Cálculo de intereses
Ahorrando S/ 432,703
Veamos que pasaría si Usted ahorrara 432,703 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 432,703.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,943.21 | S/ 9,942.90 | S/ 14,999.70 | S/ 20,114.27 | S/ 452,817.27 |
| 8.50% | S/ 8,915.33 | S/ 18,014.35 | S/ 27,300.85 | S/ 36,778.68 | S/ 469,481.68 |
| 8.00% | S/ 8,405.69 | S/ 16,974.66 | S/ 25,710.10 | S/ 34,615.23 | S/ 467,318.23 |
| 7.10% | S/ 7,483.85 | S/ 15,097.14 | S/ 22,842.10 | S/ 30,721.02 | S/ 463,424.02 |
| 7.00% | S/ 7,381.07 | S/ 14,888.04 | S/ 22,523.07 | S/ 30,288.33 | S/ 462,991.33 |
| 6.50% | S/ 6,866.06 | S/ 13,841.07 | S/ 20,926.76 | S/ 28,124.88 | S/ 460,827.88 |
| 6.10% | S/ 6,452.75 | S/ 13,001.73 | S/ 19,648.36 | S/ 26,394.12 | S/ 459,097.12 |
| 6.20% | S/ 6,556.19 | S/ 13,211.71 | S/ 19,968.08 | S/ 26,826.81 | S/ 459,529.81 |
| 5.90% | S/ 6,245.65 | S/ 12,581.46 | S/ 19,008.71 | S/ 25,528.74 | S/ 458,231.74 |
| 5.75% | S/ 6,090.14 | S/ 12,266.00 | S/ 18,528.78 | S/ 24,879.71 | S/ 457,582.71 |
| 5.70% | S/ 6,038.27 | S/ 12,160.80 | S/ 18,368.76 | S/ 24,663.36 | S/ 457,366.36 |
| 5.65% | S/ 5,986.37 | S/ 12,055.57 | S/ 18,208.73 | S/ 24,447.02 | S/ 457,150.02 |
| 5.60% | S/ 5,934.46 | S/ 11,950.31 | S/ 18,048.67 | S/ 24,230.67 | S/ 456,933.67 |
| 5.50% | S/ 5,830.58 | S/ 11,739.73 | S/ 17,728.51 | S/ 23,797.98 | S/ 456,500.98 |
| 5.30% | S/ 5,622.61 | S/ 11,318.27 | S/ 17,087.95 | S/ 22,932.60 | S/ 455,635.60 |
| 5.25% | S/ 5,570.57 | S/ 11,212.85 | S/ 16,927.76 | S/ 22,716.26 | S/ 455,419.26 |
| 5.05% | S/ 5,362.22 | S/ 10,790.88 | S/ 16,286.83 | S/ 21,850.87 | S/ 454,553.87 |
| 5.00% | S/ 5,310.08 | S/ 10,685.33 | S/ 16,126.54 | S/ 21,634.53 | S/ 454,337.53 |
| 4.95% | S/ 5,257.93 | S/ 10,579.75 | S/ 15,966.24 | S/ 21,418.18 | S/ 454,121.18 |
| 4.75% | S/ 5,049.14 | S/ 10,157.19 | S/ 15,324.85 | S/ 20,552.80 | S/ 453,255.80 |
| 4.55% | S/ 4,840.04 | S/ 9,734.22 | S/ 14,683.14 | S/ 19,687.42 | S/ 452,390.42 |
| 4.50% | S/ 4,787.72 | S/ 9,628.41 | S/ 14,522.67 | S/ 19,471.08 | S/ 452,174.08 |
| 4.40% | S/ 4,683.02 | S/ 9,416.73 | S/ 14,201.66 | S/ 19,038.39 | S/ 451,741.39 |
| 4.30% | S/ 4,578.25 | S/ 9,204.94 | S/ 13,880.58 | S/ 18,605.70 | S/ 451,308.70 |
| 4.25% | S/ 4,525.83 | S/ 9,099.01 | S/ 13,720.01 | S/ 18,389.35 | S/ 451,092.35 |
| 4.20% | S/ 4,473.40 | S/ 8,993.05 | S/ 13,559.42 | S/ 18,173.01 | S/ 450,876.01 |
| 4.15% | S/ 4,420.95 | S/ 8,887.07 | S/ 13,398.82 | S/ 17,956.66 | S/ 450,659.66 |
| 4.00% | S/ 4,263.48 | S/ 8,568.97 | S/ 12,916.88 | S/ 17,307.63 | S/ 450,010.63 |
| 3.90% | S/ 4,158.40 | S/ 8,356.77 | S/ 12,595.49 | S/ 16,874.94 | S/ 449,577.94 |
| 3.75% | S/ 4,000.65 | S/ 8,038.29 | S/ 12,113.26 | S/ 16,225.90 | S/ 448,928.90 |
| 3.50% | S/ 3,737.34 | S/ 7,506.97 | S/ 11,309.15 | S/ 15,144.17 | S/ 447,847.17 |
| 3.00% | S/ 3,209.30 | S/ 6,442.40 | S/ 9,699.48 | S/ 12,980.72 | S/ 445,683.72 |
| 2.75% | S/ 2,944.56 | S/ 5,909.15 | S/ 8,893.92 | S/ 11,898.99 | S/ 444,601.99 |
| 2.50% | S/ 2,679.33 | S/ 5,375.25 | S/ 8,087.86 | S/ 10,817.27 | S/ 443,520.27 |
| 2.00% | S/ 2,147.42 | S/ 4,305.49 | S/ 6,474.27 | S/ 8,653.82 | S/ 441,356.82 |
| 1.35% | S/ 1,453.00 | S/ 2,910.87 | S/ 4,373.64 | S/ 5,841.33 | S/ 438,544.33 |
| 1.00% | S/ 1,077.69 | S/ 2,158.07 | S/ 3,241.14 | S/ 4,326.91 | S/ 437,029.91 |
| 0.10% | S/ 108.13 | S/ 216.29 | S/ 324.48 | S/ 432.69 | S/ 433,135.69 |
Sobre los datos
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Para S/ 432,703 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 432,703 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
