Cálculo de intereses
Ahorrando S/ 449,435
Veamos que pasaría si Usted ahorrara 449,435 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 449,435.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,134.36 | S/ 10,327.37 | S/ 15,579.71 | S/ 20,892.06 | S/ 470,327.06 |
| 8.50% | S/ 9,260.07 | S/ 18,710.94 | S/ 28,356.53 | S/ 38,200.86 | S/ 487,635.86 |
| 8.00% | S/ 8,730.72 | S/ 17,631.05 | S/ 26,704.27 | S/ 35,953.75 | S/ 485,388.75 |
| 7.10% | S/ 7,773.24 | S/ 15,680.92 | S/ 23,725.38 | S/ 31,908.96 | S/ 481,343.96 |
| 7.00% | S/ 7,666.48 | S/ 15,463.74 | S/ 23,394.00 | S/ 31,459.54 | S/ 480,894.54 |
| 6.50% | S/ 7,131.56 | S/ 14,376.29 | S/ 21,735.97 | S/ 29,212.43 | S/ 478,647.43 |
| 6.10% | S/ 6,702.27 | S/ 13,504.48 | S/ 20,408.14 | S/ 27,414.74 | S/ 476,849.74 |
| 6.20% | S/ 6,809.70 | S/ 13,722.59 | S/ 20,740.21 | S/ 27,864.17 | S/ 477,299.17 |
| 5.90% | S/ 6,487.16 | S/ 13,067.97 | S/ 19,743.75 | S/ 26,515.90 | S/ 475,950.90 |
| 5.75% | S/ 6,325.64 | S/ 12,740.31 | S/ 19,245.26 | S/ 25,841.77 | S/ 475,276.77 |
| 5.70% | S/ 6,271.76 | S/ 12,631.04 | S/ 19,079.06 | S/ 25,617.06 | S/ 475,052.06 |
| 5.65% | S/ 6,217.86 | S/ 12,521.74 | S/ 18,912.83 | S/ 25,392.35 | S/ 474,827.35 |
| 5.60% | S/ 6,163.94 | S/ 12,412.42 | S/ 18,746.59 | S/ 25,167.64 | S/ 474,602.64 |
| 5.50% | S/ 6,056.04 | S/ 12,193.69 | S/ 18,414.04 | S/ 24,718.21 | S/ 474,153.21 |
| 5.30% | S/ 5,840.02 | S/ 11,755.93 | S/ 17,748.72 | S/ 23,819.37 | S/ 473,254.37 |
| 5.25% | S/ 5,785.97 | S/ 11,646.43 | S/ 17,582.34 | S/ 23,594.66 | S/ 473,029.66 |
| 5.05% | S/ 5,569.57 | S/ 11,208.15 | S/ 16,916.61 | S/ 22,695.82 | S/ 472,130.82 |
| 5.00% | S/ 5,515.42 | S/ 11,098.52 | S/ 16,750.13 | S/ 22,471.11 | S/ 471,906.11 |
| 4.95% | S/ 5,461.25 | S/ 10,988.86 | S/ 16,583.63 | S/ 22,246.39 | S/ 471,681.39 |
| 4.75% | S/ 5,244.38 | S/ 10,549.95 | S/ 15,917.44 | S/ 21,347.55 | S/ 470,782.55 |
| 4.55% | S/ 5,027.20 | S/ 10,110.63 | S/ 15,250.92 | S/ 20,448.71 | S/ 469,883.71 |
| 4.50% | S/ 4,972.85 | S/ 10,000.73 | S/ 15,084.24 | S/ 20,224.00 | S/ 469,659.00 |
| 4.40% | S/ 4,864.11 | S/ 9,780.86 | S/ 14,750.82 | S/ 19,774.57 | S/ 469,209.57 |
| 4.30% | S/ 4,755.28 | S/ 9,560.88 | S/ 14,417.32 | S/ 19,325.15 | S/ 468,760.15 |
| 4.25% | S/ 4,700.84 | S/ 9,450.85 | S/ 14,250.55 | S/ 19,100.44 | S/ 468,535.44 |
| 4.20% | S/ 4,646.38 | S/ 9,340.80 | S/ 14,083.75 | S/ 18,875.73 | S/ 468,310.73 |
| 4.15% | S/ 4,591.90 | S/ 9,230.72 | S/ 13,916.93 | S/ 18,651.02 | S/ 468,086.02 |
| 4.00% | S/ 4,428.34 | S/ 8,900.32 | S/ 13,416.35 | S/ 17,976.89 | S/ 467,411.89 |
| 3.90% | S/ 4,319.20 | S/ 8,679.92 | S/ 13,082.53 | S/ 17,527.46 | S/ 466,962.46 |
| 3.75% | S/ 4,155.35 | S/ 8,349.12 | S/ 12,581.66 | S/ 16,853.33 | S/ 466,288.33 |
| 3.50% | S/ 3,881.86 | S/ 7,797.25 | S/ 11,746.46 | S/ 15,729.78 | S/ 465,164.78 |
| 3.00% | S/ 3,333.40 | S/ 6,691.52 | S/ 10,074.55 | S/ 13,482.67 | S/ 462,917.67 |
| 2.75% | S/ 3,058.42 | S/ 6,137.65 | S/ 9,237.83 | S/ 12,359.11 | S/ 461,794.11 |
| 2.50% | S/ 2,782.93 | S/ 5,583.10 | S/ 8,400.61 | S/ 11,235.56 | S/ 460,670.56 |
| 2.00% | S/ 2,230.45 | S/ 4,471.97 | S/ 6,724.62 | S/ 8,988.45 | S/ 458,423.45 |
| 1.35% | S/ 1,509.18 | S/ 3,023.43 | S/ 4,542.77 | S/ 6,067.20 | S/ 455,502.20 |
| 1.00% | S/ 1,119.37 | S/ 2,241.52 | S/ 3,366.47 | S/ 4,494.22 | S/ 453,929.22 |
| 0.10% | S/ 112.31 | S/ 224.66 | S/ 337.02 | S/ 449.42 | S/ 449,884.42 |
Sobre los datos
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Para S/ 449,435 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 449,435 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
