Cálculo de intereses
Ahorrando S/ 452,757
Veamos que pasaría si Usted ahorrara 452,757 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 452,757.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,172.31 | S/ 10,403.71 | S/ 15,694.87 | S/ 21,046.48 | S/ 473,803.48 |
| 8.50% | S/ 9,328.52 | S/ 18,849.24 | S/ 28,566.13 | S/ 38,483.22 | S/ 491,240.22 |
| 8.00% | S/ 8,795.26 | S/ 17,761.37 | S/ 26,901.66 | S/ 36,219.51 | S/ 488,976.51 |
| 7.10% | S/ 7,830.70 | S/ 15,796.83 | S/ 23,900.74 | S/ 32,144.82 | S/ 484,901.82 |
| 7.00% | S/ 7,723.15 | S/ 15,578.04 | S/ 23,566.92 | S/ 31,692.07 | S/ 484,449.07 |
| 6.50% | S/ 7,184.27 | S/ 14,482.55 | S/ 21,896.63 | S/ 29,428.35 | S/ 482,185.35 |
| 6.10% | S/ 6,751.81 | S/ 13,604.30 | S/ 20,558.98 | S/ 27,617.38 | S/ 480,374.38 |
| 6.20% | S/ 6,860.04 | S/ 13,824.02 | S/ 20,893.51 | S/ 28,070.12 | S/ 480,827.12 |
| 5.90% | S/ 6,535.11 | S/ 13,164.56 | S/ 19,889.69 | S/ 26,711.89 | S/ 479,468.89 |
| 5.75% | S/ 6,372.39 | S/ 12,834.48 | S/ 19,387.51 | S/ 26,032.78 | S/ 478,789.78 |
| 5.70% | S/ 6,318.12 | S/ 12,724.40 | S/ 19,220.08 | S/ 25,806.41 | S/ 478,563.41 |
| 5.65% | S/ 6,263.82 | S/ 12,614.29 | S/ 19,052.63 | S/ 25,580.03 | S/ 478,337.03 |
| 5.60% | S/ 6,209.50 | S/ 12,504.16 | S/ 18,885.16 | S/ 25,353.66 | S/ 478,110.66 |
| 5.50% | S/ 6,100.81 | S/ 12,283.82 | S/ 18,550.15 | S/ 24,900.92 | S/ 477,657.92 |
| 5.30% | S/ 5,883.19 | S/ 11,842.83 | S/ 17,879.91 | S/ 23,995.43 | S/ 476,752.43 |
| 5.25% | S/ 5,828.74 | S/ 11,732.51 | S/ 17,712.30 | S/ 23,769.06 | S/ 476,526.06 |
| 5.05% | S/ 5,610.73 | S/ 11,291.00 | S/ 17,041.65 | S/ 22,863.57 | S/ 475,620.57 |
| 5.00% | S/ 5,556.18 | S/ 11,180.55 | S/ 16,873.94 | S/ 22,637.20 | S/ 475,394.20 |
| 4.95% | S/ 5,501.61 | S/ 11,070.08 | S/ 16,706.21 | S/ 22,410.83 | S/ 475,167.83 |
| 4.75% | S/ 5,283.14 | S/ 10,627.93 | S/ 16,035.09 | S/ 21,505.34 | S/ 474,262.34 |
| 4.55% | S/ 5,064.36 | S/ 10,185.36 | S/ 15,363.65 | S/ 20,599.85 | S/ 473,356.85 |
| 4.50% | S/ 5,009.61 | S/ 10,074.65 | S/ 15,195.74 | S/ 20,373.48 | S/ 473,130.48 |
| 4.40% | S/ 4,900.06 | S/ 9,853.15 | S/ 14,859.85 | S/ 19,920.74 | S/ 472,677.74 |
| 4.30% | S/ 4,790.43 | S/ 9,631.55 | S/ 14,523.89 | S/ 19,467.99 | S/ 472,224.99 |
| 4.25% | S/ 4,735.59 | S/ 9,520.71 | S/ 14,355.88 | S/ 19,241.62 | S/ 471,998.62 |
| 4.20% | S/ 4,680.73 | S/ 9,409.84 | S/ 14,187.85 | S/ 19,015.25 | S/ 471,772.25 |
| 4.15% | S/ 4,625.84 | S/ 9,298.95 | S/ 14,019.80 | S/ 18,788.88 | S/ 471,545.88 |
| 4.00% | S/ 4,461.07 | S/ 8,966.10 | S/ 13,515.52 | S/ 18,109.76 | S/ 470,866.76 |
| 3.90% | S/ 4,351.13 | S/ 8,744.07 | S/ 13,179.23 | S/ 17,657.02 | S/ 470,414.02 |
| 3.75% | S/ 4,186.06 | S/ 8,410.83 | S/ 12,674.65 | S/ 16,977.90 | S/ 469,734.90 |
| 3.50% | S/ 3,910.55 | S/ 7,854.88 | S/ 11,833.28 | S/ 15,846.04 | S/ 468,603.04 |
| 3.00% | S/ 3,358.04 | S/ 6,740.98 | S/ 10,149.01 | S/ 13,582.32 | S/ 466,339.32 |
| 2.75% | S/ 3,081.02 | S/ 6,183.01 | S/ 9,306.11 | S/ 12,450.46 | S/ 465,207.46 |
| 2.50% | S/ 2,803.50 | S/ 5,624.37 | S/ 8,462.70 | S/ 11,318.60 | S/ 464,075.60 |
| 2.00% | S/ 2,246.94 | S/ 4,505.03 | S/ 6,774.33 | S/ 9,054.88 | S/ 461,811.88 |
| 1.35% | S/ 1,520.34 | S/ 3,045.78 | S/ 4,576.34 | S/ 6,112.05 | S/ 458,869.05 |
| 1.00% | S/ 1,127.64 | S/ 2,258.09 | S/ 3,391.36 | S/ 4,527.44 | S/ 457,284.44 |
| 0.10% | S/ 113.14 | S/ 226.32 | S/ 339.52 | S/ 452.74 | S/ 453,209.74 |
Sobre los datos
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Para S/ 452,757 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 452,757 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.