Cálculo de intereses
Ahorrando S/ 413,926
Veamos que pasaría si Usted ahorrara 413,926 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 413,926.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,728.70 | S/ 9,511.43 | S/ 14,348.79 | S/ 19,241.41 | S/ 433,167.41 |
| 8.50% | S/ 8,528.45 | S/ 17,232.63 | S/ 26,116.14 | S/ 35,182.68 | S/ 449,108.68 |
| 8.00% | S/ 8,040.93 | S/ 16,238.05 | S/ 24,594.42 | S/ 33,113.12 | S/ 447,039.12 |
| 7.10% | S/ 7,159.09 | S/ 14,442.00 | S/ 21,850.88 | S/ 29,387.89 | S/ 443,313.89 |
| 7.00% | S/ 7,060.77 | S/ 14,241.98 | S/ 21,545.69 | S/ 28,973.98 | S/ 442,899.98 |
| 6.50% | S/ 6,568.11 | S/ 13,240.44 | S/ 20,018.65 | S/ 26,904.41 | S/ 440,830.41 |
| 6.10% | S/ 6,172.73 | S/ 12,437.52 | S/ 18,795.73 | S/ 25,248.76 | S/ 439,174.76 |
| 6.20% | S/ 6,271.68 | S/ 12,638.39 | S/ 19,101.57 | S/ 25,662.67 | S/ 439,588.67 |
| 5.90% | S/ 5,974.63 | S/ 12,035.49 | S/ 18,183.84 | S/ 24,420.93 | S/ 438,346.93 |
| 5.75% | S/ 5,825.86 | S/ 11,733.72 | S/ 17,724.73 | S/ 23,800.06 | S/ 437,726.06 |
| 5.70% | S/ 5,776.24 | S/ 11,633.08 | S/ 17,571.66 | S/ 23,593.10 | S/ 437,519.10 |
| 5.65% | S/ 5,726.60 | S/ 11,532.42 | S/ 17,418.57 | S/ 23,386.15 | S/ 437,312.15 |
| 5.60% | S/ 5,676.94 | S/ 11,431.73 | S/ 17,265.46 | S/ 23,179.19 | S/ 437,105.19 |
| 5.50% | S/ 5,577.57 | S/ 11,230.29 | S/ 16,959.19 | S/ 22,765.28 | S/ 436,691.28 |
| 5.30% | S/ 5,378.62 | S/ 10,827.12 | S/ 16,346.42 | S/ 21,937.45 | S/ 435,863.45 |
| 5.25% | S/ 5,328.83 | S/ 10,726.27 | S/ 16,193.19 | S/ 21,730.49 | S/ 435,656.49 |
| 5.05% | S/ 5,129.53 | S/ 10,322.62 | S/ 15,580.06 | S/ 20,902.66 | S/ 434,828.66 |
| 5.00% | S/ 5,079.65 | S/ 10,221.64 | S/ 15,426.74 | S/ 20,695.71 | S/ 434,621.71 |
| 4.95% | S/ 5,029.76 | S/ 10,120.65 | S/ 15,273.39 | S/ 20,488.75 | S/ 434,414.75 |
| 4.75% | S/ 4,830.03 | S/ 9,716.42 | S/ 14,659.83 | S/ 19,660.92 | S/ 433,586.92 |
| 4.55% | S/ 4,630.01 | S/ 9,311.81 | S/ 14,045.97 | S/ 18,833.09 | S/ 432,759.09 |
| 4.50% | S/ 4,579.96 | S/ 9,210.59 | S/ 13,892.46 | S/ 18,626.14 | S/ 432,552.14 |
| 4.40% | S/ 4,479.80 | S/ 9,008.09 | S/ 13,585.39 | S/ 18,212.22 | S/ 432,138.22 |
| 4.30% | S/ 4,379.58 | S/ 8,805.49 | S/ 13,278.24 | S/ 17,798.31 | S/ 431,724.31 |
| 4.25% | S/ 4,329.44 | S/ 8,704.16 | S/ 13,124.64 | S/ 17,591.35 | S/ 431,517.35 |
| 4.20% | S/ 4,279.28 | S/ 8,602.80 | S/ 12,971.02 | S/ 17,384.40 | S/ 431,310.40 |
| 4.15% | S/ 4,229.10 | S/ 8,501.42 | S/ 12,817.38 | S/ 17,177.44 | S/ 431,103.44 |
| 4.00% | S/ 4,078.47 | S/ 8,197.12 | S/ 12,356.35 | S/ 16,556.57 | S/ 430,482.57 |
| 3.90% | S/ 3,977.95 | S/ 7,994.13 | S/ 12,048.91 | S/ 16,142.65 | S/ 430,068.65 |
| 3.75% | S/ 3,827.04 | S/ 7,689.47 | S/ 11,587.60 | S/ 15,521.78 | S/ 429,447.78 |
| 3.50% | S/ 3,575.16 | S/ 7,181.21 | S/ 10,818.39 | S/ 14,487.00 | S/ 428,413.00 |
| 3.00% | S/ 3,070.03 | S/ 6,162.84 | S/ 9,278.58 | S/ 12,417.43 | S/ 426,343.43 |
| 2.75% | S/ 2,816.78 | S/ 5,652.72 | S/ 8,507.97 | S/ 11,382.64 | S/ 425,308.64 |
| 2.50% | S/ 2,563.06 | S/ 5,141.99 | S/ 7,736.89 | S/ 10,347.86 | S/ 424,273.86 |
| 2.00% | S/ 2,054.23 | S/ 4,118.65 | S/ 6,193.32 | S/ 8,278.29 | S/ 422,204.29 |
| 1.35% | S/ 1,389.94 | S/ 2,784.56 | S/ 4,183.85 | S/ 5,587.84 | S/ 419,513.84 |
| 1.00% | S/ 1,030.93 | S/ 2,064.42 | S/ 3,100.49 | S/ 4,139.14 | S/ 418,065.14 |
| 0.10% | S/ 103.44 | S/ 206.91 | S/ 310.40 | S/ 413.91 | S/ 414,339.91 |
Sobre los datos
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Para S/ 413,926 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 413,926 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.