Cálculo de intereses
Ahorrando S/ 417,281
Veamos que pasaría si Usted ahorrara 417,281 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 417,281.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,767.03 | S/ 9,588.52 | S/ 14,465.09 | S/ 19,397.37 | S/ 436,678.37 |
| 8.50% | S/ 8,597.58 | S/ 17,372.30 | S/ 26,327.82 | S/ 35,467.85 | S/ 452,748.85 |
| 8.00% | S/ 8,106.10 | S/ 16,369.67 | S/ 24,793.77 | S/ 33,381.51 | S/ 450,662.51 |
| 7.10% | S/ 7,217.12 | S/ 14,559.06 | S/ 22,027.99 | S/ 29,626.09 | S/ 446,907.09 |
| 7.00% | S/ 7,118.00 | S/ 14,357.41 | S/ 21,720.32 | S/ 29,208.82 | S/ 446,489.82 |
| 6.50% | S/ 6,621.35 | S/ 13,347.76 | S/ 20,180.91 | S/ 27,122.48 | S/ 444,403.48 |
| 6.10% | S/ 6,222.77 | S/ 12,538.33 | S/ 18,948.08 | S/ 25,453.41 | S/ 442,734.41 |
| 6.20% | S/ 6,322.52 | S/ 12,740.83 | S/ 19,256.39 | S/ 25,870.68 | S/ 443,151.68 |
| 5.90% | S/ 6,023.05 | S/ 12,133.04 | S/ 18,331.22 | S/ 24,618.87 | S/ 441,899.87 |
| 5.75% | S/ 5,873.08 | S/ 11,828.83 | S/ 17,868.39 | S/ 23,992.97 | S/ 441,273.97 |
| 5.70% | S/ 5,823.06 | S/ 11,727.37 | S/ 17,714.08 | S/ 23,784.33 | S/ 441,065.33 |
| 5.65% | S/ 5,773.01 | S/ 11,625.89 | S/ 17,559.75 | S/ 23,575.70 | S/ 440,856.70 |
| 5.60% | S/ 5,722.95 | S/ 11,524.39 | S/ 17,405.40 | S/ 23,367.06 | S/ 440,648.06 |
| 5.50% | S/ 5,622.78 | S/ 11,321.32 | S/ 17,096.65 | S/ 22,949.80 | S/ 440,230.80 |
| 5.30% | S/ 5,422.21 | S/ 10,914.88 | S/ 16,478.92 | S/ 22,115.26 | S/ 439,396.26 |
| 5.25% | S/ 5,372.02 | S/ 10,813.21 | S/ 16,324.44 | S/ 21,906.62 | S/ 439,187.62 |
| 5.05% | S/ 5,171.10 | S/ 10,406.29 | S/ 15,706.35 | S/ 21,072.09 | S/ 438,353.09 |
| 5.00% | S/ 5,120.83 | S/ 10,304.49 | S/ 15,551.78 | S/ 20,863.45 | S/ 438,144.45 |
| 4.95% | S/ 5,070.53 | S/ 10,202.68 | S/ 15,397.19 | S/ 20,654.82 | S/ 437,935.82 |
| 4.75% | S/ 4,869.18 | S/ 9,795.17 | S/ 14,778.65 | S/ 19,820.28 | S/ 437,101.28 |
| 4.55% | S/ 4,667.54 | S/ 9,387.28 | S/ 14,159.82 | S/ 18,985.74 | S/ 436,266.74 |
| 4.50% | S/ 4,617.08 | S/ 9,285.25 | S/ 14,005.07 | S/ 18,777.11 | S/ 436,058.11 |
| 4.40% | S/ 4,516.11 | S/ 9,081.11 | S/ 13,695.50 | S/ 18,359.84 | S/ 435,640.84 |
| 4.30% | S/ 4,415.08 | S/ 8,876.87 | S/ 13,385.86 | S/ 17,942.57 | S/ 435,223.57 |
| 4.25% | S/ 4,364.53 | S/ 8,774.71 | S/ 13,231.02 | S/ 17,733.94 | S/ 435,014.94 |
| 4.20% | S/ 4,313.96 | S/ 8,672.53 | S/ 13,076.15 | S/ 17,525.30 | S/ 434,806.30 |
| 4.15% | S/ 4,263.38 | S/ 8,570.32 | S/ 12,921.27 | S/ 17,316.67 | S/ 434,597.67 |
| 4.00% | S/ 4,111.52 | S/ 8,263.56 | S/ 12,456.50 | S/ 16,690.76 | S/ 433,971.76 |
| 3.90% | S/ 4,010.19 | S/ 8,058.93 | S/ 12,146.57 | S/ 16,273.49 | S/ 433,554.49 |
| 3.75% | S/ 3,858.06 | S/ 7,751.79 | S/ 11,681.53 | S/ 15,647.59 | S/ 432,928.59 |
| 3.50% | S/ 3,604.14 | S/ 7,239.41 | S/ 10,906.08 | S/ 14,604.42 | S/ 431,885.42 |
| 3.00% | S/ 3,094.92 | S/ 6,212.79 | S/ 9,353.78 | S/ 12,518.07 | S/ 429,799.07 |
| 2.75% | S/ 2,839.61 | S/ 5,698.54 | S/ 8,576.93 | S/ 11,474.90 | S/ 428,755.90 |
| 2.50% | S/ 2,583.83 | S/ 5,183.67 | S/ 7,799.60 | S/ 10,431.73 | S/ 427,712.73 |
| 2.00% | S/ 2,070.88 | S/ 4,152.04 | S/ 6,243.52 | S/ 8,345.38 | S/ 425,626.38 |
| 1.35% | S/ 1,401.21 | S/ 2,807.13 | S/ 4,217.76 | S/ 5,633.13 | S/ 422,914.13 |
| 1.00% | S/ 1,039.28 | S/ 2,081.16 | S/ 3,125.62 | S/ 4,172.69 | S/ 421,453.69 |
| 0.10% | S/ 104.28 | S/ 208.58 | S/ 312.91 | S/ 417.27 | S/ 417,698.27 |
Sobre los datos
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Para S/ 417,281 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 417,281 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.