Cálculo de intereses
Ahorrando S/ 420,061
Veamos que pasaría si Usted ahorrara 420,061 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 420,061.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,798.79 | S/ 9,652.40 | S/ 14,561.46 | S/ 19,526.60 | S/ 439,587.60 |
| 8.50% | S/ 8,654.86 | S/ 17,488.04 | S/ 26,503.22 | S/ 35,704.14 | S/ 455,765.14 |
| 8.00% | S/ 8,160.10 | S/ 16,478.73 | S/ 24,958.95 | S/ 33,603.90 | S/ 453,664.90 |
| 7.10% | S/ 7,265.20 | S/ 14,656.06 | S/ 22,174.74 | S/ 29,823.47 | S/ 449,884.47 |
| 7.00% | S/ 7,165.42 | S/ 14,453.07 | S/ 21,865.03 | S/ 29,403.42 | S/ 449,464.42 |
| 6.50% | S/ 6,665.46 | S/ 13,436.69 | S/ 20,315.36 | S/ 27,303.18 | S/ 447,364.18 |
| 6.10% | S/ 6,264.22 | S/ 12,621.86 | S/ 19,074.31 | S/ 25,622.98 | S/ 445,683.98 |
| 6.20% | S/ 6,364.64 | S/ 12,825.71 | S/ 19,384.68 | S/ 26,043.03 | S/ 446,104.03 |
| 5.90% | S/ 6,063.18 | S/ 12,213.87 | S/ 18,453.35 | S/ 24,782.88 | S/ 444,843.88 |
| 5.75% | S/ 5,912.21 | S/ 11,907.63 | S/ 17,987.44 | S/ 24,152.81 | S/ 444,213.81 |
| 5.70% | S/ 5,861.85 | S/ 11,805.50 | S/ 17,832.09 | S/ 23,942.79 | S/ 444,003.79 |
| 5.65% | S/ 5,811.47 | S/ 11,703.35 | S/ 17,676.74 | S/ 23,732.76 | S/ 443,793.76 |
| 5.60% | S/ 5,761.08 | S/ 11,601.17 | S/ 17,521.36 | S/ 23,522.74 | S/ 443,583.74 |
| 5.50% | S/ 5,660.24 | S/ 11,396.74 | S/ 17,210.55 | S/ 23,102.69 | S/ 443,163.69 |
| 5.30% | S/ 5,458.33 | S/ 10,987.59 | S/ 16,588.70 | S/ 22,262.59 | S/ 442,323.59 |
| 5.25% | S/ 5,407.81 | S/ 10,885.25 | S/ 16,433.20 | S/ 22,052.57 | S/ 442,113.57 |
| 5.05% | S/ 5,205.55 | S/ 10,475.61 | S/ 15,810.98 | S/ 21,212.47 | S/ 441,273.47 |
| 5.00% | S/ 5,154.94 | S/ 10,373.14 | S/ 15,655.38 | S/ 21,002.45 | S/ 441,063.45 |
| 4.95% | S/ 5,104.31 | S/ 10,270.65 | S/ 15,499.77 | S/ 20,792.42 | S/ 440,853.42 |
| 4.75% | S/ 4,901.62 | S/ 9,860.43 | S/ 14,877.11 | S/ 19,952.33 | S/ 440,013.33 |
| 4.55% | S/ 4,698.63 | S/ 9,449.82 | S/ 14,254.16 | S/ 19,112.23 | S/ 439,173.23 |
| 4.50% | S/ 4,647.84 | S/ 9,347.11 | S/ 14,098.37 | S/ 18,902.20 | S/ 438,963.20 |
| 4.40% | S/ 4,546.20 | S/ 9,141.61 | S/ 13,786.74 | S/ 18,482.16 | S/ 438,543.16 |
| 4.30% | S/ 4,444.49 | S/ 8,936.00 | S/ 13,475.04 | S/ 18,062.11 | S/ 438,123.11 |
| 4.25% | S/ 4,393.61 | S/ 8,833.17 | S/ 13,319.16 | S/ 17,852.08 | S/ 437,913.08 |
| 4.20% | S/ 4,342.70 | S/ 8,730.31 | S/ 13,163.27 | S/ 17,642.06 | S/ 437,703.06 |
| 4.15% | S/ 4,291.79 | S/ 8,627.42 | S/ 13,007.35 | S/ 17,432.03 | S/ 437,493.03 |
| 4.00% | S/ 4,138.92 | S/ 8,318.61 | S/ 12,539.49 | S/ 16,801.96 | S/ 436,862.96 |
| 3.90% | S/ 4,036.91 | S/ 8,112.62 | S/ 12,227.49 | S/ 16,381.91 | S/ 436,442.91 |
| 3.75% | S/ 3,883.76 | S/ 7,803.44 | S/ 11,759.35 | S/ 15,751.84 | S/ 435,812.84 |
| 3.50% | S/ 3,628.15 | S/ 7,287.64 | S/ 10,978.74 | S/ 14,701.72 | S/ 434,762.72 |
| 3.00% | S/ 3,115.54 | S/ 6,254.18 | S/ 9,416.10 | S/ 12,601.47 | S/ 432,662.47 |
| 2.75% | S/ 2,858.53 | S/ 5,736.50 | S/ 8,634.07 | S/ 11,551.35 | S/ 431,612.35 |
| 2.50% | S/ 2,601.05 | S/ 5,218.20 | S/ 7,851.56 | S/ 10,501.23 | S/ 430,562.23 |
| 2.00% | S/ 2,084.68 | S/ 4,179.70 | S/ 6,285.12 | S/ 8,400.98 | S/ 428,461.98 |
| 1.35% | S/ 1,410.55 | S/ 2,825.83 | S/ 4,245.86 | S/ 5,670.66 | S/ 425,731.66 |
| 1.00% | S/ 1,046.21 | S/ 2,095.02 | S/ 3,146.45 | S/ 4,200.49 | S/ 424,261.49 |
| 0.10% | S/ 104.97 | S/ 209.97 | S/ 315.00 | S/ 420.05 | S/ 420,481.05 |
Sobre los datos
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Para S/ 420,061 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 420,061 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.