Cálculo de intereses
Ahorrando S/ 429,632
Veamos que pasaría si Usted ahorrara 429,632 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 429,632.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,908.13 | S/ 9,872.33 | S/ 14,893.24 | S/ 19,971.51 | S/ 449,603.51 |
| 8.50% | S/ 8,852.06 | S/ 17,886.50 | S/ 27,107.09 | S/ 36,517.66 | S/ 466,149.66 |
| 8.00% | S/ 8,346.03 | S/ 16,854.19 | S/ 25,527.63 | S/ 34,369.56 | S/ 464,001.56 |
| 7.10% | S/ 7,430.74 | S/ 14,989.99 | S/ 22,679.99 | S/ 30,502.99 | S/ 460,134.99 |
| 7.00% | S/ 7,328.68 | S/ 14,782.38 | S/ 22,363.22 | S/ 30,073.37 | S/ 459,705.37 |
| 6.50% | S/ 6,817.33 | S/ 13,742.84 | S/ 20,778.24 | S/ 27,925.27 | S/ 457,557.27 |
| 6.10% | S/ 6,406.95 | S/ 12,909.45 | S/ 19,508.91 | S/ 26,206.80 | S/ 455,838.80 |
| 6.20% | S/ 6,509.66 | S/ 13,117.94 | S/ 19,826.36 | S/ 26,636.42 | S/ 456,268.42 |
| 5.90% | S/ 6,201.33 | S/ 12,492.17 | S/ 18,873.80 | S/ 25,347.56 | S/ 454,979.56 |
| 5.75% | S/ 6,046.92 | S/ 12,178.94 | S/ 18,397.28 | S/ 24,703.13 | S/ 454,335.13 |
| 5.70% | S/ 5,995.41 | S/ 12,074.49 | S/ 18,238.40 | S/ 24,488.32 | S/ 454,120.32 |
| 5.65% | S/ 5,943.89 | S/ 11,970.01 | S/ 18,079.50 | S/ 24,273.51 | S/ 453,905.51 |
| 5.60% | S/ 5,892.34 | S/ 11,865.50 | S/ 17,920.58 | S/ 24,058.70 | S/ 453,690.70 |
| 5.50% | S/ 5,789.20 | S/ 11,656.41 | S/ 17,602.68 | S/ 23,629.08 | S/ 453,261.08 |
| 5.30% | S/ 5,582.70 | S/ 11,237.94 | S/ 16,966.67 | S/ 22,769.84 | S/ 452,401.84 |
| 5.25% | S/ 5,531.03 | S/ 11,133.27 | S/ 16,807.62 | S/ 22,555.03 | S/ 452,187.03 |
| 5.05% | S/ 5,324.16 | S/ 10,714.30 | S/ 16,171.23 | S/ 21,695.79 | S/ 451,327.79 |
| 5.00% | S/ 5,272.40 | S/ 10,609.49 | S/ 16,012.09 | S/ 21,480.98 | S/ 451,112.98 |
| 4.95% | S/ 5,220.61 | S/ 10,504.67 | S/ 15,852.93 | S/ 21,266.17 | S/ 450,898.17 |
| 4.75% | S/ 5,013.30 | S/ 10,085.10 | S/ 15,216.08 | S/ 20,406.94 | S/ 450,038.94 |
| 4.55% | S/ 4,805.69 | S/ 9,665.13 | S/ 14,578.93 | S/ 19,547.70 | S/ 449,179.70 |
| 4.50% | S/ 4,753.74 | S/ 9,560.08 | S/ 14,419.60 | S/ 19,332.89 | S/ 448,964.89 |
| 4.40% | S/ 4,649.79 | S/ 9,349.89 | S/ 14,100.87 | S/ 18,903.27 | S/ 448,535.27 |
| 4.30% | S/ 4,545.76 | S/ 9,139.61 | S/ 13,782.07 | S/ 18,473.65 | S/ 448,105.65 |
| 4.25% | S/ 4,493.71 | S/ 9,034.43 | S/ 13,622.64 | S/ 18,258.84 | S/ 447,890.84 |
| 4.20% | S/ 4,441.65 | S/ 8,929.22 | S/ 13,463.19 | S/ 18,044.03 | S/ 447,676.03 |
| 4.15% | S/ 4,389.57 | S/ 8,823.99 | S/ 13,303.72 | S/ 17,829.22 | S/ 447,461.22 |
| 4.00% | S/ 4,233.22 | S/ 8,508.15 | S/ 12,825.20 | S/ 17,184.79 | S/ 446,816.79 |
| 3.90% | S/ 4,128.89 | S/ 8,297.46 | S/ 12,506.09 | S/ 16,755.17 | S/ 446,387.17 |
| 3.75% | S/ 3,972.26 | S/ 7,981.24 | S/ 12,027.28 | S/ 16,110.74 | S/ 445,742.74 |
| 3.50% | S/ 3,710.82 | S/ 7,453.69 | S/ 11,228.89 | S/ 15,036.69 | S/ 444,668.69 |
| 3.00% | S/ 3,186.52 | S/ 6,396.68 | S/ 9,630.64 | S/ 12,888.59 | S/ 442,520.59 |
| 2.75% | S/ 2,923.66 | S/ 5,867.21 | S/ 8,830.79 | S/ 11,814.54 | S/ 441,446.54 |
| 2.50% | S/ 2,660.31 | S/ 5,337.10 | S/ 8,030.46 | S/ 10,740.50 | S/ 440,372.50 |
| 2.00% | S/ 2,132.17 | S/ 4,274.93 | S/ 6,428.32 | S/ 8,592.40 | S/ 438,224.40 |
| 1.35% | S/ 1,442.68 | S/ 2,890.21 | S/ 4,342.60 | S/ 5,799.87 | S/ 435,431.87 |
| 1.00% | S/ 1,070.05 | S/ 2,142.76 | S/ 3,218.14 | S/ 4,296.20 | S/ 433,928.20 |
| 0.10% | S/ 107.36 | S/ 214.76 | S/ 322.17 | S/ 429.62 | S/ 430,061.62 |
Sobre los datos
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Para S/ 429,632 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 429,632 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
