Cálculo de intereses
Ahorrando S/ 456,474
Veamos que pasaría si Usted ahorrara 456,474 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 456,474.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,214.77 | S/ 10,489.12 | S/ 15,823.72 | S/ 21,219.26 | S/ 477,693.26 |
| 8.50% | S/ 9,405.10 | S/ 19,003.99 | S/ 28,800.65 | S/ 38,799.16 | S/ 495,273.16 |
| 8.00% | S/ 8,867.46 | S/ 17,907.19 | S/ 27,122.51 | S/ 36,516.86 | S/ 492,990.86 |
| 7.10% | S/ 7,894.98 | S/ 15,926.52 | S/ 24,096.96 | S/ 32,408.72 | S/ 488,882.72 |
| 7.00% | S/ 7,786.55 | S/ 15,705.93 | S/ 23,760.40 | S/ 31,952.25 | S/ 488,426.25 |
| 6.50% | S/ 7,243.26 | S/ 14,601.44 | S/ 22,076.39 | S/ 29,669.95 | S/ 486,143.95 |
| 6.10% | S/ 6,807.24 | S/ 13,715.99 | S/ 20,727.77 | S/ 27,844.11 | S/ 484,318.11 |
| 6.20% | S/ 6,916.36 | S/ 13,937.51 | S/ 21,065.04 | S/ 28,300.57 | S/ 484,774.57 |
| 5.90% | S/ 6,588.77 | S/ 13,272.63 | S/ 20,052.98 | S/ 26,931.19 | S/ 483,405.19 |
| 5.75% | S/ 6,424.71 | S/ 12,939.84 | S/ 19,546.68 | S/ 26,246.50 | S/ 482,720.50 |
| 5.70% | S/ 6,369.99 | S/ 12,828.86 | S/ 19,377.87 | S/ 26,018.27 | S/ 482,492.27 |
| 5.65% | S/ 6,315.24 | S/ 12,717.85 | S/ 19,209.04 | S/ 25,790.04 | S/ 482,264.04 |
| 5.60% | S/ 6,260.48 | S/ 12,606.82 | S/ 19,040.20 | S/ 25,561.81 | S/ 482,035.81 |
| 5.50% | S/ 6,150.89 | S/ 12,384.67 | S/ 18,702.44 | S/ 25,105.35 | S/ 481,579.35 |
| 5.30% | S/ 5,931.49 | S/ 11,940.05 | S/ 18,026.70 | S/ 24,192.43 | S/ 480,666.43 |
| 5.25% | S/ 5,876.59 | S/ 11,828.84 | S/ 17,857.71 | S/ 23,964.20 | S/ 480,438.20 |
| 5.05% | S/ 5,656.80 | S/ 11,383.69 | S/ 17,181.56 | S/ 23,051.28 | S/ 479,525.28 |
| 5.00% | S/ 5,601.80 | S/ 11,272.34 | S/ 17,012.47 | S/ 22,823.05 | S/ 479,297.05 |
| 4.95% | S/ 5,546.78 | S/ 11,160.96 | S/ 16,843.36 | S/ 22,594.81 | S/ 479,068.81 |
| 4.75% | S/ 5,326.51 | S/ 10,715.18 | S/ 16,166.73 | S/ 21,681.89 | S/ 478,155.89 |
| 4.55% | S/ 5,105.93 | S/ 10,268.98 | S/ 15,489.78 | S/ 20,768.97 | S/ 477,242.97 |
| 4.50% | S/ 5,050.74 | S/ 10,157.36 | S/ 15,320.49 | S/ 20,540.74 | S/ 477,014.74 |
| 4.40% | S/ 4,940.29 | S/ 9,934.05 | S/ 14,981.85 | S/ 20,084.28 | S/ 476,558.28 |
| 4.30% | S/ 4,829.76 | S/ 9,710.62 | S/ 14,643.13 | S/ 19,627.82 | S/ 476,101.82 |
| 4.25% | S/ 4,774.47 | S/ 9,598.87 | S/ 14,473.74 | S/ 19,399.59 | S/ 475,873.59 |
| 4.20% | S/ 4,719.15 | S/ 9,487.09 | S/ 14,304.33 | S/ 19,171.36 | S/ 475,645.36 |
| 4.15% | S/ 4,663.82 | S/ 9,375.29 | S/ 14,134.89 | S/ 18,943.13 | S/ 475,417.13 |
| 4.00% | S/ 4,497.70 | S/ 9,039.71 | S/ 13,626.48 | S/ 18,258.44 | S/ 474,732.44 |
| 3.90% | S/ 4,386.85 | S/ 8,815.86 | S/ 13,287.43 | S/ 17,801.98 | S/ 474,275.98 |
| 3.75% | S/ 4,220.43 | S/ 8,479.88 | S/ 12,778.71 | S/ 17,117.29 | S/ 473,591.29 |
| 3.50% | S/ 3,942.66 | S/ 7,919.37 | S/ 11,930.43 | S/ 15,976.13 | S/ 472,450.13 |
| 3.00% | S/ 3,385.61 | S/ 6,796.32 | S/ 10,232.33 | S/ 13,693.83 | S/ 470,167.83 |
| 2.75% | S/ 3,106.32 | S/ 6,233.77 | S/ 9,382.51 | S/ 12,552.68 | S/ 469,026.68 |
| 2.50% | S/ 2,826.52 | S/ 5,670.54 | S/ 8,532.17 | S/ 11,411.53 | S/ 467,885.53 |
| 2.00% | S/ 2,265.39 | S/ 4,542.01 | S/ 6,829.94 | S/ 9,129.22 | S/ 465,603.22 |
| 1.35% | S/ 1,532.82 | S/ 3,070.78 | S/ 4,613.91 | S/ 6,162.23 | S/ 462,636.23 |
| 1.00% | S/ 1,136.90 | S/ 2,276.63 | S/ 3,419.20 | S/ 4,564.61 | S/ 461,038.61 |
| 0.10% | S/ 114.07 | S/ 228.17 | S/ 342.30 | S/ 456.46 | S/ 456,930.46 |
Sobre los datos
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Para S/ 456,474 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 456,474 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.