Cálculo de intereses
Ahorrando S/ 455,227
Veamos que pasaría si Usted ahorrara 455,227 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 455,227.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,200.53 | S/ 10,460.47 | S/ 15,780.49 | S/ 21,161.30 | S/ 476,388.30 |
| 8.50% | S/ 9,379.41 | S/ 18,952.08 | S/ 28,721.97 | S/ 38,693.17 | S/ 493,920.17 |
| 8.00% | S/ 8,843.24 | S/ 17,858.27 | S/ 27,048.42 | S/ 36,417.10 | S/ 491,644.10 |
| 7.10% | S/ 7,873.42 | S/ 15,883.01 | S/ 24,031.13 | S/ 32,320.18 | S/ 487,547.18 |
| 7.00% | S/ 7,765.28 | S/ 15,663.02 | S/ 23,695.49 | S/ 31,864.97 | S/ 487,091.97 |
| 6.50% | S/ 7,223.47 | S/ 14,561.56 | S/ 22,016.08 | S/ 29,588.90 | S/ 484,815.90 |
| 6.10% | S/ 6,788.64 | S/ 13,678.52 | S/ 20,671.14 | S/ 27,768.05 | S/ 482,995.05 |
| 6.20% | S/ 6,897.46 | S/ 13,899.43 | S/ 21,007.50 | S/ 28,223.26 | S/ 483,450.26 |
| 5.90% | S/ 6,570.77 | S/ 13,236.38 | S/ 19,998.20 | S/ 26,857.62 | S/ 482,084.62 |
| 5.75% | S/ 6,407.16 | S/ 12,904.50 | S/ 19,493.28 | S/ 26,174.80 | S/ 481,401.80 |
| 5.70% | S/ 6,352.58 | S/ 12,793.82 | S/ 19,324.93 | S/ 25,947.19 | S/ 481,174.19 |
| 5.65% | S/ 6,297.99 | S/ 12,683.11 | S/ 19,156.57 | S/ 25,719.59 | S/ 480,946.59 |
| 5.60% | S/ 6,243.38 | S/ 12,572.38 | S/ 18,988.18 | S/ 25,491.98 | S/ 480,718.98 |
| 5.50% | S/ 6,134.09 | S/ 12,350.84 | S/ 18,651.35 | S/ 25,036.77 | S/ 480,263.77 |
| 5.30% | S/ 5,915.29 | S/ 11,907.44 | S/ 17,977.45 | S/ 24,126.34 | S/ 479,353.34 |
| 5.25% | S/ 5,860.54 | S/ 11,796.52 | S/ 17,808.92 | S/ 23,898.73 | S/ 479,125.73 |
| 5.05% | S/ 5,641.34 | S/ 11,352.59 | S/ 17,134.62 | S/ 22,988.30 | S/ 478,215.30 |
| 5.00% | S/ 5,586.50 | S/ 11,241.55 | S/ 16,966.00 | S/ 22,760.70 | S/ 477,987.70 |
| 4.95% | S/ 5,531.63 | S/ 11,130.47 | S/ 16,797.35 | S/ 22,533.09 | S/ 477,760.09 |
| 4.75% | S/ 5,311.96 | S/ 10,685.91 | S/ 16,122.57 | S/ 21,622.66 | S/ 476,849.66 |
| 4.55% | S/ 5,091.98 | S/ 10,240.93 | S/ 15,447.46 | S/ 20,712.24 | S/ 475,939.24 |
| 4.50% | S/ 5,036.94 | S/ 10,129.61 | S/ 15,278.63 | S/ 20,484.63 | S/ 475,711.63 |
| 4.40% | S/ 4,926.79 | S/ 9,906.91 | S/ 14,940.92 | S/ 20,029.41 | S/ 475,256.41 |
| 4.30% | S/ 4,816.57 | S/ 9,684.10 | S/ 14,603.13 | S/ 19,574.20 | S/ 474,801.20 |
| 4.25% | S/ 4,761.42 | S/ 9,572.65 | S/ 14,434.20 | S/ 19,346.59 | S/ 474,573.59 |
| 4.20% | S/ 4,706.26 | S/ 9,461.18 | S/ 14,265.25 | S/ 19,118.99 | S/ 474,345.99 |
| 4.15% | S/ 4,651.08 | S/ 9,349.68 | S/ 14,096.28 | S/ 18,891.38 | S/ 474,118.38 |
| 4.00% | S/ 4,485.41 | S/ 9,015.02 | S/ 13,589.25 | S/ 18,208.56 | S/ 473,435.56 |
| 3.90% | S/ 4,374.87 | S/ 8,791.78 | S/ 13,251.13 | S/ 17,753.35 | S/ 472,980.35 |
| 3.75% | S/ 4,208.90 | S/ 8,456.71 | S/ 12,743.80 | S/ 17,070.53 | S/ 472,297.53 |
| 3.50% | S/ 3,931.89 | S/ 7,897.74 | S/ 11,897.84 | S/ 15,932.49 | S/ 471,159.49 |
| 3.00% | S/ 3,376.36 | S/ 6,777.75 | S/ 10,204.38 | S/ 13,656.42 | S/ 468,883.42 |
| 2.75% | S/ 3,097.83 | S/ 6,216.74 | S/ 9,356.88 | S/ 12,518.39 | S/ 467,745.39 |
| 2.50% | S/ 2,818.80 | S/ 5,655.05 | S/ 8,508.87 | S/ 11,380.35 | S/ 466,607.35 |
| 2.00% | S/ 2,259.20 | S/ 4,529.61 | S/ 6,811.28 | S/ 9,104.28 | S/ 464,331.28 |
| 1.35% | S/ 1,528.63 | S/ 3,062.39 | S/ 4,601.31 | S/ 6,145.39 | S/ 461,372.39 |
| 1.00% | S/ 1,133.79 | S/ 2,270.41 | S/ 3,409.86 | S/ 4,552.14 | S/ 459,779.14 |
| 0.10% | S/ 113.76 | S/ 227.55 | S/ 341.37 | S/ 455.21 | S/ 455,682.21 |
Sobre los datos
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Para S/ 455,227 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 455,227 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.