Cálculo de intereses
Ahorrando S/ 453,487
Veamos que pasaría si Usted ahorrara 453,487 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 453,487.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,180.65 | S/ 10,420.48 | S/ 15,720.18 | S/ 21,080.41 | S/ 474,567.41 |
| 8.50% | S/ 9,343.56 | S/ 18,879.64 | S/ 28,612.19 | S/ 38,545.27 | S/ 492,032.27 |
| 8.00% | S/ 8,809.44 | S/ 17,790.01 | S/ 26,945.03 | S/ 36,277.90 | S/ 489,764.90 |
| 7.10% | S/ 7,843.32 | S/ 15,822.30 | S/ 23,939.28 | S/ 32,196.64 | S/ 485,683.64 |
| 7.00% | S/ 7,735.60 | S/ 15,603.16 | S/ 23,604.92 | S/ 31,743.17 | S/ 485,230.17 |
| 6.50% | S/ 7,195.86 | S/ 14,505.90 | S/ 21,931.93 | S/ 29,475.80 | S/ 482,962.80 |
| 6.10% | S/ 6,762.69 | S/ 13,626.24 | S/ 20,592.13 | S/ 27,661.91 | S/ 481,148.91 |
| 6.20% | S/ 6,871.10 | S/ 13,846.31 | S/ 20,927.20 | S/ 28,115.38 | S/ 481,602.38 |
| 5.90% | S/ 6,545.65 | S/ 13,185.78 | S/ 19,921.76 | S/ 26,754.96 | S/ 480,241.96 |
| 5.75% | S/ 6,382.67 | S/ 12,855.17 | S/ 19,418.77 | S/ 26,074.75 | S/ 479,561.75 |
| 5.70% | S/ 6,328.30 | S/ 12,744.91 | S/ 19,251.07 | S/ 25,848.01 | S/ 479,335.01 |
| 5.65% | S/ 6,273.92 | S/ 12,634.63 | S/ 19,083.35 | S/ 25,621.28 | S/ 479,108.28 |
| 5.60% | S/ 6,219.51 | S/ 12,524.32 | S/ 18,915.60 | S/ 25,394.54 | S/ 478,881.54 |
| 5.50% | S/ 6,110.64 | S/ 12,303.63 | S/ 18,580.06 | S/ 24,941.07 | S/ 478,428.07 |
| 5.30% | S/ 5,892.68 | S/ 11,861.92 | S/ 17,908.74 | S/ 24,034.12 | S/ 477,521.12 |
| 5.25% | S/ 5,838.14 | S/ 11,751.43 | S/ 17,740.85 | S/ 23,807.38 | S/ 477,294.38 |
| 5.05% | S/ 5,619.78 | S/ 11,309.20 | S/ 17,069.13 | S/ 22,900.44 | S/ 476,387.44 |
| 5.00% | S/ 5,565.14 | S/ 11,198.58 | S/ 16,901.15 | S/ 22,673.70 | S/ 476,160.70 |
| 4.95% | S/ 5,510.48 | S/ 11,087.93 | S/ 16,733.15 | S/ 22,446.96 | S/ 475,933.96 |
| 4.75% | S/ 5,291.66 | S/ 10,645.07 | S/ 16,060.94 | S/ 21,540.02 | S/ 475,027.02 |
| 4.55% | S/ 5,072.52 | S/ 10,201.78 | S/ 15,388.42 | S/ 20,633.07 | S/ 474,120.07 |
| 4.50% | S/ 5,017.69 | S/ 10,090.90 | S/ 15,220.24 | S/ 20,406.33 | S/ 473,893.33 |
| 4.40% | S/ 4,907.96 | S/ 9,869.04 | S/ 14,883.81 | S/ 19,952.86 | S/ 473,439.86 |
| 4.30% | S/ 4,798.16 | S/ 9,647.08 | S/ 14,547.31 | S/ 19,499.38 | S/ 472,986.38 |
| 4.25% | S/ 4,743.22 | S/ 9,536.06 | S/ 14,379.03 | S/ 19,272.65 | S/ 472,759.65 |
| 4.20% | S/ 4,688.27 | S/ 9,425.01 | S/ 14,210.72 | S/ 19,045.91 | S/ 472,532.91 |
| 4.15% | S/ 4,633.30 | S/ 9,313.94 | S/ 14,042.40 | S/ 18,819.17 | S/ 472,306.17 |
| 4.00% | S/ 4,468.27 | S/ 8,980.56 | S/ 13,537.31 | S/ 18,138.96 | S/ 471,625.96 |
| 3.90% | S/ 4,358.14 | S/ 8,758.17 | S/ 13,200.48 | S/ 17,685.49 | S/ 471,172.49 |
| 3.75% | S/ 4,192.81 | S/ 8,424.39 | S/ 12,695.09 | S/ 17,005.28 | S/ 470,492.28 |
| 3.50% | S/ 3,916.86 | S/ 7,867.55 | S/ 11,852.36 | S/ 15,871.59 | S/ 469,358.59 |
| 3.00% | S/ 3,363.45 | S/ 6,751.85 | S/ 10,165.38 | S/ 13,604.22 | S/ 467,091.22 |
| 2.75% | S/ 3,085.99 | S/ 6,192.98 | S/ 9,321.12 | S/ 12,470.54 | S/ 465,957.54 |
| 2.50% | S/ 2,808.02 | S/ 5,633.44 | S/ 8,476.34 | S/ 11,336.85 | S/ 464,823.85 |
| 2.00% | S/ 2,250.56 | S/ 4,512.29 | S/ 6,785.25 | S/ 9,069.48 | S/ 462,556.48 |
| 1.35% | S/ 1,522.79 | S/ 3,050.69 | S/ 4,583.72 | S/ 6,121.90 | S/ 459,608.90 |
| 1.00% | S/ 1,129.46 | S/ 2,261.73 | S/ 3,396.82 | S/ 4,534.74 | S/ 458,021.74 |
| 0.10% | S/ 113.33 | S/ 226.68 | S/ 340.06 | S/ 453.47 | S/ 453,940.47 |
Sobre los datos
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Para S/ 453,487 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 453,487 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.