Cálculo de intereses
Ahorrando S/ 410,286
Veamos que pasaría si Usted ahorrara 410,286 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 410,286.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,687.12 | S/ 9,427.79 | S/ 14,222.61 | S/ 19,072.21 | S/ 429,358.21 |
| 8.50% | S/ 8,453.46 | S/ 17,081.09 | S/ 25,886.48 | S/ 34,873.29 | S/ 445,159.29 |
| 8.00% | S/ 7,970.21 | S/ 16,095.26 | S/ 24,378.14 | S/ 32,821.93 | S/ 443,107.93 |
| 7.10% | S/ 7,096.14 | S/ 14,315.00 | S/ 21,658.73 | S/ 29,129.46 | S/ 439,415.46 |
| 7.00% | S/ 6,998.68 | S/ 14,116.74 | S/ 21,356.22 | S/ 28,719.19 | S/ 439,005.19 |
| 6.50% | S/ 6,510.35 | S/ 13,124.01 | S/ 19,842.61 | S/ 26,667.82 | S/ 436,953.82 |
| 6.10% | S/ 6,118.45 | S/ 12,328.15 | S/ 18,630.44 | S/ 25,026.72 | S/ 435,312.72 |
| 6.20% | S/ 6,216.53 | S/ 12,527.25 | S/ 18,933.59 | S/ 25,437.00 | S/ 435,723.00 |
| 5.90% | S/ 5,922.09 | S/ 11,929.65 | S/ 18,023.93 | S/ 24,206.18 | S/ 434,492.18 |
| 5.75% | S/ 5,774.63 | S/ 11,630.54 | S/ 17,568.86 | S/ 23,590.77 | S/ 433,876.77 |
| 5.70% | S/ 5,725.44 | S/ 11,530.78 | S/ 17,417.13 | S/ 23,385.63 | S/ 433,671.63 |
| 5.65% | S/ 5,676.24 | S/ 11,431.01 | S/ 17,265.39 | S/ 23,180.49 | S/ 433,466.49 |
| 5.60% | S/ 5,627.02 | S/ 11,331.21 | S/ 17,113.63 | S/ 22,975.35 | S/ 433,261.35 |
| 5.50% | S/ 5,528.52 | S/ 11,131.53 | S/ 16,810.05 | S/ 22,565.08 | S/ 432,851.08 |
| 5.30% | S/ 5,331.32 | S/ 10,731.91 | S/ 16,202.68 | S/ 21,744.53 | S/ 432,030.53 |
| 5.25% | S/ 5,281.97 | S/ 10,631.94 | S/ 16,050.79 | S/ 21,539.40 | S/ 431,825.40 |
| 5.05% | S/ 5,084.42 | S/ 10,231.84 | S/ 15,443.06 | S/ 20,718.85 | S/ 431,004.85 |
| 5.00% | S/ 5,034.98 | S/ 10,131.76 | S/ 15,291.08 | S/ 20,513.71 | S/ 430,799.71 |
| 4.95% | S/ 4,985.53 | S/ 10,031.65 | S/ 15,139.08 | S/ 20,308.57 | S/ 430,594.57 |
| 4.75% | S/ 4,787.56 | S/ 9,630.98 | S/ 14,530.91 | S/ 19,488.03 | S/ 429,774.03 |
| 4.55% | S/ 4,589.29 | S/ 9,229.92 | S/ 13,922.45 | S/ 18,667.48 | S/ 428,953.48 |
| 4.50% | S/ 4,539.68 | S/ 9,129.60 | S/ 13,770.29 | S/ 18,462.34 | S/ 428,748.34 |
| 4.40% | S/ 4,440.41 | S/ 8,928.88 | S/ 13,465.92 | S/ 18,052.07 | S/ 428,338.07 |
| 4.30% | S/ 4,341.06 | S/ 8,728.06 | S/ 13,161.47 | S/ 17,641.79 | S/ 427,927.79 |
| 4.25% | S/ 4,291.37 | S/ 8,627.62 | S/ 13,009.22 | S/ 17,436.66 | S/ 427,722.66 |
| 4.20% | S/ 4,241.65 | S/ 8,527.15 | S/ 12,856.95 | S/ 17,231.52 | S/ 427,517.52 |
| 4.15% | S/ 4,191.91 | S/ 8,426.66 | S/ 12,704.66 | S/ 17,026.38 | S/ 427,312.38 |
| 4.00% | S/ 4,042.60 | S/ 8,125.03 | S/ 12,247.69 | S/ 16,410.97 | S/ 426,696.97 |
| 3.90% | S/ 3,942.97 | S/ 7,923.83 | S/ 11,942.95 | S/ 16,000.70 | S/ 426,286.70 |
| 3.75% | S/ 3,793.39 | S/ 7,621.85 | S/ 11,485.71 | S/ 15,385.29 | S/ 425,671.29 |
| 3.50% | S/ 3,543.72 | S/ 7,118.05 | S/ 10,723.26 | S/ 14,359.60 | S/ 424,645.60 |
| 3.00% | S/ 3,043.04 | S/ 6,108.64 | S/ 9,196.98 | S/ 12,308.23 | S/ 422,594.23 |
| 2.75% | S/ 2,792.01 | S/ 5,603.01 | S/ 8,433.15 | S/ 11,282.54 | S/ 421,568.54 |
| 2.50% | S/ 2,540.52 | S/ 5,096.77 | S/ 7,668.85 | S/ 10,256.86 | S/ 420,542.86 |
| 2.00% | S/ 2,036.16 | S/ 4,082.43 | S/ 6,138.86 | S/ 8,205.49 | S/ 418,491.49 |
| 1.35% | S/ 1,377.72 | S/ 2,760.07 | S/ 4,147.06 | S/ 5,538.70 | S/ 415,824.70 |
| 1.00% | S/ 1,021.86 | S/ 2,046.27 | S/ 3,073.23 | S/ 4,102.74 | S/ 414,388.74 |
| 0.10% | S/ 102.53 | S/ 205.09 | S/ 307.67 | S/ 410.27 | S/ 410,696.27 |
Sobre los datos
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Para S/ 410,286 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 410,286 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.