Cálculo de intereses
Ahorrando S/ 421,735
Veamos que pasaría si Usted ahorrara 421,735 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 421,735.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,817.91 | S/ 9,690.87 | S/ 14,619.49 | S/ 19,604.42 | S/ 441,339.42 |
| 8.50% | S/ 8,689.35 | S/ 17,557.73 | S/ 26,608.84 | S/ 35,846.43 | S/ 457,581.43 |
| 8.00% | S/ 8,192.62 | S/ 16,544.40 | S/ 25,058.41 | S/ 33,737.82 | S/ 455,472.82 |
| 7.10% | S/ 7,294.15 | S/ 14,714.46 | S/ 22,263.11 | S/ 29,942.32 | S/ 451,677.32 |
| 7.00% | S/ 7,193.97 | S/ 14,510.66 | S/ 21,952.16 | S/ 29,520.60 | S/ 451,255.60 |
| 6.50% | S/ 6,692.02 | S/ 13,490.23 | S/ 20,396.32 | S/ 27,411.98 | S/ 449,146.98 |
| 6.10% | S/ 6,289.19 | S/ 12,672.16 | S/ 19,150.32 | S/ 25,725.09 | S/ 447,460.09 |
| 6.20% | S/ 6,390.00 | S/ 12,876.82 | S/ 19,461.93 | S/ 26,146.82 | S/ 447,881.82 |
| 5.90% | S/ 6,087.34 | S/ 12,262.55 | S/ 18,526.89 | S/ 24,881.65 | S/ 446,616.65 |
| 5.75% | S/ 5,935.77 | S/ 11,955.08 | S/ 18,059.12 | S/ 24,249.06 | S/ 445,984.06 |
| 5.70% | S/ 5,885.21 | S/ 11,852.55 | S/ 17,903.16 | S/ 24,038.20 | S/ 445,773.20 |
| 5.65% | S/ 5,834.63 | S/ 11,749.99 | S/ 17,747.18 | S/ 23,827.34 | S/ 445,562.34 |
| 5.60% | S/ 5,784.04 | S/ 11,647.40 | S/ 17,591.18 | S/ 23,616.48 | S/ 445,351.48 |
| 5.50% | S/ 5,682.79 | S/ 11,442.16 | S/ 17,279.13 | S/ 23,194.76 | S/ 444,929.76 |
| 5.30% | S/ 5,480.09 | S/ 11,031.38 | S/ 16,654.81 | S/ 22,351.31 | S/ 444,086.31 |
| 5.25% | S/ 5,429.36 | S/ 10,928.63 | S/ 16,498.68 | S/ 22,140.45 | S/ 443,875.45 |
| 5.05% | S/ 5,226.30 | S/ 10,517.36 | S/ 15,873.99 | S/ 21,297.01 | S/ 443,032.01 |
| 5.00% | S/ 5,175.48 | S/ 10,414.48 | S/ 15,717.77 | S/ 21,086.15 | S/ 442,821.15 |
| 4.95% | S/ 5,124.65 | S/ 10,311.58 | S/ 15,561.54 | S/ 20,875.28 | S/ 442,610.28 |
| 4.75% | S/ 4,921.15 | S/ 9,899.73 | S/ 14,936.40 | S/ 20,031.84 | S/ 441,766.84 |
| 4.55% | S/ 4,717.36 | S/ 9,487.48 | S/ 14,310.96 | S/ 19,188.39 | S/ 440,923.39 |
| 4.50% | S/ 4,666.36 | S/ 9,384.36 | S/ 14,154.55 | S/ 18,977.53 | S/ 440,712.53 |
| 4.40% | S/ 4,564.32 | S/ 9,178.04 | S/ 13,841.69 | S/ 18,555.81 | S/ 440,290.81 |
| 4.30% | S/ 4,462.20 | S/ 8,971.62 | S/ 13,528.74 | S/ 18,134.09 | S/ 439,869.09 |
| 4.25% | S/ 4,411.12 | S/ 8,868.37 | S/ 13,372.24 | S/ 17,923.23 | S/ 439,658.23 |
| 4.20% | S/ 4,360.01 | S/ 8,765.10 | S/ 13,215.72 | S/ 17,712.36 | S/ 439,447.36 |
| 4.15% | S/ 4,308.89 | S/ 8,661.80 | S/ 13,059.19 | S/ 17,501.50 | S/ 439,236.50 |
| 4.00% | S/ 4,155.41 | S/ 8,351.76 | S/ 12,589.46 | S/ 16,868.92 | S/ 438,603.92 |
| 3.90% | S/ 4,053.00 | S/ 8,144.95 | S/ 12,276.22 | S/ 16,447.20 | S/ 438,182.20 |
| 3.75% | S/ 3,899.24 | S/ 7,834.53 | S/ 11,806.21 | S/ 15,814.61 | S/ 437,549.61 |
| 3.50% | S/ 3,642.61 | S/ 7,316.68 | S/ 11,022.49 | S/ 14,760.30 | S/ 436,495.30 |
| 3.00% | S/ 3,127.95 | S/ 6,279.10 | S/ 9,453.62 | S/ 12,651.69 | S/ 434,386.69 |
| 2.75% | S/ 2,869.92 | S/ 5,759.37 | S/ 8,668.48 | S/ 11,597.38 | S/ 433,332.38 |
| 2.50% | S/ 2,611.41 | S/ 5,239.00 | S/ 7,882.85 | S/ 10,543.08 | S/ 432,278.08 |
| 2.00% | S/ 2,092.98 | S/ 4,196.35 | S/ 6,310.16 | S/ 8,434.46 | S/ 430,169.46 |
| 1.35% | S/ 1,416.17 | S/ 2,837.09 | S/ 4,262.78 | S/ 5,693.26 | S/ 427,428.26 |
| 1.00% | S/ 1,050.38 | S/ 2,103.37 | S/ 3,158.99 | S/ 4,217.23 | S/ 425,952.23 |
| 0.10% | S/ 105.39 | S/ 210.81 | S/ 316.25 | S/ 421.72 | S/ 422,156.72 |
Sobre los datos
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Para S/ 421,735 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 421,735 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
