Cálculo de intereses
Ahorrando S/ 443,147
Veamos que pasaría si Usted ahorrara 443,147 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 443,147.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,062.53 | S/ 10,182.88 | S/ 15,361.74 | S/ 20,599.76 | S/ 463,746.76 |
| 8.50% | S/ 9,130.52 | S/ 18,449.16 | S/ 27,959.80 | S/ 37,666.40 | S/ 480,813.40 |
| 8.00% | S/ 8,608.57 | S/ 17,384.38 | S/ 26,330.66 | S/ 35,450.73 | S/ 478,597.73 |
| 7.10% | S/ 7,664.49 | S/ 15,461.53 | S/ 23,393.44 | S/ 31,462.53 | S/ 474,609.53 |
| 7.00% | S/ 7,559.22 | S/ 15,247.39 | S/ 23,066.70 | S/ 31,019.39 | S/ 474,166.39 |
| 6.50% | S/ 7,031.78 | S/ 14,175.15 | S/ 21,431.86 | S/ 28,803.72 | S/ 471,950.72 |
| 6.10% | S/ 6,608.50 | S/ 13,315.54 | S/ 20,122.61 | S/ 27,031.19 | S/ 470,178.19 |
| 6.20% | S/ 6,714.43 | S/ 13,530.60 | S/ 20,450.04 | S/ 27,474.32 | S/ 470,621.32 |
| 5.90% | S/ 6,396.40 | S/ 12,885.13 | S/ 19,467.52 | S/ 26,144.92 | S/ 469,291.92 |
| 5.75% | S/ 6,237.14 | S/ 12,562.06 | S/ 18,976.00 | S/ 25,480.22 | S/ 468,627.22 |
| 5.70% | S/ 6,184.01 | S/ 12,454.32 | S/ 18,812.12 | S/ 25,258.65 | S/ 468,405.65 |
| 5.65% | S/ 6,130.86 | S/ 12,346.55 | S/ 18,648.23 | S/ 25,037.08 | S/ 468,184.08 |
| 5.60% | S/ 6,077.70 | S/ 12,238.76 | S/ 18,484.31 | S/ 24,815.52 | S/ 467,962.52 |
| 5.50% | S/ 5,971.31 | S/ 12,023.09 | S/ 18,156.42 | S/ 24,372.38 | S/ 467,519.38 |
| 5.30% | S/ 5,758.32 | S/ 11,591.46 | S/ 17,500.40 | S/ 23,486.12 | S/ 466,633.12 |
| 5.25% | S/ 5,705.02 | S/ 11,483.49 | S/ 17,336.34 | S/ 23,264.55 | S/ 466,411.55 |
| 5.05% | S/ 5,491.64 | S/ 11,051.34 | S/ 16,679.93 | S/ 22,378.28 | S/ 465,525.28 |
| 5.00% | S/ 5,438.25 | S/ 10,943.24 | S/ 16,515.78 | S/ 22,156.71 | S/ 465,303.71 |
| 4.95% | S/ 5,384.84 | S/ 10,835.11 | S/ 16,351.61 | S/ 21,935.15 | S/ 465,082.15 |
| 4.75% | S/ 5,171.00 | S/ 10,402.35 | S/ 15,694.74 | S/ 21,048.88 | S/ 464,195.88 |
| 4.55% | S/ 4,956.86 | S/ 9,969.17 | S/ 15,037.54 | S/ 20,162.61 | S/ 463,309.61 |
| 4.50% | S/ 4,903.28 | S/ 9,860.81 | S/ 14,873.20 | S/ 19,941.04 | S/ 463,088.04 |
| 4.40% | S/ 4,796.05 | S/ 9,644.02 | S/ 14,544.45 | S/ 19,497.91 | S/ 462,644.91 |
| 4.30% | S/ 4,688.75 | S/ 9,427.12 | S/ 14,215.61 | S/ 19,054.78 | S/ 462,201.78 |
| 4.25% | S/ 4,635.07 | S/ 9,318.63 | S/ 14,051.17 | S/ 18,833.21 | S/ 461,980.21 |
| 4.20% | S/ 4,581.37 | S/ 9,210.11 | S/ 13,886.70 | S/ 18,611.64 | S/ 461,758.64 |
| 4.15% | S/ 4,527.66 | S/ 9,101.57 | S/ 13,722.22 | S/ 18,390.08 | S/ 461,537.08 |
| 4.00% | S/ 4,366.38 | S/ 8,775.79 | S/ 13,228.65 | S/ 17,725.37 | S/ 460,872.37 |
| 3.90% | S/ 4,258.77 | S/ 8,558.48 | S/ 12,899.50 | S/ 17,282.24 | S/ 460,429.24 |
| 3.75% | S/ 4,097.21 | S/ 8,232.30 | S/ 12,405.63 | S/ 16,617.54 | S/ 459,764.54 |
| 3.50% | S/ 3,827.55 | S/ 7,688.16 | S/ 11,582.12 | S/ 15,509.70 | S/ 458,656.70 |
| 3.00% | S/ 3,286.76 | S/ 6,597.90 | S/ 9,933.60 | S/ 13,294.03 | S/ 456,441.03 |
| 2.75% | S/ 3,015.63 | S/ 6,051.78 | S/ 9,108.59 | S/ 12,186.20 | S/ 455,333.20 |
| 2.50% | S/ 2,744.00 | S/ 5,504.99 | S/ 8,283.07 | S/ 11,078.36 | S/ 454,225.36 |
| 2.00% | S/ 2,199.25 | S/ 4,409.41 | S/ 6,630.54 | S/ 8,862.69 | S/ 452,009.69 |
| 1.35% | S/ 1,488.07 | S/ 2,981.13 | S/ 4,479.21 | S/ 5,982.32 | S/ 449,129.32 |
| 1.00% | S/ 1,103.71 | S/ 2,210.16 | S/ 3,319.37 | S/ 4,431.35 | S/ 447,578.35 |
| 0.10% | S/ 110.74 | S/ 221.51 | S/ 332.31 | S/ 443.13 | S/ 443,590.13 |
Sobre los datos
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Para S/ 443,147 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 443,147 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.