Cálculo de intereses
Ahorrando S/ 417,090
Veamos que pasaría si Usted ahorrara 417,090 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 417,090.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,764.85 | S/ 9,584.13 | S/ 14,458.47 | S/ 19,388.49 | S/ 436,478.49 |
| 8.50% | S/ 8,593.64 | S/ 17,364.35 | S/ 26,315.77 | S/ 35,451.62 | S/ 452,541.62 |
| 8.00% | S/ 8,102.39 | S/ 16,362.18 | S/ 24,782.42 | S/ 33,366.23 | S/ 450,456.23 |
| 7.10% | S/ 7,213.82 | S/ 14,552.40 | S/ 22,017.90 | S/ 29,612.53 | S/ 446,702.53 |
| 7.00% | S/ 7,114.74 | S/ 14,350.84 | S/ 21,710.38 | S/ 29,195.45 | S/ 446,285.45 |
| 6.50% | S/ 6,618.32 | S/ 13,341.65 | S/ 20,171.67 | S/ 27,110.07 | S/ 444,200.07 |
| 6.10% | S/ 6,219.92 | S/ 12,532.59 | S/ 18,939.40 | S/ 25,441.76 | S/ 442,531.76 |
| 6.20% | S/ 6,319.62 | S/ 12,735.00 | S/ 19,247.58 | S/ 25,858.83 | S/ 442,948.83 |
| 5.90% | S/ 6,020.30 | S/ 12,127.49 | S/ 18,322.83 | S/ 24,607.60 | S/ 441,697.60 |
| 5.75% | S/ 5,870.39 | S/ 11,823.41 | S/ 17,860.21 | S/ 23,981.98 | S/ 441,071.98 |
| 5.70% | S/ 5,820.39 | S/ 11,722.00 | S/ 17,705.97 | S/ 23,773.45 | S/ 440,863.45 |
| 5.65% | S/ 5,770.37 | S/ 11,620.57 | S/ 17,551.71 | S/ 23,564.91 | S/ 440,654.91 |
| 5.60% | S/ 5,720.33 | S/ 11,519.12 | S/ 17,397.43 | S/ 23,356.37 | S/ 440,446.37 |
| 5.50% | S/ 5,620.20 | S/ 11,316.14 | S/ 17,088.82 | S/ 22,939.29 | S/ 440,029.29 |
| 5.30% | S/ 5,419.73 | S/ 10,909.88 | S/ 16,471.37 | S/ 22,105.13 | S/ 439,195.13 |
| 5.25% | S/ 5,369.57 | S/ 10,808.26 | S/ 16,316.97 | S/ 21,896.60 | S/ 438,986.60 |
| 5.05% | S/ 5,168.73 | S/ 10,401.52 | S/ 15,699.16 | S/ 21,062.44 | S/ 438,152.44 |
| 5.00% | S/ 5,118.48 | S/ 10,299.78 | S/ 15,544.66 | S/ 20,853.90 | S/ 437,943.90 |
| 4.95% | S/ 5,068.21 | S/ 10,198.01 | S/ 15,390.14 | S/ 20,645.36 | S/ 437,735.36 |
| 4.75% | S/ 4,866.95 | S/ 9,790.69 | S/ 14,771.89 | S/ 19,811.21 | S/ 436,901.21 |
| 4.55% | S/ 4,665.40 | S/ 9,382.98 | S/ 14,153.34 | S/ 18,977.05 | S/ 436,067.05 |
| 4.50% | S/ 4,614.97 | S/ 9,281.00 | S/ 13,998.66 | S/ 18,768.51 | S/ 435,858.51 |
| 4.40% | S/ 4,514.05 | S/ 9,076.95 | S/ 13,689.23 | S/ 18,351.44 | S/ 435,441.44 |
| 4.30% | S/ 4,413.05 | S/ 8,872.80 | S/ 13,379.74 | S/ 17,934.36 | S/ 435,024.36 |
| 4.25% | S/ 4,362.53 | S/ 8,770.69 | S/ 13,224.96 | S/ 17,725.82 | S/ 434,815.82 |
| 4.20% | S/ 4,311.99 | S/ 8,668.56 | S/ 13,070.17 | S/ 17,517.28 | S/ 434,607.28 |
| 4.15% | S/ 4,261.43 | S/ 8,566.40 | S/ 12,915.35 | S/ 17,308.74 | S/ 434,398.74 |
| 4.00% | S/ 4,109.64 | S/ 8,259.78 | S/ 12,450.80 | S/ 16,683.12 | S/ 433,773.12 |
| 3.90% | S/ 4,008.36 | S/ 8,055.24 | S/ 12,141.01 | S/ 16,266.05 | S/ 433,356.05 |
| 3.75% | S/ 3,856.30 | S/ 7,748.25 | S/ 11,676.18 | S/ 15,640.43 | S/ 432,730.43 |
| 3.50% | S/ 3,602.49 | S/ 7,236.10 | S/ 10,901.09 | S/ 14,597.73 | S/ 431,687.73 |
| 3.00% | S/ 3,093.50 | S/ 6,209.94 | S/ 9,349.50 | S/ 12,512.34 | S/ 429,602.34 |
| 2.75% | S/ 2,838.31 | S/ 5,695.93 | S/ 8,573.00 | S/ 11,469.65 | S/ 428,559.65 |
| 2.50% | S/ 2,582.65 | S/ 5,181.29 | S/ 7,796.03 | S/ 10,426.95 | S/ 427,516.95 |
| 2.00% | S/ 2,069.93 | S/ 4,150.13 | S/ 6,240.66 | S/ 8,341.56 | S/ 425,431.56 |
| 1.35% | S/ 1,400.57 | S/ 2,805.84 | S/ 4,215.83 | S/ 5,630.56 | S/ 422,720.56 |
| 1.00% | S/ 1,038.81 | S/ 2,080.20 | S/ 3,124.19 | S/ 4,170.78 | S/ 421,260.78 |
| 0.10% | S/ 104.23 | S/ 208.49 | S/ 312.77 | S/ 417.08 | S/ 417,507.08 |
Sobre los datos
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Para S/ 417,090 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 417,090 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.