Cálculo de intereses
Ahorrando S/ 439,987
Veamos que pasaría si Usted ahorrara 439,987 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 439,987.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,026.43 | S/ 10,110.27 | S/ 15,252.20 | S/ 20,452.86 | S/ 460,439.86 |
| 8.50% | S/ 9,065.41 | S/ 18,317.60 | S/ 27,760.42 | S/ 37,397.80 | S/ 477,384.80 |
| 8.00% | S/ 8,547.19 | S/ 17,260.41 | S/ 26,142.90 | S/ 35,197.94 | S/ 475,184.94 |
| 7.10% | S/ 7,609.83 | S/ 15,351.28 | S/ 23,226.62 | S/ 31,238.17 | S/ 471,225.17 |
| 7.00% | S/ 7,505.32 | S/ 15,138.66 | S/ 22,902.21 | S/ 30,798.20 | S/ 470,785.20 |
| 6.50% | S/ 6,981.64 | S/ 14,074.07 | S/ 21,279.03 | S/ 28,598.33 | S/ 468,585.33 |
| 6.10% | S/ 6,561.37 | S/ 13,220.59 | S/ 19,979.12 | S/ 26,838.43 | S/ 466,825.43 |
| 6.20% | S/ 6,666.55 | S/ 13,434.11 | S/ 20,304.21 | S/ 27,278.41 | S/ 467,265.41 |
| 5.90% | S/ 6,350.79 | S/ 12,793.25 | S/ 19,328.70 | S/ 25,958.49 | S/ 465,945.49 |
| 5.75% | S/ 6,192.66 | S/ 12,472.48 | S/ 18,840.69 | S/ 25,298.52 | S/ 465,285.52 |
| 5.70% | S/ 6,139.91 | S/ 12,365.51 | S/ 18,677.98 | S/ 25,078.54 | S/ 465,065.54 |
| 5.65% | S/ 6,087.15 | S/ 12,258.51 | S/ 18,515.25 | S/ 24,858.55 | S/ 464,845.55 |
| 5.60% | S/ 6,034.36 | S/ 12,151.48 | S/ 18,352.50 | S/ 24,638.56 | S/ 464,625.56 |
| 5.50% | S/ 5,928.73 | S/ 11,937.36 | S/ 18,026.95 | S/ 24,198.59 | S/ 464,185.59 |
| 5.30% | S/ 5,717.26 | S/ 11,508.80 | S/ 17,375.60 | S/ 23,318.64 | S/ 463,305.64 |
| 5.25% | S/ 5,664.34 | S/ 11,401.60 | S/ 17,212.72 | S/ 23,098.65 | S/ 463,085.65 |
| 5.05% | S/ 5,452.48 | S/ 10,972.53 | S/ 16,560.99 | S/ 22,218.71 | S/ 462,205.71 |
| 5.00% | S/ 5,399.47 | S/ 10,865.20 | S/ 16,398.01 | S/ 21,998.72 | S/ 461,985.72 |
| 4.95% | S/ 5,346.44 | S/ 10,757.85 | S/ 16,235.01 | S/ 21,778.73 | S/ 461,765.73 |
| 4.75% | S/ 5,134.13 | S/ 10,328.17 | S/ 15,582.82 | S/ 20,898.78 | S/ 460,885.78 |
| 4.55% | S/ 4,921.52 | S/ 9,898.08 | S/ 14,930.31 | S/ 20,018.84 | S/ 460,005.84 |
| 4.50% | S/ 4,868.31 | S/ 9,790.50 | S/ 14,767.14 | S/ 19,798.85 | S/ 459,785.85 |
| 4.40% | S/ 4,761.85 | S/ 9,575.25 | S/ 14,440.73 | S/ 19,358.87 | S/ 459,345.87 |
| 4.30% | S/ 4,655.32 | S/ 9,359.89 | S/ 14,114.24 | S/ 18,918.90 | S/ 458,905.90 |
| 4.25% | S/ 4,602.02 | S/ 9,252.18 | S/ 13,950.97 | S/ 18,698.91 | S/ 458,685.91 |
| 4.20% | S/ 4,548.71 | S/ 9,144.44 | S/ 13,787.68 | S/ 18,478.93 | S/ 458,465.93 |
| 4.15% | S/ 4,495.37 | S/ 9,036.67 | S/ 13,624.37 | S/ 18,258.94 | S/ 458,245.94 |
| 4.00% | S/ 4,335.25 | S/ 8,713.21 | S/ 13,134.31 | S/ 17,598.98 | S/ 457,585.98 |
| 3.90% | S/ 4,228.41 | S/ 8,497.45 | S/ 12,807.51 | S/ 17,159.00 | S/ 457,146.00 |
| 3.75% | S/ 4,067.99 | S/ 8,173.60 | S/ 12,317.17 | S/ 16,499.04 | S/ 456,486.04 |
| 3.50% | S/ 3,800.26 | S/ 7,633.34 | S/ 11,499.53 | S/ 15,399.11 | S/ 455,386.11 |
| 3.00% | S/ 3,263.32 | S/ 6,550.85 | S/ 9,862.76 | S/ 13,199.23 | S/ 453,186.23 |
| 2.75% | S/ 2,994.12 | S/ 6,008.62 | S/ 9,043.63 | S/ 12,099.30 | S/ 452,086.30 |
| 2.50% | S/ 2,724.43 | S/ 5,465.73 | S/ 8,224.01 | S/ 10,999.36 | S/ 450,986.36 |
| 2.00% | S/ 2,183.56 | S/ 4,377.96 | S/ 6,583.26 | S/ 8,799.49 | S/ 448,786.49 |
| 1.35% | S/ 1,477.46 | S/ 2,959.87 | S/ 4,447.27 | S/ 5,939.66 | S/ 445,926.66 |
| 1.00% | S/ 1,095.84 | S/ 2,194.40 | S/ 3,295.70 | S/ 4,399.75 | S/ 444,386.75 |
| 0.10% | S/ 109.95 | S/ 219.93 | S/ 329.94 | S/ 439.97 | S/ 440,426.97 |
Sobre los datos
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Para S/ 439,987 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 439,987 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.