Cálculo de intereses
Ahorrando S/ 453,453
Veamos que pasaría si Usted ahorrara 453,453 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 453,453.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,180.26 | S/ 10,419.70 | S/ 15,719.00 | S/ 21,078.83 | S/ 474,531.83 |
| 8.50% | S/ 9,342.86 | S/ 18,878.22 | S/ 28,610.04 | S/ 38,542.38 | S/ 491,995.38 |
| 8.00% | S/ 8,808.78 | S/ 17,788.67 | S/ 26,943.01 | S/ 36,275.18 | S/ 489,728.18 |
| 7.10% | S/ 7,842.73 | S/ 15,821.11 | S/ 23,937.48 | S/ 32,194.23 | S/ 485,647.23 |
| 7.00% | S/ 7,735.02 | S/ 15,601.99 | S/ 23,603.15 | S/ 31,740.79 | S/ 485,193.79 |
| 6.50% | S/ 7,195.32 | S/ 14,504.81 | S/ 21,930.29 | S/ 29,473.59 | S/ 482,926.59 |
| 6.10% | S/ 6,762.19 | S/ 13,625.21 | S/ 20,590.59 | S/ 27,659.84 | S/ 481,112.84 |
| 6.20% | S/ 6,870.58 | S/ 13,845.27 | S/ 20,925.63 | S/ 28,113.27 | S/ 481,566.27 |
| 5.90% | S/ 6,545.16 | S/ 13,184.79 | S/ 19,920.27 | S/ 26,752.96 | S/ 480,205.96 |
| 5.75% | S/ 6,382.19 | S/ 12,854.21 | S/ 19,417.32 | S/ 26,072.80 | S/ 479,525.80 |
| 5.70% | S/ 6,327.83 | S/ 12,743.96 | S/ 19,249.63 | S/ 25,846.08 | S/ 479,299.08 |
| 5.65% | S/ 6,273.45 | S/ 12,633.68 | S/ 19,081.92 | S/ 25,619.36 | S/ 479,072.36 |
| 5.60% | S/ 6,219.05 | S/ 12,523.38 | S/ 18,914.19 | S/ 25,392.64 | S/ 478,845.64 |
| 5.50% | S/ 6,110.19 | S/ 12,302.71 | S/ 18,578.67 | S/ 24,939.20 | S/ 478,392.20 |
| 5.30% | S/ 5,892.23 | S/ 11,861.03 | S/ 17,907.39 | S/ 24,032.32 | S/ 477,485.32 |
| 5.25% | S/ 5,837.70 | S/ 11,750.55 | S/ 17,739.52 | S/ 23,805.60 | S/ 477,258.60 |
| 5.05% | S/ 5,619.36 | S/ 11,308.35 | S/ 17,067.85 | S/ 22,898.72 | S/ 476,351.72 |
| 5.00% | S/ 5,564.72 | S/ 11,197.74 | S/ 16,899.88 | S/ 22,672.00 | S/ 476,125.00 |
| 4.95% | S/ 5,510.07 | S/ 11,087.10 | S/ 16,731.89 | S/ 22,445.28 | S/ 475,898.28 |
| 4.75% | S/ 5,291.26 | S/ 10,644.27 | S/ 16,059.74 | S/ 21,538.40 | S/ 474,991.40 |
| 4.55% | S/ 5,072.14 | S/ 10,201.02 | S/ 15,387.26 | S/ 20,631.52 | S/ 474,084.52 |
| 4.50% | S/ 5,017.31 | S/ 10,090.14 | S/ 15,219.09 | S/ 20,404.80 | S/ 473,857.80 |
| 4.40% | S/ 4,907.59 | S/ 9,868.30 | S/ 14,882.70 | S/ 19,951.36 | S/ 473,404.36 |
| 4.30% | S/ 4,797.80 | S/ 9,646.36 | S/ 14,546.22 | S/ 19,497.92 | S/ 472,950.92 |
| 4.25% | S/ 4,742.87 | S/ 9,535.34 | S/ 14,377.95 | S/ 19,271.20 | S/ 472,724.20 |
| 4.20% | S/ 4,687.92 | S/ 9,424.31 | S/ 14,209.66 | S/ 19,044.48 | S/ 472,497.48 |
| 4.15% | S/ 4,632.95 | S/ 9,313.24 | S/ 14,041.35 | S/ 18,817.76 | S/ 472,270.76 |
| 4.00% | S/ 4,467.93 | S/ 8,979.89 | S/ 13,536.30 | S/ 18,137.60 | S/ 471,590.60 |
| 3.90% | S/ 4,357.82 | S/ 8,757.51 | S/ 13,199.49 | S/ 17,684.16 | S/ 471,137.16 |
| 3.75% | S/ 4,192.50 | S/ 8,423.76 | S/ 12,694.14 | S/ 17,004.00 | S/ 470,457.00 |
| 3.50% | S/ 3,916.57 | S/ 7,866.96 | S/ 11,851.47 | S/ 15,870.40 | S/ 469,323.40 |
| 3.00% | S/ 3,363.20 | S/ 6,751.34 | S/ 10,164.61 | S/ 13,603.20 | S/ 467,056.20 |
| 2.75% | S/ 3,085.76 | S/ 6,192.52 | S/ 9,320.42 | S/ 12,469.60 | S/ 465,922.60 |
| 2.50% | S/ 2,807.81 | S/ 5,633.01 | S/ 8,475.71 | S/ 11,336.00 | S/ 464,789.00 |
| 2.00% | S/ 2,250.39 | S/ 4,511.95 | S/ 6,784.74 | S/ 9,068.80 | S/ 462,521.80 |
| 1.35% | S/ 1,522.67 | S/ 3,050.46 | S/ 4,583.38 | S/ 6,121.44 | S/ 459,574.44 |
| 1.00% | S/ 1,129.37 | S/ 2,261.56 | S/ 3,396.57 | S/ 4,534.40 | S/ 457,987.40 |
| 0.10% | S/ 113.32 | S/ 226.66 | S/ 340.04 | S/ 453.44 | S/ 453,906.44 |
Sobre los datos
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Para S/ 453,453 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 453,453 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.