Cálculo de intereses
Ahorrando S/ 407,798
Veamos que pasaría si Usted ahorrara 407,798 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 407,798.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,658.70 | S/ 9,370.61 | S/ 14,136.36 | S/ 18,956.55 | S/ 426,754.55 |
| 8.50% | S/ 8,402.19 | S/ 16,977.50 | S/ 25,729.50 | S/ 34,661.82 | S/ 442,459.82 |
| 8.00% | S/ 7,921.88 | S/ 15,997.66 | S/ 24,230.31 | S/ 32,622.89 | S/ 440,420.89 |
| 7.10% | S/ 7,053.10 | S/ 14,228.20 | S/ 21,527.39 | S/ 28,952.82 | S/ 436,750.82 |
| 7.00% | S/ 6,956.24 | S/ 14,031.13 | S/ 21,226.71 | S/ 28,545.03 | S/ 436,343.03 |
| 6.50% | S/ 6,470.87 | S/ 13,044.42 | S/ 19,722.28 | S/ 26,506.10 | S/ 434,304.10 |
| 6.10% | S/ 6,081.35 | S/ 12,253.39 | S/ 18,517.47 | S/ 24,874.96 | S/ 432,672.96 |
| 6.20% | S/ 6,178.83 | S/ 12,451.29 | S/ 18,818.78 | S/ 25,282.75 | S/ 433,080.75 |
| 5.90% | S/ 5,886.17 | S/ 11,857.31 | S/ 17,914.63 | S/ 24,059.39 | S/ 431,857.39 |
| 5.75% | S/ 5,739.61 | S/ 11,560.01 | S/ 17,462.32 | S/ 23,447.71 | S/ 431,245.71 |
| 5.70% | S/ 5,690.72 | S/ 11,460.86 | S/ 17,311.52 | S/ 23,243.82 | S/ 431,041.82 |
| 5.65% | S/ 5,641.82 | S/ 11,361.69 | S/ 17,160.69 | S/ 23,039.92 | S/ 430,837.92 |
| 5.60% | S/ 5,592.89 | S/ 11,262.49 | S/ 17,009.85 | S/ 22,836.03 | S/ 430,634.03 |
| 5.50% | S/ 5,494.99 | S/ 11,064.03 | S/ 16,708.11 | S/ 22,428.25 | S/ 430,226.25 |
| 5.30% | S/ 5,298.99 | S/ 10,666.83 | S/ 16,104.42 | S/ 21,612.67 | S/ 429,410.67 |
| 5.25% | S/ 5,249.94 | S/ 10,567.47 | S/ 15,953.46 | S/ 21,408.78 | S/ 429,206.78 |
| 5.05% | S/ 5,053.58 | S/ 10,169.80 | S/ 15,349.41 | S/ 20,593.21 | S/ 428,391.21 |
| 5.00% | S/ 5,004.45 | S/ 10,070.32 | S/ 15,198.35 | S/ 20,389.32 | S/ 428,187.32 |
| 4.95% | S/ 4,955.30 | S/ 9,970.82 | S/ 15,047.28 | S/ 20,185.42 | S/ 427,983.42 |
| 4.75% | S/ 4,758.52 | S/ 9,572.57 | S/ 14,442.80 | S/ 19,369.85 | S/ 427,167.85 |
| 4.55% | S/ 4,561.46 | S/ 9,173.95 | S/ 13,838.03 | S/ 18,554.28 | S/ 426,352.28 |
| 4.50% | S/ 4,512.15 | S/ 9,074.23 | S/ 13,686.79 | S/ 18,350.38 | S/ 426,148.38 |
| 4.40% | S/ 4,413.48 | S/ 8,874.73 | S/ 13,384.26 | S/ 17,942.60 | S/ 425,740.60 |
| 4.30% | S/ 4,314.74 | S/ 8,675.13 | S/ 13,081.66 | S/ 17,534.81 | S/ 425,332.81 |
| 4.25% | S/ 4,265.34 | S/ 8,575.30 | S/ 12,930.33 | S/ 17,330.92 | S/ 425,128.92 |
| 4.20% | S/ 4,215.93 | S/ 8,475.44 | S/ 12,778.99 | S/ 17,127.03 | S/ 424,925.03 |
| 4.15% | S/ 4,166.49 | S/ 8,375.56 | S/ 12,627.62 | S/ 16,923.13 | S/ 424,721.13 |
| 4.00% | S/ 4,018.09 | S/ 8,075.76 | S/ 12,173.42 | S/ 16,311.45 | S/ 424,109.45 |
| 3.90% | S/ 3,919.06 | S/ 7,875.78 | S/ 11,870.53 | S/ 15,903.67 | S/ 423,701.67 |
| 3.75% | S/ 3,770.38 | S/ 7,575.63 | S/ 11,416.05 | S/ 15,291.99 | S/ 423,089.99 |
| 3.50% | S/ 3,522.23 | S/ 7,074.89 | S/ 10,658.23 | S/ 14,272.52 | S/ 422,070.52 |
| 3.00% | S/ 3,024.58 | S/ 6,071.60 | S/ 9,141.21 | S/ 12,233.59 | S/ 420,031.59 |
| 2.75% | S/ 2,775.08 | S/ 5,569.04 | S/ 8,382.01 | S/ 11,214.13 | S/ 419,012.13 |
| 2.50% | S/ 2,525.11 | S/ 5,065.87 | S/ 7,622.35 | S/ 10,194.66 | S/ 417,992.66 |
| 2.00% | S/ 2,023.82 | S/ 4,057.68 | S/ 6,101.63 | S/ 8,155.73 | S/ 415,953.73 |
| 1.35% | S/ 1,369.37 | S/ 2,743.33 | S/ 4,121.91 | S/ 5,505.12 | S/ 413,303.12 |
| 1.00% | S/ 1,015.67 | S/ 2,033.86 | S/ 3,054.59 | S/ 4,077.87 | S/ 411,875.87 |
| 0.10% | S/ 101.91 | S/ 203.84 | S/ 305.80 | S/ 407.79 | S/ 408,205.79 |
Sobre los datos
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Para S/ 407,798 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 407,798 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.