19,432.23 | S/ 476,674.23 |
| 4.20% | S/ 4,727.09 | S/ 9,503.05 | S/ 14,328.39 | S/ 19,203.62 | S/ 476,445.62 |
| 4.15% | S/ 4,671.67 | S/ 9,391.06 | S/ 14,158.68 | S/ 18,975.00 | S/ 476,217.00 |
| 4.00% | S/ 4,505.26 | S/ 9,054.92 | S/ 13,649.40 | S/ 18,289.16 | S/ 475,531.16 |
| 3.90% | S/ 4,394.23 | S/ 8,830.69 | S/ 13,309.79 | S/ 17,831.93 | S/ 475,073.93 |
| 3.75% | S/ 4,227.53 | S/ 8,494.15 | S/ 12,800.21 | S/ 17,146.09 | S/ 474,388.09 |
| 3.50% | S/ 3,949.29 | S/ 7,932.69 | S/ 11,950.50 | S/ 16,003.01 | S/ 473,245.01 |
| 3.00% | S/ 3,391.30 | S/ 6,807.76 | S/ 10,249.55 | S/ 13,716.87 | S/ 470,958.87 |
| 2.75% | S/ 3,111.54 | S/ 6,244.26 | S/ 9,398.30 | S/ 12,573.80 | S/ 469,815.80 |
| 2.50% | S/ 2,831.28 | S/ 5,680.08 | S/ 8,546.53 | S/ 11,430.73 | S/ 468,672.73 |
| 2.00% | S/ 2,269.20 | S/ 4,549.66 | S/ 6,841.43 | S/ 9,144.58 | S/ 466,386.58 |
| 1.35% | S/ 1,535.40 | S/ 3,075.95 | S/ 4,621.68 | S/ 6,172.59 | S/ 463,414.59 |
| 1.00% | S/ 1,138.81 | S/ 2,280.46 | S/ 3,424.95 | S/ 4,572.29 | S/ 461,814.29 |
| 0.10% | S/ 114.26 | S/ 228.56 | S/ 342.88 | S/ 457.23 | S/ 457,699.23 |
Sobre los datos
-
Para S/ 457,242 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 457,242 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.