Cálculo de intereses
Ahorrando S/ 446,512
Veamos que pasaría si Usted ahorrara 446,512 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 446,512.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,100.97 | S/ 10,260.21 | S/ 15,478.39 | S/ 20,756.18 | S/ 467,268.18 |
| 8.50% | S/ 9,199.85 | S/ 18,589.25 | S/ 28,172.11 | S/ 37,952.41 | S/ 484,464.41 |
| 8.00% | S/ 8,673.94 | S/ 17,516.38 | S/ 26,530.60 | S/ 35,719.92 | S/ 482,231.92 |
| 7.10% | S/ 7,722.69 | S/ 15,578.94 | S/ 23,571.07 | S/ 31,701.43 | S/ 478,213.43 |
| 7.00% | S/ 7,616.62 | S/ 15,363.17 | S/ 23,241.85 | S/ 31,254.93 | S/ 477,766.93 |
| 6.50% | S/ 7,085.18 | S/ 14,282.79 | S/ 21,594.60 | S/ 29,022.44 | S/ 475,534.44 |
| 6.10% | S/ 6,658.68 | S/ 13,416.65 | S/ 20,275.41 | S/ 27,236.45 | S/ 473,748.45 |
| 6.20% | S/ 6,765.42 | S/ 13,633.34 | S/ 20,605.32 | S/ 27,682.95 | S/ 474,194.95 |
| 5.90% | S/ 6,444.97 | S/ 12,982.98 | S/ 19,615.35 | S/ 26,343.45 | S/ 472,855.45 |
| 5.75% | S/ 6,284.50 | S/ 12,657.45 | S/ 19,120.09 | S/ 25,673.70 | S/ 472,185.70 |
| 5.70% | S/ 6,230.97 | S/ 12,548.89 | S/ 18,954.97 | S/ 25,450.45 | S/ 471,962.45 |
| 5.65% | S/ 6,177.42 | S/ 12,440.30 | S/ 18,789.83 | S/ 25,227.20 | S/ 471,739.20 |
| 5.60% | S/ 6,123.85 | S/ 12,331.69 | S/ 18,624.67 | S/ 25,003.95 | S/ 471,515.95 |
| 5.50% | S/ 6,016.66 | S/ 12,114.39 | S/ 18,294.28 | S/ 24,557.45 | S/ 471,069.45 |
| 5.30% | S/ 5,802.04 | S/ 11,679.48 | S/ 17,633.28 | S/ 23,664.46 | S/ 470,176.46 |
| 5.25% | S/ 5,748.34 | S/ 11,570.68 | S/ 17,467.99 | S/ 23,441.21 | S/ 469,953.21 |
| 5.05% | S/ 5,533.34 | S/ 11,135.26 | S/ 16,806.59 | S/ 22,548.21 | S/ 469,060.21 |
| 5.00% | S/ 5,479.55 | S/ 11,026.34 | S/ 16,641.20 | S/ 22,324.96 | S/ 468,836.96 |
| 4.95% | S/ 5,425.73 | S/ 10,917.39 | S/ 16,475.78 | S/ 22,101.71 | S/ 468,613.71 |
| 4.75% | S/ 5,210.27 | S/ 10,481.34 | S/ 15,813.91 | S/ 21,208.71 | S/ 467,720.71 |
| 4.55% | S/ 4,994.50 | S/ 10,044.87 | S/ 15,151.73 | S/ 20,315.71 | S/ 466,827.71 |
| 4.50% | S/ 4,940.51 | S/ 9,935.69 | S/ 14,986.14 | S/ 20,092.46 | S/ 466,604.46 |
| 4.40% | S/ 4,832.47 | S/ 9,717.25 | S/ 14,654.89 | S/ 19,645.97 | S/ 466,157.97 |
| 4.30% | S/ 4,724.36 | S/ 9,498.70 | S/ 14,323.56 | S/ 19,199.47 | S/ 465,711.47 |
| 4.25% | S/ 4,670.27 | S/ 9,389.39 | S/ 14,157.86 | S/ 18,976.22 | S/ 465,488.22 |
| 4.20% | S/ 4,616.16 | S/ 9,280.05 | S/ 13,992.15 | S/ 18,752.97 | S/ 465,264.97 |
| 4.15% | S/ 4,562.04 | S/ 9,170.68 | S/ 13,826.42 | S/ 18,529.72 | S/ 465,041.72 |
| 4.00% | S/ 4,399.54 | S/ 8,842.43 | S/ 13,329.10 | S/ 17,859.97 | S/ 464,371.97 |
| 3.90% | S/ 4,291.11 | S/ 8,623.46 | S/ 12,997.45 | S/ 17,413.47 | S/ 463,925.47 |
| 3.75% | S/ 4,128.32 | S/ 8,294.82 | S/ 12,499.83 | S/ 16,743.72 | S/ 463,255.72 |
| 3.50% | S/ 3,856.61 | S/ 7,746.54 | S/ 11,670.06 | S/ 15,627.47 | S/ 462,139.47 |
| 3.00% | S/ 3,311.72 | S/ 6,648.00 | S/ 10,009.03 | S/ 13,394.98 | S/ 459,906.98 |
| 2.75% | S/ 3,038.53 | S/ 6,097.73 | S/ 9,177.75 | S/ 12,278.73 | S/ 458,790.73 |
| 2.50% | S/ 2,764.83 | S/ 5,546.79 | S/ 8,345.97 | S/ 11,162.48 | S/ 457,674.48 |
| 2.00% | S/ 2,215.95 | S/ 4,442.89 | S/ 6,680.89 | S/ 8,929.99 | S/ 455,441.99 |
| 1.35% | S/ 1,499.37 | S/ 3,003.77 | S/ 4,513.22 | S/ 6,027.74 | S/ 452,539.74 |
| 1.00% | S/ 1,112.09 | S/ 2,226.94 | S/ 3,344.58 | S/ 4,464.99 | S/ 450,976.99 |
| 0.10% | S/ 111.58 | S/ 223.19 | S/ 334.83 | S/ 446.50 | S/ 446,958.50 |
Sobre los datos
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Para S/ 446,512 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 446,512 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.