Cálculo de intereses
Ahorrando S/ 439,481
Veamos que pasaría si Usted ahorrara 439,481 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 439,481.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,020.64 | S/ 10,098.65 | S/ 15,234.66 | S/ 20,429.34 | S/ 459,910.34 |
| 8.50% | S/ 9,054.98 | S/ 18,296.54 | S/ 27,728.50 | S/ 37,354.80 | S/ 476,835.80 |
| 8.00% | S/ 8,537.36 | S/ 17,240.56 | S/ 26,112.83 | S/ 35,157.46 | S/ 474,638.46 |
| 7.10% | S/ 7,601.08 | S/ 15,333.63 | S/ 23,199.91 | S/ 31,202.25 | S/ 470,683.25 |
| 7.00% | S/ 7,496.69 | S/ 15,121.25 | S/ 22,875.88 | S/ 30,762.78 | S/ 470,243.78 |
| 6.50% | S/ 6,973.61 | S/ 14,057.88 | S/ 21,254.56 | S/ 28,565.44 | S/ 468,046.44 |
| 6.10% | S/ 6,553.83 | S/ 13,205.39 | S/ 19,956.14 | S/ 26,807.57 | S/ 466,288.57 |
| 6.20% | S/ 6,658.88 | S/ 13,418.66 | S/ 20,280.86 | S/ 27,247.04 | S/ 466,728.04 |
| 5.90% | S/ 6,343.49 | S/ 12,778.54 | S/ 19,306.47 | S/ 25,928.63 | S/ 465,409.63 |
| 5.75% | S/ 6,185.54 | S/ 12,458.14 | S/ 18,819.02 | S/ 25,269.43 | S/ 464,750.43 |
| 5.70% | S/ 6,132.85 | S/ 12,351.29 | S/ 18,656.50 | S/ 25,049.70 | S/ 464,530.70 |
| 5.65% | S/ 6,080.15 | S/ 12,244.41 | S/ 18,493.96 | S/ 24,829.96 | S/ 464,310.96 |
| 5.60% | S/ 6,027.42 | S/ 12,137.51 | S/ 18,331.39 | S/ 24,610.23 | S/ 464,091.23 |
| 5.50% | S/ 5,921.92 | S/ 11,923.63 | S/ 18,006.21 | S/ 24,170.76 | S/ 463,651.76 |
| 5.30% | S/ 5,710.68 | S/ 11,495.57 | S/ 17,355.62 | S/ 23,291.82 | S/ 462,772.82 |
| 5.25% | S/ 5,657.82 | S/ 11,388.49 | S/ 17,192.93 | S/ 23,072.09 | S/ 462,553.09 |
| 5.05% | S/ 5,446.21 | S/ 10,959.92 | S/ 16,541.95 | S/ 22,193.15 | S/ 461,674.15 |
| 5.00% | S/ 5,393.26 | S/ 10,852.71 | S/ 16,379.15 | S/ 21,973.42 | S/ 461,454.42 |
| 4.95% | S/ 5,340.29 | S/ 10,745.48 | S/ 16,216.34 | S/ 21,753.69 | S/ 461,234.69 |
| 4.75% | S/ 5,128.23 | S/ 10,316.29 | S/ 15,564.90 | S/ 20,874.75 | S/ 460,355.75 |
| 4.55% | S/ 4,915.86 | S/ 9,886.70 | S/ 14,913.14 | S/ 19,995.81 | S/ 459,476.81 |
| 4.50% | S/ 4,862.72 | S/ 9,779.24 | S/ 14,750.16 | S/ 19,776.08 | S/ 459,257.08 |
| 4.40% | S/ 4,756.38 | S/ 9,564.23 | S/ 14,424.12 | S/ 19,336.61 | S/ 458,817.61 |
| 4.30% | S/ 4,649.96 | S/ 9,349.13 | S/ 14,098.01 | S/ 18,897.14 | S/ 458,378.14 |
| 4.25% | S/ 4,596.73 | S/ 9,241.54 | S/ 13,934.93 | S/ 18,677.41 | S/ 458,158.41 |
| 4.20% | S/ 4,543.47 | S/ 9,133.92 | S/ 13,771.82 | S/ 18,457.67 | S/ 457,938.67 |
| 4.15% | S/ 4,490.20 | S/ 9,026.28 | S/ 13,608.70 | S/ 18,237.94 | S/ 457,718.94 |
| 4.00% | S/ 4,330.26 | S/ 8,703.19 | S/ 13,119.21 | S/ 17,578.74 | S/ 457,059.74 |
| 3.90% | S/ 4,223.54 | S/ 8,487.67 | S/ 12,792.79 | S/ 17,139.27 | S/ 456,620.27 |
| 3.75% | S/ 4,063.32 | S/ 8,164.20 | S/ 12,303.00 | S/ 16,480.07 | S/ 455,961.07 |
| 3.50% | S/ 3,795.89 | S/ 7,624.56 | S/ 11,486.30 | S/ 15,381.40 | S/ 454,862.40 |
| 3.00% | S/ 3,259.57 | S/ 6,543.32 | S/ 9,851.42 | S/ 13,184.06 | S/ 452,665.06 |
| 2.75% | S/ 2,990.68 | S/ 6,001.71 | S/ 9,033.23 | S/ 12,085.38 | S/ 451,566.38 |
| 2.50% | S/ 2,721.30 | S/ 5,459.45 | S/ 8,214.55 | S/ 10,986.71 | S/ 450,467.71 |
| 2.00% | S/ 2,181.05 | S/ 4,372.93 | S/ 6,575.68 | S/ 8,789.37 | S/ 448,270.37 |
| 1.35% | S/ 1,475.76 | S/ 2,956.47 | S/ 4,442.15 | S/ 5,932.83 | S/ 445,413.83 |
| 1.00% | S/ 1,094.58 | S/ 2,191.88 | S/ 3,291.91 | S/ 4,394.69 | S/ 443,875.69 |
| 0.10% | S/ 109.83 | S/ 219.68 | S/ 329.56 | S/ 439.47 | S/ 439,920.47 |
Sobre los datos
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Para S/ 439,481 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 439,481 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.