Cálculo de intereses
Ahorrando S/ 442,173
Veamos que pasaría si Usted ahorrara 442,173 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 442,173.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,051.40 | S/ 10,160.50 | S/ 15,327.98 | S/ 20,554.48 | S/ 462,727.48 |
| 8.50% | S/ 9,110.45 | S/ 18,408.61 | S/ 27,898.35 | S/ 37,583.61 | S/ 479,756.61 |
| 8.00% | S/ 8,589.65 | S/ 17,346.17 | S/ 26,272.78 | S/ 35,372.81 | S/ 477,545.81 |
| 7.10% | S/ 7,647.64 | S/ 15,427.55 | S/ 23,342.02 | S/ 31,393.37 | S/ 473,566.37 |
| 7.00% | S/ 7,542.61 | S/ 15,213.87 | S/ 23,016.00 | S/ 30,951.21 | S/ 473,124.21 |
| 6.50% | S/ 7,016.33 | S/ 14,143.99 | S/ 21,384.76 | S/ 28,740.41 | S/ 470,913.41 |
| 6.10% | S/ 6,593.97 | S/ 13,286.28 | S/ 20,078.38 | S/ 26,971.78 | S/ 469,144.78 |
| 6.20% | S/ 6,699.67 | S/ 13,500.86 | S/ 20,405.09 | S/ 27,413.94 | S/ 469,586.94 |
| 5.90% | S/ 6,382.34 | S/ 12,856.81 | S/ 19,424.73 | S/ 26,087.46 | S/ 468,260.46 |
| 5.75% | S/ 6,223.43 | S/ 12,534.45 | S/ 18,934.29 | S/ 25,424.22 | S/ 467,597.22 |
| 5.70% | S/ 6,170.42 | S/ 12,426.94 | S/ 18,770.78 | S/ 25,203.14 | S/ 467,376.14 |
| 5.65% | S/ 6,117.39 | S/ 12,319.41 | S/ 18,607.24 | S/ 24,982.06 | S/ 467,155.06 |
| 5.60% | S/ 6,064.34 | S/ 12,211.86 | S/ 18,443.68 | S/ 24,760.98 | S/ 466,933.98 |
| 5.50% | S/ 5,958.19 | S/ 11,996.67 | S/ 18,116.51 | S/ 24,318.82 | S/ 466,491.82 |
| 5.30% | S/ 5,745.66 | S/ 11,565.98 | S/ 17,461.93 | S/ 23,434.50 | S/ 465,607.50 |
| 5.25% | S/ 5,692.48 | S/ 11,458.25 | S/ 17,298.24 | S/ 23,213.42 | S/ 465,386.42 |
| 5.05% | S/ 5,479.57 | S/ 11,027.05 | S/ 16,643.27 | S/ 22,329.10 | S/ 464,502.10 |
| 5.00% | S/ 5,426.30 | S/ 10,919.19 | S/ 16,479.48 | S/ 22,108.02 | S/ 464,281.02 |
| 4.95% | S/ 5,373.00 | S/ 10,811.30 | S/ 16,315.67 | S/ 21,886.94 | S/ 464,059.94 |
| 4.75% | S/ 5,159.64 | S/ 10,379.48 | S/ 15,660.24 | S/ 21,002.62 | S/ 463,175.62 |
| 4.55% | S/ 4,945.97 | S/ 9,947.26 | S/ 15,004.49 | S/ 20,118.30 | S/ 462,291.30 |
| 4.50% | S/ 4,892.50 | S/ 9,839.14 | S/ 14,840.51 | S/ 19,897.22 | S/ 462,070.22 |
| 4.40% | S/ 4,785.51 | S/ 9,622.82 | S/ 14,512.48 | S/ 19,455.06 | S/ 461,628.06 |
| 4.30% | S/ 4,678.45 | S/ 9,406.40 | S/ 14,184.37 | S/ 19,012.90 | S/ 461,185.90 |
| 4.25% | S/ 4,624.89 | S/ 9,298.15 | S/ 14,020.28 | S/ 18,791.82 | S/ 460,964.82 |
| 4.20% | S/ 4,571.30 | S/ 9,189.87 | S/ 13,856.18 | S/ 18,570.74 | S/ 460,743.74 |
| 4.15% | S/ 4,517.70 | S/ 9,081.57 | S/ 13,692.06 | S/ 18,349.66 | S/ 460,522.66 |
| 4.00% | S/ 4,356.79 | S/ 8,756.50 | S/ 13,199.57 | S/ 17,686.41 | S/ 459,859.41 |
| 3.90% | S/ 4,249.41 | S/ 8,539.66 | S/ 12,871.15 | S/ 17,244.25 | S/ 459,417.25 |
| 3.75% | S/ 4,088.21 | S/ 8,214.21 | S/ 12,378.36 | S/ 16,581.01 | S/ 458,754.01 |
| 3.50% | S/ 3,819.14 | S/ 7,671.26 | S/ 11,556.66 | S/ 15,475.61 | S/ 457,648.61 |
| 3.00% | S/ 3,279.54 | S/ 6,583.40 | S/ 9,911.76 | S/ 13,264.81 | S/ 455,437.81 |
| 2.75% | S/ 3,009.00 | S/ 6,038.47 | S/ 9,088.57 | S/ 12,159.41 | S/ 454,332.41 |
| 2.50% | S/ 2,737.97 | S/ 5,492.89 | S/ 8,264.87 | S/ 11,054.01 | S/ 453,227.01 |
| 2.00% | S/ 2,194.41 | S/ 4,399.72 | S/ 6,615.96 | S/ 8,843.21 | S/ 451,016.21 |
| 1.35% | S/ 1,484.80 | S/ 2,974.58 | S/ 4,469.36 | S/ 5,969.17 | S/ 448,142.17 |
| 1.00% | S/ 1,101.28 | S/ 2,205.30 | S/ 3,312.08 | S/ 4,421.61 | S/ 446,594.61 |
| 0.10% | S/ 110.50 | S/ 221.03 | S/ 331.58 | S/ 442.16 | S/ 442,615.16 |
Sobre los datos
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Para S/ 442,173 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 442,173 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.