Cálculo de intereses
Ahorrando S/ 450,575
Veamos que pasaría si Usted ahorrara 450,575 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 450,575.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,147.38 | S/ 10,353.57 | S/ 15,619.23 | S/ 20,945.05 | S/ 471,520.05 |
| 8.50% | S/ 9,283.56 | S/ 18,758.40 | S/ 28,428.46 | S/ 38,297.76 | S/ 488,872.76 |
| 8.00% | S/ 8,752.87 | S/ 17,675.77 | S/ 26,772.01 | S/ 36,044.95 | S/ 486,619.95 |
| 7.10% | S/ 7,792.96 | S/ 15,720.70 | S/ 23,785.56 | S/ 31,989.90 | S/ 482,564.90 |
| 7.00% | S/ 7,685.93 | S/ 15,502.96 | S/ 23,453.34 | S/ 31,539.34 | S/ 482,114.34 |
| 6.50% | S/ 7,149.65 | S/ 14,412.75 | S/ 21,791.10 | S/ 29,286.53 | S/ 479,861.53 |
| 6.10% | S/ 6,719.27 | S/ 13,538.74 | S/ 20,459.90 | S/ 27,484.28 | S/ 478,059.28 |
| 6.20% | S/ 6,826.98 | S/ 13,757.39 | S/ 20,792.82 | S/ 27,934.84 | S/ 478,509.84 |
| 5.90% | S/ 6,503.62 | S/ 13,101.11 | S/ 19,793.83 | S/ 26,583.16 | S/ 477,158.16 |
| 5.75% | S/ 6,341.68 | S/ 12,772.62 | S/ 19,294.08 | S/ 25,907.32 | S/ 476,482.32 |
| 5.70% | S/ 6,287.67 | S/ 12,663.07 | S/ 19,127.45 | S/ 25,682.04 | S/ 476,257.04 |
| 5.65% | S/ 6,233.63 | S/ 12,553.50 | S/ 18,960.81 | S/ 25,456.75 | S/ 476,031.75 |
| 5.60% | S/ 6,179.57 | S/ 12,443.90 | S/ 18,794.14 | S/ 25,231.47 | S/ 475,806.47 |
| 5.50% | S/ 6,071.41 | S/ 12,224.62 | S/ 18,460.75 | S/ 24,780.91 | S/ 475,355.91 |
| 5.30% | S/ 5,854.84 | S/ 11,785.75 | S/ 17,793.74 | S/ 23,879.79 | S/ 474,454.79 |
| 5.25% | S/ 5,800.65 | S/ 11,675.97 | S/ 17,626.93 | S/ 23,654.51 | S/ 474,229.51 |
| 5.05% | S/ 5,583.69 | S/ 11,236.58 | S/ 16,959.52 | S/ 22,753.38 | S/ 473,328.38 |
| 5.00% | S/ 5,529.41 | S/ 11,126.67 | S/ 16,792.62 | S/ 22,528.10 | S/ 473,103.10 |
| 4.95% | S/ 5,475.10 | S/ 11,016.73 | S/ 16,625.70 | S/ 22,302.82 | S/ 472,877.82 |
| 4.75% | S/ 5,257.68 | S/ 10,576.71 | S/ 15,957.81 | S/ 21,401.70 | S/ 471,976.70 |
| 4.55% | S/ 5,039.95 | S/ 10,136.27 | S/ 15,289.60 | S/ 20,500.58 | S/ 471,075.58 |
| 4.50% | S/ 4,985.47 | S/ 10,026.10 | S/ 15,122.50 | S/ 20,275.29 | S/ 470,850.29 |
| 4.40% | S/ 4,876.45 | S/ 9,805.67 | S/ 14,788.24 | S/ 19,824.73 | S/ 470,399.73 |
| 4.30% | S/ 4,767.35 | S/ 9,585.13 | S/ 14,453.89 | S/ 19,374.17 | S/ 469,949.17 |
| 4.25% | S/ 4,712.77 | S/ 9,474.83 | S/ 14,286.69 | S/ 19,148.89 | S/ 469,723.89 |
| 4.20% | S/ 4,658.17 | S/ 9,364.49 | S/ 14,119.47 | S/ 18,923.61 | S/ 469,498.61 |
| 4.15% | S/ 4,603.55 | S/ 9,254.13 | S/ 13,952.23 | S/ 18,698.33 | S/ 469,273.33 |
| 4.00% | S/ 4,439.57 | S/ 8,922.89 | S/ 13,450.38 | S/ 18,022.49 | S/ 468,597.49 |
| 3.90% | S/ 4,330.16 | S/ 8,701.93 | S/ 13,115.72 | S/ 17,571.92 | S/ 468,146.92 |
| 3.75% | S/ 4,165.89 | S/ 8,370.29 | S/ 12,613.57 | S/ 16,896.08 | S/ 467,471.08 |
| 3.50% | S/ 3,891.71 | S/ 7,817.03 | S/ 11,776.25 | S/ 15,769.68 | S/ 466,344.68 |
| 3.00% | S/ 3,341.85 | S/ 6,708.49 | S/ 10,100.10 | S/ 13,516.87 | S/ 464,091.87 |
| 2.75% | S/ 3,066.17 | S/ 6,153.22 | S/ 9,261.26 | S/ 12,390.46 | S/ 462,965.46 |
| 2.50% | S/ 2,789.99 | S/ 5,597.26 | S/ 8,421.91 | S/ 11,264.06 | S/ 461,839.06 |
| 2.00% | S/ 2,236.11 | S/ 4,483.32 | S/ 6,741.68 | S/ 9,011.25 | S/ 459,586.25 |
| 1.35% | S/ 1,513.01 | S/ 3,031.10 | S/ 4,554.29 | S/ 6,082.59 | S/ 456,657.59 |
| 1.00% | S/ 1,122.21 | S/ 2,247.21 | S/ 3,375.01 | S/ 4,505.62 | S/ 455,080.62 |
| 0.10% | S/ 112.60 | S/ 225.22 | S/ 337.88 | S/ 450.56 | S/ 451,025.56 |
Sobre los datos
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Para S/ 450,575 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 450,575 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.