Cálculo de intereses
Ahorrando S/ 436,134
Veamos que pasaría si Usted ahorrara 436,134 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 436,134.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,982.41 | S/ 10,021.74 | S/ 15,118.63 | S/ 20,273.76 | S/ 456,407.76 |
| 8.50% | S/ 8,986.02 | S/ 18,157.19 | S/ 27,517.32 | S/ 37,070.31 | S/ 473,204.31 |
| 8.00% | S/ 8,472.34 | S/ 17,109.26 | S/ 25,913.96 | S/ 34,889.70 | S/ 471,023.70 |
| 7.10% | S/ 7,543.19 | S/ 15,216.85 | S/ 23,023.22 | S/ 30,964.62 | S/ 467,098.62 |
| 7.00% | S/ 7,439.59 | S/ 15,006.09 | S/ 22,701.66 | S/ 30,528.50 | S/ 466,662.50 |
| 6.50% | S/ 6,920.50 | S/ 13,950.82 | S/ 21,092.69 | S/ 28,347.89 | S/ 464,481.89 |
| 6.10% | S/ 6,503.91 | S/ 13,104.82 | S/ 19,804.16 | S/ 26,603.41 | S/ 462,737.41 |
| 6.20% | S/ 6,608.17 | S/ 13,316.47 | S/ 20,126.41 | S/ 27,039.53 | S/ 463,173.53 |
| 5.90% | S/ 6,295.18 | S/ 12,681.22 | S/ 19,159.44 | S/ 25,731.16 | S/ 461,865.16 |
| 5.75% | S/ 6,138.43 | S/ 12,363.26 | S/ 18,675.70 | S/ 25,076.98 | S/ 461,210.98 |
| 5.70% | S/ 6,086.15 | S/ 12,257.22 | S/ 18,514.41 | S/ 24,858.92 | S/ 460,992.92 |
| 5.65% | S/ 6,033.84 | S/ 12,151.16 | S/ 18,353.11 | S/ 24,640.86 | S/ 460,774.86 |
| 5.60% | S/ 5,981.52 | S/ 12,045.07 | S/ 18,191.79 | S/ 24,422.80 | S/ 460,556.80 |
| 5.50% | S/ 5,876.82 | S/ 11,832.82 | S/ 17,869.08 | S/ 23,986.68 | S/ 460,120.68 |
| 5.30% | S/ 5,667.19 | S/ 11,408.02 | S/ 17,223.44 | S/ 23,114.44 | S/ 459,248.44 |
| 5.25% | S/ 5,614.74 | S/ 11,301.75 | S/ 17,061.99 | S/ 22,896.38 | S/ 459,030.38 |
| 5.05% | S/ 5,404.73 | S/ 10,876.45 | S/ 16,415.97 | S/ 22,024.13 | S/ 458,158.13 |
| 5.00% | S/ 5,352.19 | S/ 10,770.06 | S/ 16,254.41 | S/ 21,806.07 | S/ 457,940.07 |
| 4.95% | S/ 5,299.62 | S/ 10,663.64 | S/ 16,092.84 | S/ 21,588.01 | S/ 457,722.01 |
| 4.75% | S/ 5,089.17 | S/ 10,237.73 | S/ 15,446.36 | S/ 20,715.77 | S/ 456,849.77 |
| 4.55% | S/ 4,878.42 | S/ 9,811.40 | S/ 14,799.57 | S/ 19,843.53 | S/ 455,977.53 |
| 4.50% | S/ 4,825.68 | S/ 9,704.76 | S/ 14,637.82 | S/ 19,625.47 | S/ 455,759.47 |
| 4.40% | S/ 4,720.16 | S/ 9,491.39 | S/ 14,314.27 | S/ 19,189.35 | S/ 455,323.35 |
| 4.30% | S/ 4,614.55 | S/ 9,277.93 | S/ 13,990.65 | S/ 18,753.23 | S/ 454,887.23 |
| 4.25% | S/ 4,561.72 | S/ 9,171.16 | S/ 13,828.80 | S/ 18,535.17 | S/ 454,669.17 |
| 4.20% | S/ 4,508.87 | S/ 9,064.36 | S/ 13,666.94 | S/ 18,317.10 | S/ 454,451.10 |
| 4.15% | S/ 4,456.00 | S/ 8,957.53 | S/ 13,505.06 | S/ 18,099.04 | S/ 454,233.04 |
| 4.00% | S/ 4,297.28 | S/ 8,636.91 | S/ 13,019.30 | S/ 17,444.86 | S/ 453,578.86 |
| 3.90% | S/ 4,191.38 | S/ 8,423.03 | S/ 12,695.36 | S/ 17,008.74 | S/ 453,142.74 |
| 3.75% | S/ 4,032.37 | S/ 8,102.02 | S/ 12,209.30 | S/ 16,354.56 | S/ 452,488.56 |
| 3.50% | S/ 3,766.98 | S/ 7,566.49 | S/ 11,398.82 | S/ 15,264.26 | S/ 451,398.26 |
| 3.00% | S/ 3,234.75 | S/ 6,493.48 | S/ 9,776.39 | S/ 13,083.65 | S/ 449,217.65 |
| 2.75% | S/ 2,967.90 | S/ 5,956.00 | S/ 8,964.44 | S/ 11,993.34 | S/ 448,127.34 |
| 2.50% | S/ 2,700.57 | S/ 5,417.87 | S/ 8,151.99 | S/ 10,903.04 | S/ 447,037.04 |
| 2.00% | S/ 2,164.44 | S/ 4,339.63 | S/ 6,525.61 | S/ 8,722.43 | S/ 444,856.43 |
| 1.35% | S/ 1,464.52 | S/ 2,933.95 | S/ 4,408.32 | S/ 5,887.64 | S/ 442,021.64 |
| 1.00% | S/ 1,086.24 | S/ 2,175.18 | S/ 3,266.84 | S/ 4,361.22 | S/ 440,495.22 |
| 0.10% | S/ 108.99 | S/ 218.01 | S/ 327.05 | S/ 436.12 | S/ 436,570.12 |
Sobre los datos
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Para S/ 436,134 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 436,134 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.