Cálculo de intereses
Ahorrando S/ 433,389
Veamos que pasaría si Usted ahorrara 433,389 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 433,389.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,951.05 | S/ 9,958.66 | S/ 15,023.48 | S/ 20,146.15 | S/ 453,535.15 |
| 8.50% | S/ 8,929.47 | S/ 18,042.91 | S/ 27,344.13 | S/ 36,836.99 | S/ 470,225.99 |
| 8.00% | S/ 8,419.01 | S/ 17,001.58 | S/ 25,750.86 | S/ 34,670.11 | S/ 468,059.11 |
| 7.10% | S/ 7,495.72 | S/ 15,121.07 | S/ 22,878.32 | S/ 30,769.73 | S/ 464,158.73 |
| 7.00% | S/ 7,392.77 | S/ 14,911.64 | S/ 22,558.77 | S/ 30,336.35 | S/ 463,725.35 |
| 6.50% | S/ 6,876.95 | S/ 13,863.01 | S/ 20,959.94 | S/ 28,169.47 | S/ 461,558.47 |
| 6.10% | S/ 6,462.98 | S/ 13,022.34 | S/ 19,679.51 | S/ 26,435.97 | S/ 459,824.97 |
| 6.20% | S/ 6,566.58 | S/ 13,232.66 | S/ 19,999.73 | S/ 26,869.34 | S/ 460,258.34 |
| 5.90% | S/ 6,255.56 | S/ 12,601.41 | S/ 19,038.85 | S/ 25,569.21 | S/ 458,958.21 |
| 5.75% | S/ 6,099.80 | S/ 12,285.44 | S/ 18,558.15 | S/ 24,919.15 | S/ 458,308.15 |
| 5.70% | S/ 6,047.84 | S/ 12,180.08 | S/ 18,397.88 | S/ 24,702.46 | S/ 458,091.46 |
| 5.65% | S/ 5,995.86 | S/ 12,074.68 | S/ 18,237.60 | S/ 24,485.77 | S/ 457,874.77 |
| 5.60% | S/ 5,943.87 | S/ 11,969.26 | S/ 18,077.29 | S/ 24,269.09 | S/ 457,658.09 |
| 5.50% | S/ 5,839.83 | S/ 11,758.35 | S/ 17,756.62 | S/ 23,835.71 | S/ 457,224.71 |
| 5.30% | S/ 5,631.52 | S/ 11,336.22 | S/ 17,115.04 | S/ 22,968.96 | S/ 456,357.96 |
| 5.25% | S/ 5,579.40 | S/ 11,230.62 | S/ 16,954.60 | S/ 22,752.27 | S/ 456,141.27 |
| 5.05% | S/ 5,370.72 | S/ 10,807.99 | S/ 16,312.65 | S/ 21,885.52 | S/ 455,274.52 |
| 5.00% | S/ 5,318.50 | S/ 10,702.27 | S/ 16,152.11 | S/ 21,668.83 | S/ 455,057.83 |
| 4.95% | S/ 5,266.27 | S/ 10,596.53 | S/ 15,991.55 | S/ 21,452.14 | S/ 454,841.14 |
| 4.75% | S/ 5,057.14 | S/ 10,173.29 | S/ 15,349.14 | S/ 20,585.39 | S/ 453,974.39 |
| 4.55% | S/ 4,847.71 | S/ 9,749.65 | S/ 14,706.42 | S/ 19,718.63 | S/ 453,107.63 |
| 4.50% | S/ 4,795.31 | S/ 9,643.68 | S/ 14,545.69 | S/ 19,501.95 | S/ 452,890.95 |
| 4.40% | S/ 4,690.45 | S/ 9,431.66 | S/ 14,224.18 | S/ 19,068.57 | S/ 452,457.57 |
| 4.30% | S/ 4,585.51 | S/ 9,219.53 | S/ 13,902.59 | S/ 18,635.19 | S/ 452,024.19 |
| 4.25% | S/ 4,533.01 | S/ 9,113.43 | S/ 13,741.76 | S/ 18,418.51 | S/ 451,807.51 |
| 4.20% | S/ 4,480.49 | S/ 9,007.31 | S/ 13,580.92 | S/ 18,201.82 | S/ 451,590.82 |
| 4.15% | S/ 4,427.96 | S/ 8,901.16 | S/ 13,420.06 | S/ 17,985.13 | S/ 451,374.13 |
| 4.00% | S/ 4,270.24 | S/ 8,582.55 | S/ 12,937.35 | S/ 17,335.07 | S/ 450,724.07 |
| 3.90% | S/ 4,165.00 | S/ 8,370.02 | S/ 12,615.45 | S/ 16,901.69 | S/ 450,290.69 |
| 3.75% | S/ 4,006.99 | S/ 8,051.03 | S/ 12,132.46 | S/ 16,251.62 | S/ 449,640.62 |
| 3.50% | S/ 3,743.27 | S/ 7,518.87 | S/ 11,327.08 | S/ 15,168.18 | S/ 448,557.18 |
| 3.00% | S/ 3,214.39 | S/ 6,452.61 | S/ 9,714.86 | S/ 13,001.30 | S/ 446,390.30 |
| 2.75% | S/ 2,949.22 | S/ 5,918.52 | S/ 8,908.02 | S/ 11,917.86 | S/ 445,306.86 |
| 2.50% | S/ 2,683.58 | S/ 5,383.77 | S/ 8,100.68 | S/ 10,834.42 | S/ 444,223.42 |
| 2.00% | S/ 2,150.82 | S/ 4,312.31 | S/ 6,484.53 | S/ 8,667.53 | S/ 442,056.53 |
| 1.35% | S/ 1,455.30 | S/ 2,915.49 | S/ 4,380.58 | S/ 5,850.59 | S/ 439,239.59 |
| 1.00% | S/ 1,079.40 | S/ 2,161.49 | S/ 3,246.28 | S/ 4,333.77 | S/ 437,722.77 |
| 0.10% | S/ 108.30 | S/ 216.63 | S/ 324.99 | S/ 433.38 | S/ 433,822.38 |
Sobre los datos
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Para S/ 433,389 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 433,389 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.