Cálculo de intereses
Ahorrando S/ 453,636
Veamos que pasaría si Usted ahorrara 453,636 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 453,636.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,182.35 | S/ 10,423.91 | S/ 15,725.34 | S/ 21,087.34 | S/ 474,723.34 |
| 8.50% | S/ 9,346.63 | S/ 18,885.84 | S/ 28,621.59 | S/ 38,557.94 | S/ 492,193.94 |
| 8.00% | S/ 8,812.33 | S/ 17,795.85 | S/ 26,953.89 | S/ 36,289.82 | S/ 489,925.82 |
| 7.10% | S/ 7,845.90 | S/ 15,827.50 | S/ 23,947.14 | S/ 32,207.22 | S/ 485,843.22 |
| 7.00% | S/ 7,738.14 | S/ 15,608.28 | S/ 23,612.67 | S/ 31,753.60 | S/ 485,389.60 |
| 6.50% | S/ 7,198.22 | S/ 14,510.66 | S/ 21,939.14 | S/ 29,485.49 | S/ 483,121.49 |
| 6.10% | S/ 6,764.92 | S/ 13,630.71 | S/ 20,598.90 | S/ 27,671.00 | S/ 481,307.00 |
| 6.20% | S/ 6,873.36 | S/ 13,850.86 | S/ 20,934.08 | S/ 28,124.62 | S/ 481,760.62 |
| 5.90% | S/ 6,547.80 | S/ 13,190.12 | S/ 19,928.30 | S/ 26,763.75 | S/ 480,399.75 |
| 5.75% | S/ 6,384.77 | S/ 12,859.39 | S/ 19,425.15 | S/ 26,083.32 | S/ 479,719.32 |
| 5.70% | S/ 6,330.38 | S/ 12,749.10 | S/ 19,257.39 | S/ 25,856.51 | S/ 479,492.51 |
| 5.65% | S/ 6,275.98 | S/ 12,638.78 | S/ 19,089.62 | S/ 25,629.70 | S/ 479,265.70 |
| 5.60% | S/ 6,221.56 | S/ 12,528.44 | S/ 18,921.82 | S/ 25,402.89 | S/ 479,038.89 |
| 5.50% | S/ 6,112.65 | S/ 12,307.67 | S/ 18,586.17 | S/ 24,949.26 | S/ 478,585.26 |
| 5.30% | S/ 5,894.61 | S/ 11,865.82 | S/ 17,914.62 | S/ 24,042.02 | S/ 477,678.02 |
| 5.25% | S/ 5,840.05 | S/ 11,755.29 | S/ 17,746.68 | S/ 23,815.21 | S/ 477,451.21 |
| 5.05% | S/ 5,621.63 | S/ 11,312.92 | S/ 17,074.74 | S/ 22,907.96 | S/ 476,543.96 |
| 5.00% | S/ 5,566.97 | S/ 11,202.26 | S/ 16,906.70 | S/ 22,681.15 | S/ 476,317.15 |
| 4.95% | S/ 5,512.30 | S/ 11,091.57 | S/ 16,738.65 | S/ 22,454.34 | S/ 476,090.34 |
| 4.75% | S/ 5,293.40 | S/ 10,648.57 | S/ 16,066.22 | S/ 21,547.09 | S/ 475,183.09 |
| 4.55% | S/ 5,074.19 | S/ 10,205.13 | S/ 15,393.47 | S/ 20,639.85 | S/ 474,275.85 |
| 4.50% | S/ 5,019.34 | S/ 10,094.21 | S/ 15,225.24 | S/ 20,413.04 | S/ 474,049.04 |
| 4.40% | S/ 4,909.57 | S/ 9,872.28 | S/ 14,888.70 | S/ 19,959.41 | S/ 473,595.41 |
| 4.30% | S/ 4,799.73 | S/ 9,650.25 | S/ 14,552.09 | S/ 19,505.79 | S/ 473,141.79 |
| 4.25% | S/ 4,744.78 | S/ 9,539.19 | S/ 14,383.75 | S/ 19,278.98 | S/ 472,914.98 |
| 4.20% | S/ 4,689.81 | S/ 9,428.11 | S/ 14,215.39 | S/ 19,052.17 | S/ 472,688.17 |
| 4.15% | S/ 4,634.82 | S/ 9,317.00 | S/ 14,047.01 | S/ 18,825.36 | S/ 472,461.36 |
| 4.00% | S/ 4,469.73 | S/ 8,983.51 | S/ 13,541.76 | S/ 18,144.92 | S/ 471,780.92 |
| 3.90% | S/ 4,359.58 | S/ 8,761.05 | S/ 13,204.82 | S/ 17,691.30 | S/ 471,327.30 |
| 3.75% | S/ 4,194.19 | S/ 8,427.16 | S/ 12,699.26 | S/ 17,010.86 | S/ 470,646.86 |
| 3.50% | S/ 3,918.15 | S/ 7,870.13 | S/ 11,856.26 | S/ 15,876.81 | S/ 469,512.81 |
| 3.00% | S/ 3,364.56 | S/ 6,754.07 | S/ 10,168.72 | S/ 13,608.69 | S/ 467,244.69 |
| 2.75% | S/ 3,087.01 | S/ 6,195.02 | S/ 9,324.18 | S/ 12,474.64 | S/ 466,110.64 |
| 2.50% | S/ 2,808.95 | S/ 5,635.29 | S/ 8,479.13 | S/ 11,340.58 | S/ 464,976.58 |
| 2.00% | S/ 2,251.30 | S/ 4,513.78 | S/ 6,787.48 | S/ 9,072.46 | S/ 462,708.46 |
| 1.35% | S/ 1,523.29 | S/ 3,051.69 | S/ 4,585.23 | S/ 6,123.91 | S/ 459,759.91 |
| 1.00% | S/ 1,129.83 | S/ 2,262.47 | S/ 3,397.94 | S/ 4,536.23 | S/ 458,172.23 |
| 0.10% | S/ 113.36 | S/ 226.75 | S/ 340.17 | S/ 453.62 | S/ 454,089.62 |
Sobre los datos
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Para S/ 453,636 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 453,636 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.