Cálculo de intereses
Ahorrando S/ 428,217
Veamos que pasaría si Usted ahorrara 428,217 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 428,217.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,891.96 | S/ 9,839.81 | S/ 14,844.19 | S/ 19,905.73 | S/ 448,122.73 |
| 8.50% | S/ 8,822.90 | S/ 17,827.59 | S/ 27,017.81 | S/ 36,397.38 | S/ 464,614.38 |
| 8.00% | S/ 8,318.54 | S/ 16,798.68 | S/ 25,443.55 | S/ 34,256.36 | S/ 462,473.36 |
| 7.10% | S/ 7,406.26 | S/ 14,940.62 | S/ 22,605.29 | S/ 30,402.53 | S/ 458,619.53 |
| 7.00% | S/ 7,304.54 | S/ 14,733.69 | S/ 22,289.56 | S/ 29,974.32 | S/ 458,191.32 |
| 6.50% | S/ 6,794.88 | S/ 13,697.58 | S/ 20,709.80 | S/ 27,833.30 | S/ 456,050.30 |
| 6.10% | S/ 6,385.85 | S/ 12,866.93 | S/ 19,444.66 | S/ 26,120.48 | S/ 454,337.48 |
| 6.20% | S/ 6,488.22 | S/ 13,074.74 | S/ 19,761.06 | S/ 26,548.69 | S/ 454,765.69 |
| 5.90% | S/ 6,180.90 | S/ 12,451.02 | S/ 18,811.64 | S/ 25,264.08 | S/ 453,481.08 |
| 5.75% | S/ 6,027.00 | S/ 12,138.83 | S/ 18,336.68 | S/ 24,621.77 | S/ 452,838.77 |
| 5.70% | S/ 5,975.67 | S/ 12,034.72 | S/ 18,178.33 | S/ 24,407.67 | S/ 452,624.67 |
| 5.65% | S/ 5,924.31 | S/ 11,930.58 | S/ 18,019.95 | S/ 24,193.56 | S/ 452,410.56 |
| 5.60% | S/ 5,872.94 | S/ 11,826.42 | S/ 17,861.56 | S/ 23,979.46 | S/ 452,196.46 |
| 5.50% | S/ 5,770.14 | S/ 11,618.02 | S/ 17,544.71 | S/ 23,551.26 | S/ 451,768.26 |
| 5.30% | S/ 5,564.31 | S/ 11,200.93 | S/ 16,910.79 | S/ 22,694.85 | S/ 450,911.85 |
| 5.25% | S/ 5,512.81 | S/ 11,096.60 | S/ 16,752.27 | S/ 22,480.75 | S/ 450,697.75 |
| 5.05% | S/ 5,306.62 | S/ 10,679.01 | S/ 16,117.97 | S/ 21,624.34 | S/ 449,841.34 |
| 5.00% | S/ 5,255.03 | S/ 10,574.55 | S/ 15,959.35 | S/ 21,410.24 | S/ 449,627.24 |
| 4.95% | S/ 5,203.42 | S/ 10,470.07 | S/ 15,800.71 | S/ 21,196.13 | S/ 449,413.13 |
| 4.75% | S/ 4,996.79 | S/ 10,051.88 | S/ 15,165.97 | S/ 20,339.72 | S/ 448,556.72 |
| 4.55% | S/ 4,789.86 | S/ 9,633.30 | S/ 14,530.92 | S/ 19,483.32 | S/ 447,700.32 |
| 4.50% | S/ 4,738.08 | S/ 9,528.59 | S/ 14,372.11 | S/ 19,269.21 | S/ 447,486.21 |
| 4.40% | S/ 4,634.47 | S/ 9,319.10 | S/ 14,054.43 | S/ 18,841.01 | S/ 447,058.01 |
| 4.30% | S/ 4,530.79 | S/ 9,109.51 | S/ 13,736.68 | S/ 18,412.80 | S/ 446,629.80 |
| 4.25% | S/ 4,478.91 | S/ 9,004.67 | S/ 13,577.77 | S/ 18,198.70 | S/ 446,415.70 |
| 4.20% | S/ 4,427.02 | S/ 8,899.82 | S/ 13,418.85 | S/ 17,984.60 | S/ 446,201.60 |
| 4.15% | S/ 4,375.12 | S/ 8,794.93 | S/ 13,259.91 | S/ 17,770.50 | S/ 445,987.50 |
| 4.00% | S/ 4,219.28 | S/ 8,480.13 | S/ 12,782.96 | S/ 17,128.19 | S/ 445,345.19 |
| 3.90% | S/ 4,115.29 | S/ 8,270.13 | S/ 12,464.90 | S/ 16,699.99 | S/ 444,916.99 |
| 3.75% | S/ 3,959.17 | S/ 7,954.95 | S/ 11,987.67 | S/ 16,057.68 | S/ 444,274.68 |
| 3.50% | S/ 3,698.60 | S/ 7,429.14 | S/ 11,191.90 | S/ 14,987.17 | S/ 443,204.17 |
| 3.00% | S/ 3,176.03 | S/ 6,375.61 | S/ 9,598.92 | S/ 12,846.14 | S/ 441,063.14 |
| 2.75% | S/ 2,914.03 | S/ 5,847.89 | S/ 8,801.71 | S/ 11,775.63 | S/ 439,992.63 |
| 2.50% | S/ 2,651.55 | S/ 5,319.52 | S/ 8,004.01 | S/ 10,705.12 | S/ 438,922.12 |
| 2.00% | S/ 2,125.15 | S/ 4,260.85 | S/ 6,407.15 | S/ 8,564.10 | S/ 436,781.10 |
| 1.35% | S/ 1,437.93 | S/ 2,880.69 | S/ 4,328.30 | S/ 5,780.77 | S/ 433,997.77 |
| 1.00% | S/ 1,066.52 | S/ 2,135.70 | S/ 3,207.54 | S/ 4,282.05 | S/ 432,499.05 |
| 0.10% | S/ 107.01 | S/ 214.05 | S/ 321.11 | S/ 428.21 | S/ 428,645.21 |
Sobre los datos
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Para S/ 428,217 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 428,217 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.