Ahorrando S/. 398,715
Veamos que pasaría si ahorras S/. 398,715 a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/. 398,715
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/. 398,715.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/. 8,215.05 | S/. 16,599.36 | S/. 25,156.42 | S/. 33,889.79 | S/. 432,604.79 |
| 8.00% | S/. 7,745.44 | S/. 15,641.34 | S/. 23,690.62 | S/. 31,896.27 | S/. 430,611.27 |
| 7.10% | S/. 6,896.01 | S/. 13,911.29 | S/. 21,047.90 | S/. 28,307.94 | S/. 427,022.94 |
| 7.00% | S/. 6,801.30 | S/. 13,718.61 | S/. 20,753.92 | S/. 27,909.24 | S/. 426,624.24 |
| 6.50% | S/. 6,326.74 | S/. 12,753.88 | S/. 19,283.00 | S/. 25,915.73 | S/. 424,630.73 |
| 6.10% | S/. 5,945.90 | S/. 11,980.46 | S/. 18,105.02 | S/. 24,320.91 | S/. 423,035.91 |
| 6.20% | S/. 6,041.21 | S/. 12,173.95 | S/. 18,399.62 | S/. 24,719.62 | S/. 423,434.62 |
| 5.90% | S/. 5,755.07 | S/. 11,593.21 | S/. 17,515.62 | S/. 23,523.51 | S/. 422,238.51 |
| 5.75% | S/. 5,611.77 | S/. 11,302.53 | S/. 17,073.38 | S/. 22,925.45 | S/. 421,640.45 |
| 5.70% | S/. 5,563.97 | S/. 11,205.59 | S/. 16,925.93 | S/. 22,726.10 | S/. 421,441.10 |
| 5.65% | S/. 5,516.16 | S/. 11,108.63 | S/. 16,778.47 | S/. 22,526.75 | S/. 421,241.75 |
| 5.60% | S/. 5,468.32 | S/. 11,011.64 | S/. 16,630.98 | S/. 22,327.40 | S/. 421,042.40 |
| 5.50% | S/. 5,372.60 | S/. 10,817.60 | S/. 16,335.97 | S/. 21,928.69 | S/. 420,643.69 |
| 5.30% | S/. 5,180.96 | S/. 10,429.24 | S/. 15,745.72 | S/. 21,131.29 | S/. 419,846.29 |
| 5.25% | S/. 5,133.01 | S/. 10,332.10 | S/. 15,598.12 | S/. 20,931.94 | S/. 419,646.94 |
| 5.05% | S/. 4,941.02 | S/. 9,943.28 | S/. 15,007.53 | S/. 20,134.53 | S/. 418,849.53 |
| 5.00% | S/. 4,892.99 | S/. 9,846.02 | S/. 14,859.83 | S/. 19,935.18 | S/. 418,650.18 |
| 4.95% | S/. 4,844.93 | S/. 9,748.73 | S/. 14,712.12 | S/. 19,735.83 | S/. 418,450.83 |
| 4.75% | S/. 4,652.54 | S/. 9,359.36 | S/. 14,121.11 | S/. 18,938.42 | S/. 417,653.42 |
| 4.55% | S/. 4,459.86 | S/. 8,969.61 | S/. 13,529.81 | S/. 18,141.01 | S/. 416,856.01 |
| 4.50% | S/. 4,411.65 | S/. 8,872.12 | S/. 13,381.94 | S/. 17,941.66 | S/. 416,656.66 |
| 4.40% | S/. 4,315.18 | S/. 8,677.06 | S/. 13,086.15 | S/. 17,542.96 | S/. 416,257.96 |
| 4.30% | S/. 4,218.64 | S/. 8,481.91 | S/. 12,790.29 | S/. 17,144.25 | S/. 415,859.25 |
| 4.25% | S/. 4,170.34 | S/. 8,384.30 | S/. 12,642.33 | S/. 16,944.90 | S/. 415,659.90 |
| 4.20% | S/. 4,122.02 | S/. 8,286.66 | S/. 12,494.36 | S/. 16,745.55 | S/. 415,460.55 |
| 4.15% | S/. 4,073.69 | S/. 8,189.00 | S/. 12,346.36 | S/. 16,546.20 | S/. 415,261.20 |
| 4.00% | S/. 3,928.59 | S/. 7,895.89 | S/. 11,902.28 | S/. 15,948.14 | S/. 414,663.14 |
| 3.90% | S/. 3,831.77 | S/. 7,700.36 | S/. 11,606.13 | S/. 15,549.44 | S/. 414,264.44 |
| 3.75% | S/. 3,686.41 | S/. 7,406.89 | S/. 11,161.78 | S/. 14,951.39 | S/. 413,666.39 |
| 3.50% | S/. 3,443.78 | S/. 6,917.31 | S/. 10,420.84 | S/. 13,954.63 | S/. 412,669.63 |
| 3.00% | S/. 2,957.21 | S/. 5,936.36 | S/. 8,937.61 | S/. 11,961.11 | S/. 410,676.11 |
| 2.75% | S/. 2,713.27 | S/. 5,445.00 | S/. 8,195.32 | S/. 10,964.35 | S/. 409,679.35 |
| 2.50% | S/. 2,468.87 | S/. 4,953.03 | S/. 7,452.57 | S/. 9,967.59 | S/. 408,682.59 |
| 2.00% | S/. 1,978.74 | S/. 3,967.30 | S/. 5,965.73 | S/. 7,974.07 | S/. 406,689.07 |
| 1.35% | S/. 1,338.87 | S/. 2,682.23 | S/. 4,030.10 | S/. 5,382.50 | S/. 404,097.50 |
| 1.00% | S/. 993.04 | S/. 1,988.56 | S/. 2,986.56 | S/. 3,987.04 | S/. 402,702.04 |
| 0.10% | S/. 99.64 | S/. 199.30 | S/. 298.99 | S/. 398.70 | S/. 399,113.70 |
| 4.65% promedio | S/. 4,554.93 | S/. 9,161.90 | S/. 13,821.50 | S/. 18,534.33 | S/. 417,249.33 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
Incluye intereses en los posibles instrumentos de inversión más rentables:
- Fondos mutuos
- Fondos mutuos renta mixta soles
- Fondos mutuos renta fija soles
- Fondos mutuos renta variable soles
- Depósito plazo soles
- Depósitos bancos ahorros soles
- Depósitos bancos plazo soles
- Depósitos CMAC ahorros soles
- Depósitos CMAC plazo soles
- Depósitos financieras ahorros soles
- Depósitos financieras plazo soles
- Bolsa de valores
- Tipo de cambio
- Letras del tesoro
- instrumentos de deuda
- AFP
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