Cálculo de intereses
Ahorrando S/ 414,995
Veamos que pasaría si Usted ahorrara 414,995 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 414,995.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,740.92 | S/ 9,535.99 | S/ 14,385.85 | S/ 19,291.11 | S/ 434,286.11 |
| 8.50% | S/ 8,550.48 | S/ 17,277.13 | S/ 26,183.59 | S/ 35,273.55 | S/ 450,268.55 |
| 8.00% | S/ 8,061.69 | S/ 16,279.99 | S/ 24,657.94 | S/ 33,198.63 | S/ 448,193.63 |
| 7.10% | S/ 7,177.58 | S/ 14,479.30 | S/ 21,907.31 | S/ 29,463.79 | S/ 444,458.79 |
| 7.00% | S/ 7,079.00 | S/ 14,278.76 | S/ 21,601.33 | S/ 29,048.81 | S/ 444,043.81 |
| 6.50% | S/ 6,585.07 | S/ 13,274.64 | S/ 20,070.35 | S/ 26,973.90 | S/ 441,968.90 |
| 6.10% | S/ 6,188.68 | S/ 12,469.64 | S/ 18,844.27 | S/ 25,313.96 | S/ 440,308.96 |
| 6.20% | S/ 6,287.88 | S/ 12,671.03 | S/ 19,150.90 | S/ 25,728.95 | S/ 440,723.95 |
| 5.90% | S/ 5,990.06 | S/ 12,066.57 | S/ 18,230.80 | S/ 24,484.00 | S/ 439,479.00 |
| 5.75% | S/ 5,840.91 | S/ 11,764.02 | S/ 17,770.50 | S/ 23,861.53 | S/ 438,856.53 |
| 5.70% | S/ 5,791.16 | S/ 11,663.13 | S/ 17,617.04 | S/ 23,654.03 | S/ 438,649.03 |
| 5.65% | S/ 5,741.39 | S/ 11,562.20 | S/ 17,463.55 | S/ 23,446.54 | S/ 438,441.54 |
| 5.60% | S/ 5,691.60 | S/ 11,461.26 | S/ 17,310.05 | S/ 23,239.05 | S/ 438,234.05 |
| 5.50% | S/ 5,591.97 | S/ 11,259.30 | S/ 17,002.98 | S/ 22,824.07 | S/ 437,819.07 |
| 5.30% | S/ 5,392.51 | S/ 10,855.08 | S/ 16,388.64 | S/ 21,994.10 | S/ 436,989.10 |
| 5.25% | S/ 5,342.59 | S/ 10,753.97 | S/ 16,235.01 | S/ 21,786.61 | S/ 436,781.61 |
| 5.05% | S/ 5,142.77 | S/ 10,349.28 | S/ 15,620.30 | S/ 20,956.65 | S/ 435,951.65 |
| 5.00% | S/ 5,092.77 | S/ 10,248.04 | S/ 15,466.58 | S/ 20,749.15 | S/ 435,744.15 |
| 4.95% | S/ 5,042.75 | S/ 10,146.79 | S/ 15,312.84 | S/ 20,541.66 | S/ 435,536.66 |
| 4.75% | S/ 4,842.50 | S/ 9,741.51 | S/ 14,697.69 | S/ 19,711.70 | S/ 434,706.70 |
| 4.55% | S/ 4,641.97 | S/ 9,335.85 | S/ 14,082.25 | S/ 18,881.73 | S/ 433,876.73 |
| 4.50% | S/ 4,591.79 | S/ 9,234.38 | S/ 13,928.34 | S/ 18,674.24 | S/ 433,669.24 |
| 4.40% | S/ 4,491.37 | S/ 9,031.36 | S/ 13,620.47 | S/ 18,259.26 | S/ 433,254.26 |
| 4.30% | S/ 4,390.89 | S/ 8,828.24 | S/ 13,312.53 | S/ 17,844.27 | S/ 432,839.27 |
| 4.25% | S/ 4,340.62 | S/ 8,726.64 | S/ 13,158.53 | S/ 17,636.78 | S/ 432,631.78 |
| 4.20% | S/ 4,290.33 | S/ 8,625.02 | S/ 13,004.52 | S/ 17,429.29 | S/ 432,424.29 |
| 4.15% | S/ 4,240.03 | S/ 8,523.37 | S/ 12,850.48 | S/ 17,221.80 | S/ 432,216.80 |
| 4.00% | S/ 4,089.00 | S/ 8,218.29 | S/ 12,388.26 | S/ 16,599.33 | S/ 431,594.33 |
| 3.90% | S/ 3,988.22 | S/ 8,014.78 | S/ 12,080.03 | S/ 16,184.34 | S/ 431,179.34 |
| 3.75% | S/ 3,836.93 | S/ 7,709.33 | S/ 11,617.53 | S/ 15,561.87 | S/ 430,556.87 |
| 3.50% | S/ 3,584.40 | S/ 7,199.75 | S/ 10,846.33 | S/ 14,524.41 | S/ 429,519.41 |
| 3.00% | S/ 3,077.96 | S/ 6,178.75 | S/ 9,302.54 | S/ 12,449.50 | S/ 427,444.50 |
| 2.75% | S/ 2,824.05 | S/ 5,667.32 | S/ 8,529.94 | S/ 11,412.04 | S/ 426,407.04 |
| 2.50% | S/ 2,569.68 | S/ 5,155.27 | S/ 7,756.87 | S/ 10,374.58 | S/ 425,369.58 |
| 2.00% | S/ 2,059.53 | S/ 4,129.29 | S/ 6,209.32 | S/ 8,299.67 | S/ 423,294.67 |
| 1.35% | S/ 1,393.53 | S/ 2,791.75 | S/ 4,194.66 | S/ 5,602.27 | S/ 420,597.27 |
| 1.00% | S/ 1,033.59 | S/ 2,069.76 | S/ 3,108.50 | S/ 4,149.83 | S/ 419,144.83 |
| 0.10% | S/ 103.71 | S/ 207.44 | S/ 311.20 | S/ 414.98 | S/ 415,409.98 |
Sobre los datos
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Para S/ 414,995 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 414,995 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.