Cálculo de intereses
Ahorrando S/ 446,955
Veamos que pasaría si Usted ahorrara 446,955 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 446,955.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,106.03 | S/ 10,270.39 | S/ 15,493.74 | S/ 20,776.77 | S/ 467,731.77 |
| 8.50% | S/ 9,208.98 | S/ 18,607.69 | S/ 28,200.06 | S/ 37,990.07 | S/ 484,945.07 |
| 8.00% | S/ 8,682.55 | S/ 17,533.76 | S/ 26,556.92 | S/ 35,755.36 | S/ 482,710.36 |
| 7.10% | S/ 7,730.35 | S/ 15,594.40 | S/ 23,594.46 | S/ 31,732.89 | S/ 478,687.89 |
| 7.00% | S/ 7,624.18 | S/ 15,378.41 | S/ 23,264.91 | S/ 31,285.94 | S/ 478,240.94 |
| 6.50% | S/ 7,092.21 | S/ 14,296.96 | S/ 21,616.03 | S/ 29,051.24 | S/ 476,006.24 |
| 6.10% | S/ 6,665.28 | S/ 13,429.96 | S/ 20,295.52 | S/ 27,263.47 | S/ 474,218.47 |
| 6.20% | S/ 6,772.13 | S/ 13,646.87 | S/ 20,625.77 | S/ 27,710.41 | S/ 474,665.41 |
| 5.90% | S/ 6,451.37 | S/ 12,995.86 | S/ 19,634.81 | S/ 26,369.59 | S/ 473,324.59 |
| 5.75% | S/ 6,290.73 | S/ 12,670.01 | S/ 19,139.06 | S/ 25,699.17 | S/ 472,654.17 |
| 5.70% | S/ 6,237.15 | S/ 12,561.34 | S/ 18,973.78 | S/ 25,475.70 | S/ 472,430.70 |
| 5.65% | S/ 6,183.55 | S/ 12,452.64 | S/ 18,808.47 | S/ 25,252.23 | S/ 472,207.23 |
| 5.60% | S/ 6,129.93 | S/ 12,343.92 | S/ 18,643.15 | S/ 25,028.76 | S/ 471,983.76 |
| 5.50% | S/ 6,022.63 | S/ 12,126.41 | S/ 18,312.43 | S/ 24,581.82 | S/ 471,536.82 |
| 5.30% | S/ 5,807.80 | S/ 11,691.06 | S/ 17,650.78 | S/ 23,687.93 | S/ 470,642.93 |
| 5.25% | S/ 5,754.04 | S/ 11,582.16 | S/ 17,485.32 | S/ 23,464.46 | S/ 470,419.46 |
| 5.05% | S/ 5,538.83 | S/ 11,146.30 | S/ 16,823.27 | S/ 22,570.58 | S/ 469,525.58 |
| 5.00% | S/ 5,484.98 | S/ 11,037.28 | S/ 16,657.71 | S/ 22,347.11 | S/ 469,302.11 |
| 4.95% | S/ 5,431.11 | S/ 10,928.22 | S/ 16,492.12 | S/ 22,123.64 | S/ 469,078.64 |
| 4.75% | S/ 5,215.44 | S/ 10,491.74 | S/ 15,829.60 | S/ 21,229.75 | S/ 468,184.75 |
| 4.55% | S/ 4,999.46 | S/ 10,054.84 | S/ 15,166.76 | S/ 20,335.87 | S/ 467,290.87 |
| 4.50% | S/ 4,945.41 | S/ 9,945.55 | S/ 15,001.00 | S/ 20,112.40 | S/ 467,067.40 |
| 4.40% | S/ 4,837.27 | S/ 9,726.89 | S/ 14,669.43 | S/ 19,665.46 | S/ 466,620.46 |
| 4.30% | S/ 4,729.04 | S/ 9,508.12 | S/ 14,337.77 | S/ 19,218.52 | S/ 466,173.52 |
| 4.25% | S/ 4,674.90 | S/ 9,398.70 | S/ 14,171.91 | S/ 18,995.04 | S/ 465,950.04 |
| 4.20% | S/ 4,620.74 | S/ 9,289.26 | S/ 14,006.03 | S/ 18,771.57 | S/ 465,726.57 |
| 4.15% | S/ 4,566.56 | S/ 9,179.78 | S/ 13,840.13 | S/ 18,548.10 | S/ 465,503.10 |
| 4.00% | S/ 4,403.91 | S/ 8,851.20 | S/ 13,342.32 | S/ 17,877.69 | S/ 464,832.69 |
| 3.90% | S/ 4,295.37 | S/ 8,632.02 | S/ 13,010.34 | S/ 17,430.75 | S/ 464,385.75 |
| 3.75% | S/ 4,132.42 | S/ 8,303.04 | S/ 12,512.23 | S/ 16,760.33 | S/ 463,715.33 |
| 3.50% | S/ 3,860.44 | S/ 7,754.23 | S/ 11,681.64 | S/ 15,642.98 | S/ 462,597.98 |
| 3.00% | S/ 3,315.00 | S/ 6,654.60 | S/ 10,018.96 | S/ 13,408.27 | S/ 460,363.27 |
| 2.75% | S/ 3,041.54 | S/ 6,103.78 | S/ 9,186.86 | S/ 12,290.91 | S/ 459,245.91 |
| 2.50% | S/ 2,767.58 | S/ 5,552.29 | S/ 8,354.25 | S/ 11,173.56 | S/ 458,128.56 |
| 2.00% | S/ 2,218.14 | S/ 4,447.30 | S/ 6,687.51 | S/ 8,938.85 | S/ 455,893.85 |
| 1.35% | S/ 1,500.85 | S/ 3,006.75 | S/ 4,517.70 | S/ 6,033.72 | S/ 452,988.72 |
| 1.00% | S/ 1,113.19 | S/ 2,229.15 | S/ 3,347.90 | S/ 4,469.42 | S/ 451,424.42 |
| 0.10% | S/ 111.69 | S/ 223.42 | S/ 335.16 | S/ 446.94 | S/ 447,401.94 |
Sobre los datos
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Para S/ 446,955 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 446,955 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.