Cálculo de intereses
Ahorrando S/ 437,162
Veamos que pasaría si Usted ahorrara 437,162 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 437,162.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,994.15 | S/ 10,045.36 | S/ 15,154.27 | S/ 20,321.54 | S/ 457,483.54 |
| 8.50% | S/ 9,007.20 | S/ 18,199.99 | S/ 27,582.18 | S/ 37,157.69 | S/ 474,319.69 |
| 8.00% | S/ 8,492.31 | S/ 17,149.59 | S/ 25,975.04 | S/ 34,971.94 | S/ 472,133.94 |
| 7.10% | S/ 7,560.97 | S/ 15,252.72 | S/ 23,077.49 | S/ 31,037.60 | S/ 468,199.60 |
| 7.00% | S/ 7,457.13 | S/ 15,041.46 | S/ 22,755.17 | S/ 30,600.45 | S/ 467,762.45 |
| 6.50% | S/ 6,936.82 | S/ 13,983.70 | S/ 21,142.41 | S/ 28,414.71 | S/ 465,576.71 |
| 6.10% | S/ 6,519.24 | S/ 13,135.71 | S/ 19,850.84 | S/ 26,666.11 | S/ 463,828.11 |
| 6.20% | S/ 6,623.75 | S/ 13,347.86 | S/ 20,173.85 | S/ 27,103.26 | S/ 464,265.26 |
| 5.90% | S/ 6,310.02 | S/ 12,711.11 | S/ 19,204.60 | S/ 25,791.81 | S/ 462,953.81 |
| 5.75% | S/ 6,152.90 | S/ 12,392.40 | S/ 18,719.72 | S/ 25,136.09 | S/ 462,298.09 |
| 5.70% | S/ 6,100.49 | S/ 12,286.11 | S/ 18,558.05 | S/ 24,917.52 | S/ 462,079.52 |
| 5.65% | S/ 6,048.06 | S/ 12,179.80 | S/ 18,396.37 | S/ 24,698.94 | S/ 461,860.94 |
| 5.60% | S/ 5,995.62 | S/ 12,073.46 | S/ 18,234.67 | S/ 24,480.37 | S/ 461,642.37 |
| 5.50% | S/ 5,890.67 | S/ 11,860.71 | S/ 17,911.20 | S/ 24,043.22 | S/ 461,205.22 |
| 5.30% | S/ 5,680.55 | S/ 11,434.91 | S/ 17,264.04 | S/ 23,168.92 | S/ 460,330.92 |
| 5.25% | S/ 5,627.97 | S/ 11,328.39 | S/ 17,102.20 | S/ 22,950.35 | S/ 460,112.35 |
| 5.05% | S/ 5,417.47 | S/ 10,902.08 | S/ 16,454.66 | S/ 22,076.05 | S/ 459,238.05 |
| 5.00% | S/ 5,364.80 | S/ 10,795.44 | S/ 16,292.73 | S/ 21,857.47 | S/ 459,019.47 |
| 4.95% | S/ 5,312.11 | S/ 10,688.78 | S/ 16,130.77 | S/ 21,638.90 | S/ 458,800.90 |
| 4.75% | S/ 5,101.17 | S/ 10,261.86 | S/ 15,482.77 | S/ 20,764.60 | S/ 457,926.60 |
| 4.55% | S/ 4,889.92 | S/ 9,834.53 | S/ 14,834.45 | S/ 19,890.30 | S/ 457,052.30 |
| 4.50% | S/ 4,837.06 | S/ 9,727.63 | S/ 14,672.33 | S/ 19,671.73 | S/ 456,833.73 |
| 4.40% | S/ 4,731.28 | S/ 9,513.77 | S/ 14,348.01 | S/ 19,234.58 | S/ 456,396.58 |
| 4.30% | S/ 4,625.43 | S/ 9,299.80 | S/ 14,023.62 | S/ 18,797.43 | S/ 455,959.43 |
| 4.25% | S/ 4,572.47 | S/ 9,192.77 | S/ 13,861.40 | S/ 18,578.85 | S/ 455,740.85 |
| 4.20% | S/ 4,519.50 | S/ 9,085.72 | S/ 13,699.15 | S/ 18,360.28 | S/ 455,522.28 |
| 4.15% | S/ 4,466.51 | S/ 8,978.65 | S/ 13,536.89 | S/ 18,141.70 | S/ 455,303.70 |
| 4.00% | S/ 4,307.41 | S/ 8,657.27 | S/ 13,049.98 | S/ 17,485.98 | S/ 454,647.98 |
| 3.90% | S/ 4,201.26 | S/ 8,442.89 | S/ 12,725.28 | S/ 17,048.83 | S/ 454,210.83 |
| 3.75% | S/ 4,041.88 | S/ 8,121.12 | S/ 12,238.08 | S/ 16,393.11 | S/ 453,555.11 |
| 3.50% | S/ 3,775.86 | S/ 7,584.33 | S/ 11,425.69 | S/ 15,300.23 | S/ 452,462.23 |
| 3.00% | S/ 3,242.37 | S/ 6,508.79 | S/ 9,799.44 | S/ 13,114.49 | S/ 450,276.49 |
| 2.75% | S/ 2,974.90 | S/ 5,970.04 | S/ 8,985.57 | S/ 12,021.61 | S/ 449,183.61 |
| 2.50% | S/ 2,706.94 | S/ 5,430.64 | S/ 8,171.20 | S/ 10,928.74 | S/ 448,090.74 |
| 2.00% | S/ 2,169.54 | S/ 4,349.86 | S/ 6,540.99 | S/ 8,742.99 | S/ 445,904.99 |
| 1.35% | S/ 1,467.97 | S/ 2,940.87 | S/ 4,418.71 | S/ 5,901.52 | S/ 443,063.52 |
| 1.00% | S/ 1,088.80 | S/ 2,180.31 | S/ 3,274.54 | S/ 4,371.50 | S/ 441,533.50 |
| 0.10% | S/ 109.25 | S/ 218.52 | S/ 327.82 | S/ 437.15 | S/ 437,599.15 |
Sobre los datos
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Para S/ 437,162 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 437,162 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.