Cálculo de intereses
Ahorrando S/ 454,219
Veamos que pasaría si Usted ahorrara 454,219 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 454,219.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,189.01 | S/ 10,437.30 | S/ 15,745.55 | S/ 21,114.44 | S/ 475,333.44 |
| 8.50% | S/ 9,358.64 | S/ 18,910.11 | S/ 28,658.37 | S/ 38,607.49 | S/ 492,826.49 |
| 8.00% | S/ 8,823.66 | S/ 17,818.72 | S/ 26,988.53 | S/ 36,336.46 | S/ 490,555.46 |
| 7.10% | S/ 7,855.98 | S/ 15,847.84 | S/ 23,977.92 | S/ 32,248.61 | S/ 486,467.61 |
| 7.00% | S/ 7,748.09 | S/ 15,628.34 | S/ 23,643.02 | S/ 31,794.41 | S/ 486,013.41 |
| 6.50% | S/ 7,207.47 | S/ 14,529.31 | S/ 21,967.33 | S/ 29,523.38 | S/ 483,742.38 |
| 6.10% | S/ 6,773.61 | S/ 13,648.23 | S/ 20,625.37 | S/ 27,706.56 | S/ 481,925.56 |
| 6.20% | S/ 6,882.19 | S/ 13,868.66 | S/ 20,960.98 | S/ 28,160.77 | S/ 482,379.77 |
| 5.90% | S/ 6,556.22 | S/ 13,207.07 | S/ 19,953.92 | S/ 26,798.15 | S/ 481,017.15 |
| 5.75% | S/ 6,392.97 | S/ 12,875.92 | S/ 19,450.12 | S/ 26,116.84 | S/ 480,335.84 |
| 5.70% | S/ 6,338.52 | S/ 12,765.49 | S/ 19,282.14 | S/ 25,889.74 | S/ 480,108.74 |
| 5.65% | S/ 6,284.04 | S/ 12,655.03 | S/ 19,114.15 | S/ 25,662.63 | S/ 479,881.63 |
| 5.60% | S/ 6,229.55 | S/ 12,544.54 | S/ 18,946.14 | S/ 25,435.53 | S/ 479,654.53 |
| 5.50% | S/ 6,120.51 | S/ 12,323.49 | S/ 18,610.05 | S/ 24,981.33 | S/ 479,200.33 |
| 5.30% | S/ 5,902.19 | S/ 11,881.07 | S/ 17,937.64 | S/ 24,072.92 | S/ 478,291.92 |
| 5.25% | S/ 5,847.56 | S/ 11,770.40 | S/ 17,769.49 | S/ 23,845.81 | S/ 478,064.81 |
| 5.05% | S/ 5,628.85 | S/ 11,327.46 | S/ 17,096.68 | S/ 22,937.40 | S/ 477,156.40 |
| 5.00% | S/ 5,574.13 | S/ 11,216.66 | S/ 16,928.43 | S/ 22,710.30 | S/ 476,929.30 |
| 4.95% | S/ 5,519.38 | S/ 11,105.83 | S/ 16,760.16 | S/ 22,483.20 | S/ 476,702.20 |
| 4.75% | S/ 5,300.20 | S/ 10,662.25 | S/ 16,086.87 | S/ 21,574.78 | S/ 475,793.78 |
| 4.55% | S/ 5,080.71 | S/ 10,218.25 | S/ 15,413.26 | S/ 20,666.37 | S/ 474,885.37 |
| 4.50% | S/ 5,025.79 | S/ 10,107.18 | S/ 15,244.80 | S/ 20,439.27 | S/ 474,658.27 |
| 4.40% | S/ 4,915.88 | S/ 9,884.97 | S/ 14,907.84 | S/ 19,985.06 | S/ 474,204.06 |
| 4.30% | S/ 4,805.90 | S/ 9,662.65 | S/ 14,570.79 | S/ 19,530.86 | S/ 473,749.86 |
| 4.25% | S/ 4,750.88 | S/ 9,551.45 | S/ 14,402.24 | S/ 19,303.76 | S/ 473,522.76 |
| 4.20% | S/ 4,695.84 | S/ 9,440.23 | S/ 14,233.66 | S/ 19,076.65 | S/ 473,295.65 |
| 4.15% | S/ 4,640.78 | S/ 9,328.97 | S/ 14,065.07 | S/ 18,849.55 | S/ 473,068.55 |
| 4.00% | S/ 4,475.48 | S/ 8,995.05 | S/ 13,559.16 | S/ 18,168.24 | S/ 472,387.24 |
| 3.90% | S/ 4,365.18 | S/ 8,772.31 | S/ 13,221.79 | S/ 17,714.04 | S/ 471,933.04 |
| 3.75% | S/ 4,199.58 | S/ 8,437.99 | S/ 12,715.58 | S/ 17,032.73 | S/ 471,251.73 |
| 3.50% | S/ 3,923.18 | S/ 7,880.25 | S/ 11,871.49 | S/ 15,897.21 | S/ 470,116.21 |
| 3.00% | S/ 3,368.88 | S/ 6,762.75 | S/ 10,181.79 | S/ 13,626.18 | S/ 467,845.18 |
| 2.75% | S/ 3,090.97 | S/ 6,202.98 | S/ 9,336.16 | S/ 12,490.67 | S/ 466,709.67 |
| 2.50% | S/ 2,812.56 | S/ 5,642.53 | S/ 8,490.03 | S/ 11,355.15 | S/ 465,574.15 |
| 2.00% | S/ 2,254.19 | S/ 4,519.58 | S/ 6,796.20 | S/ 9,084.12 | S/ 463,303.12 |
| 1.35% | S/ 1,525.25 | S/ 3,055.61 | S/ 4,591.12 | S/ 6,131.78 | S/ 460,350.78 |
| 1.00% | S/ 1,131.28 | S/ 2,265.38 | S/ 3,402.31 | S/ 4,542.06 | S/ 458,761.06 |
| 0.10% | S/ 113.51 | S/ 227.05 | S/ 340.61 | S/ 454.21 | S/ 454,673.21 |
Sobre los datos
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Para S/ 454,219 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 454,219 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.