Cálculo de intereses
Ahorrando S/ 445,021
Veamos que pasaría si Usted ahorrara 445,021 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 445,021.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,083.93 | S/ 10,225.95 | S/ 15,426.70 | S/ 20,686.87 | S/ 465,707.87 |
| 8.50% | S/ 9,169.13 | S/ 18,527.18 | S/ 28,078.04 | S/ 37,825.68 | S/ 482,846.68 |
| 8.00% | S/ 8,644.98 | S/ 17,457.89 | S/ 26,442.01 | S/ 35,600.64 | S/ 480,621.64 |
| 7.10% | S/ 7,696.90 | S/ 15,526.92 | S/ 23,492.36 | S/ 31,595.58 | S/ 476,616.58 |
| 7.00% | S/ 7,591.19 | S/ 15,311.87 | S/ 23,164.24 | S/ 31,150.57 | S/ 476,171.57 |
| 6.50% | S/ 7,061.52 | S/ 14,235.09 | S/ 21,522.49 | S/ 28,925.53 | S/ 473,946.53 |
| 6.10% | S/ 6,636.44 | S/ 13,371.85 | S/ 20,207.70 | S/ 27,145.50 | S/ 472,166.50 |
| 6.20% | S/ 6,742.82 | S/ 13,587.81 | S/ 20,536.52 | S/ 27,590.51 | S/ 472,611.51 |
| 5.90% | S/ 6,423.45 | S/ 12,939.62 | S/ 19,549.85 | S/ 26,255.48 | S/ 471,276.48 |
| 5.75% | S/ 6,263.51 | S/ 12,615.18 | S/ 19,056.25 | S/ 25,587.97 | S/ 470,608.97 |
| 5.70% | S/ 6,210.16 | S/ 12,506.98 | S/ 18,891.68 | S/ 25,365.47 | S/ 470,386.47 |
| 5.65% | S/ 6,156.79 | S/ 12,398.76 | S/ 18,727.09 | S/ 25,142.96 | S/ 470,163.96 |
| 5.60% | S/ 6,103.40 | S/ 12,290.51 | S/ 18,562.48 | S/ 24,920.46 | S/ 469,941.46 |
| 5.50% | S/ 5,996.57 | S/ 12,073.94 | S/ 18,233.20 | S/ 24,475.45 | S/ 469,496.45 |
| 5.30% | S/ 5,782.67 | S/ 11,640.48 | S/ 17,574.40 | S/ 23,585.44 | S/ 468,606.44 |
| 5.25% | S/ 5,729.15 | S/ 11,532.05 | S/ 17,409.66 | S/ 23,362.93 | S/ 468,383.93 |
| 5.05% | S/ 5,514.87 | S/ 11,098.07 | S/ 16,750.47 | S/ 22,472.92 | S/ 467,493.92 |
| 5.00% | S/ 5,461.25 | S/ 10,989.52 | S/ 16,585.63 | S/ 22,250.41 | S/ 467,271.41 |
| 4.95% | S/ 5,407.61 | S/ 10,880.93 | S/ 16,420.76 | S/ 22,027.91 | S/ 467,048.91 |
| 4.75% | S/ 5,192.87 | S/ 10,446.34 | S/ 15,761.11 | S/ 21,137.89 | S/ 466,158.89 |
| 4.55% | S/ 4,977.82 | S/ 10,011.33 | S/ 15,101.14 | S/ 20,247.88 | S/ 465,268.88 |
| 4.50% | S/ 4,924.01 | S/ 9,902.51 | S/ 14,936.09 | S/ 20,025.37 | S/ 465,046.37 |
| 4.40% | S/ 4,816.34 | S/ 9,684.80 | S/ 14,605.95 | S/ 19,580.36 | S/ 464,601.36 |
| 4.30% | S/ 4,708.58 | S/ 9,466.98 | S/ 14,275.73 | S/ 19,135.36 | S/ 464,156.36 |
| 4.25% | S/ 4,654.67 | S/ 9,358.03 | S/ 14,110.59 | S/ 18,912.85 | S/ 463,933.85 |
| 4.20% | S/ 4,600.75 | S/ 9,249.06 | S/ 13,945.43 | S/ 18,690.35 | S/ 463,711.35 |
| 4.15% | S/ 4,546.80 | S/ 9,140.06 | S/ 13,780.25 | S/ 18,467.84 | S/ 463,488.84 |
| 4.00% | S/ 4,384.85 | S/ 8,812.90 | S/ 13,284.59 | S/ 17,800.33 | S/ 462,821.33 |
| 3.90% | S/ 4,276.78 | S/ 8,594.67 | S/ 12,954.05 | S/ 17,355.32 | S/ 462,376.32 |
| 3.75% | S/ 4,114.54 | S/ 8,267.12 | S/ 12,458.09 | S/ 16,687.81 | S/ 461,708.81 |
| 3.50% | S/ 3,843.74 | S/ 7,720.67 | S/ 11,631.09 | S/ 15,575.29 | S/ 460,596.29 |
| 3.00% | S/ 3,300.66 | S/ 6,625.80 | S/ 9,975.60 | S/ 13,350.25 | S/ 458,371.25 |
| 2.75% | S/ 3,028.38 | S/ 6,077.37 | S/ 9,147.10 | S/ 12,237.73 | S/ 457,258.73 |
| 2.50% | S/ 2,755.60 | S/ 5,528.27 | S/ 8,318.10 | S/ 11,125.21 | S/ 456,146.21 |
| 2.00% | S/ 2,208.55 | S/ 4,428.05 | S/ 6,658.58 | S/ 8,900.17 | S/ 453,921.17 |
| 1.35% | S/ 1,494.36 | S/ 2,993.74 | S/ 4,498.15 | S/ 6,007.61 | S/ 451,028.61 |
| 1.00% | S/ 1,108.37 | S/ 2,219.51 | S/ 3,333.41 | S/ 4,450.08 | S/ 449,471.08 |
| 0.10% | S/ 111.21 | S/ 222.45 | S/ 333.71 | S/ 445.01 | S/ 445,466.01 |
Sobre los datos
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Para S/ 445,021 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 445,021 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
