Cálculo de intereses
Ahorrando S/ 421,160
Veamos que pasaría si Usted ahorrara 421,160 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 421,160.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,811.34 | S/ 9,677.65 | S/ 14,599.56 | S/ 19,577.69 | S/ 440,737.69 |
| 8.50% | S/ 8,677.50 | S/ 17,533.79 | S/ 26,572.56 | S/ 35,797.56 | S/ 456,957.56 |
| 8.00% | S/ 8,181.45 | S/ 16,521.84 | S/ 25,024.25 | S/ 33,691.82 | S/ 454,851.82 |
| 7.10% | S/ 7,284.21 | S/ 14,694.40 | S/ 22,232.76 | S/ 29,901.49 | S/ 451,061.49 |
| 7.00% | S/ 7,184.17 | S/ 14,490.88 | S/ 21,922.23 | S/ 29,480.35 | S/ 450,640.35 |
| 6.50% | S/ 6,682.90 | S/ 13,471.84 | S/ 20,368.51 | S/ 27,374.61 | S/ 448,534.61 |
| 6.10% | S/ 6,280.61 | S/ 12,654.88 | S/ 19,124.21 | S/ 25,690.02 | S/ 446,850.02 |
| 6.20% | S/ 6,381.29 | S/ 12,859.27 | S/ 19,435.40 | S/ 26,111.17 | S/ 447,271.17 |
| 5.90% | S/ 6,079.04 | S/ 12,245.83 | S/ 18,501.63 | S/ 24,847.72 | S/ 446,007.72 |
| 5.75% | S/ 5,927.68 | S/ 11,938.78 | S/ 18,034.50 | S/ 24,216.00 | S/ 445,376.00 |
| 5.70% | S/ 5,877.19 | S/ 11,836.39 | S/ 17,878.75 | S/ 24,005.43 | S/ 445,165.43 |
| 5.65% | S/ 5,826.68 | S/ 11,733.97 | S/ 17,722.98 | S/ 23,794.86 | S/ 444,954.86 |
| 5.60% | S/ 5,776.15 | S/ 11,631.52 | S/ 17,567.20 | S/ 23,584.28 | S/ 444,744.28 |
| 5.50% | S/ 5,675.04 | S/ 11,426.56 | S/ 17,255.57 | S/ 23,163.13 | S/ 444,323.13 |
| 5.30% | S/ 5,472.61 | S/ 11,016.34 | S/ 16,632.10 | S/ 22,320.84 | S/ 443,480.84 |
| 5.25% | S/ 5,421.96 | S/ 10,913.73 | S/ 16,476.19 | S/ 22,110.26 | S/ 443,270.26 |
| 5.05% | S/ 5,219.17 | S/ 10,503.02 | S/ 15,852.35 | S/ 21,267.97 | S/ 442,427.97 |
| 5.00% | S/ 5,168.43 | S/ 10,400.28 | S/ 15,696.34 | S/ 21,057.40 | S/ 442,217.40 |
| 4.95% | S/ 5,117.67 | S/ 10,297.52 | S/ 15,540.32 | S/ 20,846.82 | S/ 442,006.82 |
| 4.75% | S/ 4,914.44 | S/ 9,886.23 | S/ 14,916.03 | S/ 20,004.53 | S/ 441,164.53 |
| 4.55% | S/ 4,710.93 | S/ 9,474.54 | S/ 14,291.45 | S/ 19,162.23 | S/ 440,322.23 |
| 4.50% | S/ 4,660.00 | S/ 9,371.56 | S/ 14,135.26 | S/ 18,951.66 | S/ 440,111.66 |
| 4.40% | S/ 4,558.10 | S/ 9,165.52 | S/ 13,822.81 | S/ 18,530.51 | S/ 439,690.51 |
| 4.30% | S/ 4,456.12 | S/ 8,959.38 | S/ 13,510.30 | S/ 18,109.36 | S/ 439,269.36 |
| 4.25% | S/ 4,405.10 | S/ 8,856.28 | S/ 13,354.01 | S/ 17,898.79 | S/ 439,058.79 |
| 4.20% | S/ 4,354.07 | S/ 8,753.15 | S/ 13,197.71 | S/ 17,688.21 | S/ 438,848.21 |
| 4.15% | S/ 4,303.01 | S/ 8,649.99 | S/ 13,041.38 | S/ 17,477.64 | S/ 438,637.64 |
| 4.00% | S/ 4,149.74 | S/ 8,340.38 | S/ 12,572.30 | S/ 16,845.92 | S/ 438,005.92 |
| 3.90% | S/ 4,047.47 | S/ 8,133.84 | S/ 12,259.48 | S/ 16,424.77 | S/ 437,584.77 |
| 3.75% | S/ 3,893.93 | S/ 7,823.85 | S/ 11,790.12 | S/ 15,793.05 | S/ 436,953.05 |
| 3.50% | S/ 3,637.64 | S/ 7,306.71 | S/ 11,007.46 | S/ 14,740.18 | S/ 435,900.18 |
| 3.00% | S/ 3,123.69 | S/ 6,270.54 | S/ 9,440.73 | S/ 12,634.44 | S/ 433,794.44 |
| 2.75% | S/ 2,866.01 | S/ 5,751.51 | S/ 8,656.66 | S/ 11,581.57 | S/ 432,741.57 |
| 2.50% | S/ 2,607.85 | S/ 5,231.85 | S/ 7,872.10 | S/ 10,528.70 | S/ 431,688.70 |
| 2.00% | S/ 2,090.13 | S/ 4,190.63 | S/ 6,301.56 | S/ 8,422.96 | S/ 429,582.96 |
| 1.35% | S/ 1,414.24 | S/ 2,833.22 | S/ 4,256.97 | S/ 5,685.50 | S/ 426,845.50 |
| 1.00% | S/ 1,048.95 | S/ 2,100.50 | S/ 3,154.68 | S/ 4,211.48 | S/ 425,371.48 |
| 0.10% | S/ 105.25 | S/ 210.52 | S/ 315.82 | S/ 421.15 | S/ 421,581.15 |
Sobre los datos
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Para S/ 421,160 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 421,160 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.