Cálculo de intereses
Ahorrando S/ 443,646
Veamos que pasaría si Usted ahorrara 443,646 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 443,646.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,068.23 | S/ 10,194.35 | S/ 15,379.04 | S/ 20,622.95 | S/ 464,268.95 |
| 8.50% | S/ 9,140.80 | S/ 18,469.93 | S/ 27,991.28 | S/ 37,708.81 | S/ 481,354.81 |
| 8.00% | S/ 8,618.27 | S/ 17,403.95 | S/ 26,360.31 | S/ 35,490.65 | S/ 479,136.65 |
| 7.10% | S/ 7,673.12 | S/ 15,478.94 | S/ 23,419.78 | S/ 31,497.95 | S/ 475,143.95 |
| 7.00% | S/ 7,567.73 | S/ 15,264.56 | S/ 23,092.67 | S/ 31,054.32 | S/ 474,700.32 |
| 6.50% | S/ 7,039.70 | S/ 14,191.11 | S/ 21,455.99 | S/ 28,836.16 | S/ 472,482.16 |
| 6.10% | S/ 6,615.94 | S/ 13,330.54 | S/ 20,145.27 | S/ 27,061.63 | S/ 470,707.63 |
| 6.20% | S/ 6,721.99 | S/ 13,545.83 | S/ 20,473.07 | S/ 27,505.26 | S/ 471,151.26 |
| 5.90% | S/ 6,403.61 | S/ 12,899.64 | S/ 19,489.44 | S/ 26,174.36 | S/ 469,820.36 |
| 5.75% | S/ 6,244.16 | S/ 12,576.20 | S/ 18,997.37 | S/ 25,508.91 | S/ 469,154.91 |
| 5.70% | S/ 6,190.97 | S/ 12,468.34 | S/ 18,833.31 | S/ 25,287.09 | S/ 468,933.09 |
| 5.65% | S/ 6,137.77 | S/ 12,360.45 | S/ 18,669.22 | S/ 25,065.28 | S/ 468,711.28 |
| 5.60% | S/ 6,084.54 | S/ 12,252.54 | S/ 18,505.12 | S/ 24,843.46 | S/ 468,489.46 |
| 5.50% | S/ 5,978.04 | S/ 12,036.63 | S/ 18,176.86 | S/ 24,399.83 | S/ 468,045.83 |
| 5.30% | S/ 5,764.80 | S/ 11,604.51 | S/ 17,520.10 | S/ 23,512.56 | S/ 467,158.56 |
| 5.25% | S/ 5,711.44 | S/ 11,496.42 | S/ 17,355.86 | S/ 23,290.75 | S/ 466,936.75 |
| 5.05% | S/ 5,497.83 | S/ 11,063.78 | S/ 16,698.72 | S/ 22,403.48 | S/ 466,049.48 |
| 5.00% | S/ 5,444.37 | S/ 10,955.56 | S/ 16,534.38 | S/ 22,181.66 | S/ 465,827.66 |
| 4.95% | S/ 5,390.90 | S/ 10,847.31 | S/ 16,370.03 | S/ 21,959.85 | S/ 465,605.85 |
| 4.75% | S/ 5,176.83 | S/ 10,414.06 | S/ 15,712.41 | S/ 21,072.58 | S/ 464,718.58 |
| 4.55% | S/ 4,962.44 | S/ 9,980.40 | S/ 15,054.48 | S/ 20,185.32 | S/ 463,831.32 |
| 4.50% | S/ 4,908.80 | S/ 9,871.92 | S/ 14,889.95 | S/ 19,963.50 | S/ 463,609.50 |
| 4.40% | S/ 4,801.46 | S/ 9,654.88 | S/ 14,560.82 | S/ 19,519.87 | S/ 463,165.87 |
| 4.30% | S/ 4,694.03 | S/ 9,437.73 | S/ 14,231.62 | S/ 19,076.23 | S/ 462,722.23 |
| 4.25% | S/ 4,640.29 | S/ 9,329.12 | S/ 14,066.99 | S/ 18,854.42 | S/ 462,500.42 |
| 4.20% | S/ 4,586.53 | S/ 9,220.48 | S/ 13,902.34 | S/ 18,632.60 | S/ 462,278.60 |
| 4.15% | S/ 4,532.75 | S/ 9,111.82 | S/ 13,737.67 | S/ 18,410.78 | S/ 462,056.78 |
| 4.00% | S/ 4,371.30 | S/ 8,785.67 | S/ 13,243.54 | S/ 17,745.33 | S/ 461,391.33 |
| 3.90% | S/ 4,263.57 | S/ 8,568.11 | S/ 12,914.02 | S/ 17,301.70 | S/ 460,947.70 |
| 3.75% | S/ 4,101.82 | S/ 8,241.57 | S/ 12,419.60 | S/ 16,636.25 | S/ 460,282.25 |
| 3.50% | S/ 3,831.86 | S/ 7,696.82 | S/ 11,595.16 | S/ 15,527.17 | S/ 459,173.17 |
| 3.00% | S/ 3,290.46 | S/ 6,605.33 | S/ 9,944.78 | S/ 13,309.00 | S/ 456,955.00 |
| 2.75% | S/ 3,019.02 | S/ 6,058.59 | S/ 9,118.84 | S/ 12,199.92 | S/ 455,845.92 |
| 2.50% | S/ 2,747.09 | S/ 5,511.19 | S/ 8,292.40 | S/ 11,090.84 | S/ 454,736.84 |
| 2.00% | S/ 2,201.72 | S/ 4,414.37 | S/ 6,638.00 | S/ 8,872.67 | S/ 452,518.67 |
| 1.35% | S/ 1,489.74 | S/ 2,984.49 | S/ 4,484.25 | S/ 5,989.05 | S/ 449,635.05 |
| 1.00% | S/ 1,104.95 | S/ 2,212.65 | S/ 3,323.11 | S/ 4,436.34 | S/ 448,082.34 |
| 0.10% | S/ 110.87 | S/ 221.76 | S/ 332.68 | S/ 443.63 | S/ 444,089.63 |
Sobre los datos
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Para S/ 443,646 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 443,646 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.