Cálculo de intereses
Ahorrando S/ 426,977
Veamos que pasaría si Usted ahorrara 426,977 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 426,977.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,877.80 | S/ 9,811.32 | S/ 14,801.20 | S/ 19,848.09 | S/ 446,825.09 |
| 8.50% | S/ 8,797.35 | S/ 17,775.97 | S/ 26,939.57 | S/ 36,291.99 | S/ 463,268.99 |
| 8.00% | S/ 8,294.45 | S/ 16,750.04 | S/ 25,369.88 | S/ 34,157.17 | S/ 461,134.17 |
| 7.10% | S/ 7,384.82 | S/ 14,897.36 | S/ 22,539.83 | S/ 30,314.49 | S/ 457,291.49 |
| 7.00% | S/ 7,283.39 | S/ 14,691.02 | S/ 22,225.02 | S/ 29,887.52 | S/ 456,864.52 |
| 6.50% | S/ 6,775.20 | S/ 13,657.91 | S/ 20,649.83 | S/ 27,752.70 | S/ 454,729.70 |
| 6.10% | S/ 6,367.36 | S/ 12,829.67 | S/ 19,388.36 | S/ 26,044.85 | S/ 453,021.85 |
| 6.20% | S/ 6,469.43 | S/ 13,036.88 | S/ 19,703.84 | S/ 26,471.81 | S/ 453,448.81 |
| 5.90% | S/ 6,163.01 | S/ 12,414.97 | S/ 18,757.17 | S/ 25,190.92 | S/ 452,167.92 |
| 5.75% | S/ 6,009.55 | S/ 12,103.68 | S/ 18,283.59 | S/ 24,550.47 | S/ 451,527.47 |
| 5.70% | S/ 5,958.36 | S/ 11,999.87 | S/ 18,125.69 | S/ 24,336.99 | S/ 451,313.99 |
| 5.65% | S/ 5,907.16 | S/ 11,896.04 | S/ 17,967.77 | S/ 24,123.51 | S/ 451,100.51 |
| 5.60% | S/ 5,855.93 | S/ 11,792.17 | S/ 17,809.83 | S/ 23,910.02 | S/ 450,887.02 |
| 5.50% | S/ 5,753.43 | S/ 11,584.38 | S/ 17,493.91 | S/ 23,483.06 | S/ 450,460.06 |
| 5.30% | S/ 5,548.20 | S/ 11,168.50 | S/ 16,861.82 | S/ 22,629.13 | S/ 449,606.13 |
| 5.25% | S/ 5,496.85 | S/ 11,064.46 | S/ 16,703.76 | S/ 22,415.65 | S/ 449,392.65 |
| 5.05% | S/ 5,291.26 | S/ 10,648.09 | S/ 16,071.30 | S/ 21,561.72 | S/ 448,538.72 |
| 5.00% | S/ 5,239.81 | S/ 10,543.93 | S/ 15,913.14 | S/ 21,348.24 | S/ 448,325.24 |
| 4.95% | S/ 5,188.35 | S/ 10,439.75 | S/ 15,754.96 | S/ 21,134.76 | S/ 448,111.76 |
| 4.75% | S/ 4,982.32 | S/ 10,022.78 | S/ 15,122.05 | S/ 20,280.83 | S/ 447,257.83 |
| 4.55% | S/ 4,775.99 | S/ 9,605.41 | S/ 14,488.84 | S/ 19,426.90 | S/ 446,403.90 |
| 4.50% | S/ 4,724.36 | S/ 9,501.00 | S/ 14,330.49 | S/ 19,213.42 | S/ 446,190.42 |
| 4.40% | S/ 4,621.05 | S/ 9,292.12 | S/ 14,013.73 | S/ 18,786.45 | S/ 445,763.45 |
| 4.30% | S/ 4,517.67 | S/ 9,083.13 | S/ 13,696.90 | S/ 18,359.49 | S/ 445,336.49 |
| 4.25% | S/ 4,465.94 | S/ 8,978.60 | S/ 13,538.45 | S/ 18,146.00 | S/ 445,123.00 |
| 4.20% | S/ 4,414.20 | S/ 8,874.04 | S/ 13,379.99 | S/ 17,932.52 | S/ 444,909.52 |
| 4.15% | S/ 4,362.45 | S/ 8,769.46 | S/ 13,221.51 | S/ 17,719.04 | S/ 444,696.04 |
| 4.00% | S/ 4,207.06 | S/ 8,455.57 | S/ 12,745.95 | S/ 17,078.59 | S/ 444,055.59 |
| 3.90% | S/ 4,103.38 | S/ 8,246.18 | S/ 12,428.81 | S/ 16,651.63 | S/ 443,628.63 |
| 3.75% | S/ 3,947.71 | S/ 7,931.92 | S/ 11,952.96 | S/ 16,011.18 | S/ 442,988.18 |
| 3.50% | S/ 3,687.89 | S/ 7,407.63 | S/ 11,159.50 | S/ 14,943.77 | S/ 441,920.77 |
| 3.00% | S/ 3,166.83 | S/ 6,357.15 | S/ 9,571.13 | S/ 12,808.95 | S/ 439,785.95 |
| 2.75% | S/ 2,905.59 | S/ 5,830.95 | S/ 8,776.22 | S/ 11,741.53 | S/ 438,718.53 |
| 2.50% | S/ 2,643.87 | S/ 5,304.12 | S/ 7,980.83 | S/ 10,674.12 | S/ 437,651.12 |
| 2.00% | S/ 2,119.00 | S/ 4,248.51 | S/ 6,388.60 | S/ 8,539.30 | S/ 435,516.30 |
| 1.35% | S/ 1,433.77 | S/ 2,872.35 | S/ 4,315.77 | S/ 5,764.03 | S/ 432,741.03 |
| 1.00% | S/ 1,063.43 | S/ 2,129.51 | S/ 3,198.25 | S/ 4,269.65 | S/ 431,246.65 |
| 0.10% | S/ 106.70 | S/ 213.43 | S/ 320.18 | S/ 426.97 | S/ 427,403.97 |
Sobre los datos
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Para S/ 426,977 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 426,977 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.