Cálculo de intereses
Ahorrando S/ 393,994
Veamos que pasaría si Usted ahorrara 393,994 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 393,994.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,501.00 | S/ 9,053.42 | S/ 13,657.84 | S/ 18,314.87 | S/ 412,308.87 |
| 8.50% | S/ 8,117.78 | S/ 16,402.81 | S/ 24,858.55 | S/ 33,488.51 | S/ 427,482.51 |
| 8.00% | S/ 7,653.73 | S/ 15,456.13 | S/ 23,410.11 | S/ 31,518.60 | S/ 425,512.60 |
| 7.10% | S/ 6,814.36 | S/ 13,746.57 | S/ 20,798.68 | S/ 27,972.76 | S/ 421,966.76 |
| 7.00% | S/ 6,720.77 | S/ 13,556.18 | S/ 20,508.19 | S/ 27,578.78 | S/ 421,572.78 |
| 6.50% | S/ 6,251.83 | S/ 12,602.87 | S/ 19,054.68 | S/ 25,608.87 | S/ 419,602.87 |
| 6.10% | S/ 5,875.49 | S/ 11,838.61 | S/ 17,890.65 | S/ 24,032.94 | S/ 418,026.94 |
| 6.20% | S/ 5,969.68 | S/ 12,029.81 | S/ 18,181.76 | S/ 24,426.92 | S/ 418,420.92 |
| 5.90% | S/ 5,686.93 | S/ 11,455.94 | S/ 17,308.22 | S/ 23,244.98 | S/ 417,238.98 |
| 5.75% | S/ 5,545.33 | S/ 11,168.70 | S/ 16,871.22 | S/ 22,654.00 | S/ 416,648.00 |
| 5.70% | S/ 5,498.09 | S/ 11,072.91 | S/ 16,725.52 | S/ 22,457.01 | S/ 416,451.01 |
| 5.65% | S/ 5,450.84 | S/ 10,977.09 | S/ 16,579.80 | S/ 22,260.02 | S/ 416,254.02 |
| 5.60% | S/ 5,403.57 | S/ 10,881.26 | S/ 16,434.06 | S/ 22,063.03 | S/ 416,057.03 |
| 5.50% | S/ 5,308.99 | S/ 10,689.51 | S/ 16,142.54 | S/ 21,669.05 | S/ 415,663.05 |
| 5.30% | S/ 5,119.62 | S/ 10,305.76 | S/ 15,559.29 | S/ 20,881.08 | S/ 414,875.08 |
| 5.25% | S/ 5,072.23 | S/ 10,209.76 | S/ 15,413.43 | S/ 20,684.09 | S/ 414,678.09 |
| 5.05% | S/ 4,882.52 | S/ 9,825.55 | S/ 14,829.83 | S/ 19,896.13 | S/ 413,890.13 |
| 5.00% | S/ 4,835.05 | S/ 9,729.44 | S/ 14,683.89 | S/ 19,699.13 | S/ 413,693.13 |
| 4.95% | S/ 4,787.56 | S/ 9,633.30 | S/ 14,537.92 | S/ 19,502.14 | S/ 413,496.14 |
| 4.75% | S/ 4,597.45 | S/ 9,248.54 | S/ 13,953.91 | S/ 18,714.18 | S/ 412,708.18 |
| 4.55% | S/ 4,407.06 | S/ 8,863.41 | S/ 13,369.61 | S/ 17,926.21 | S/ 411,920.21 |
| 4.50% | S/ 4,359.42 | S/ 8,767.07 | S/ 13,223.49 | S/ 17,729.22 | S/ 411,723.22 |
| 4.40% | S/ 4,264.09 | S/ 8,574.32 | S/ 12,931.20 | S/ 17,335.24 | S/ 411,329.24 |
| 4.30% | S/ 4,168.69 | S/ 8,381.48 | S/ 12,638.85 | S/ 16,941.26 | S/ 410,935.26 |
| 4.25% | S/ 4,120.96 | S/ 8,285.02 | S/ 12,492.64 | S/ 16,744.27 | S/ 410,738.27 |
| 4.20% | S/ 4,073.22 | S/ 8,188.54 | S/ 12,346.42 | S/ 16,547.28 | S/ 410,541.28 |
| 4.15% | S/ 4,025.46 | S/ 8,092.04 | S/ 12,200.18 | S/ 16,350.28 | S/ 410,344.28 |
| 4.00% | S/ 3,882.07 | S/ 7,802.40 | S/ 11,761.35 | S/ 15,759.31 | S/ 409,753.31 |
| 3.90% | S/ 3,786.40 | S/ 7,609.19 | S/ 11,468.71 | S/ 15,365.33 | S/ 409,359.33 |
| 3.75% | S/ 3,642.76 | S/ 7,319.19 | S/ 11,029.62 | S/ 14,774.35 | S/ 408,768.35 |
| 3.50% | S/ 3,403.01 | S/ 6,835.40 | S/ 10,297.45 | S/ 13,789.40 | S/ 407,783.40 |
| 3.00% | S/ 2,922.20 | S/ 5,866.07 | S/ 8,831.78 | S/ 11,819.48 | S/ 405,813.48 |
| 2.75% | S/ 2,681.14 | S/ 5,380.52 | S/ 8,098.28 | S/ 10,834.53 | S/ 404,828.53 |
| 2.50% | S/ 2,439.64 | S/ 4,894.39 | S/ 7,364.33 | S/ 9,849.57 | S/ 403,843.57 |
| 2.00% | S/ 1,955.31 | S/ 3,920.32 | S/ 5,895.09 | S/ 7,879.66 | S/ 401,873.66 |
| 1.35% | S/ 1,323.01 | S/ 2,650.47 | S/ 3,982.38 | S/ 5,318.77 | S/ 399,312.77 |
| 1.00% | S/ 981.29 | S/ 1,965.01 | S/ 2,951.19 | S/ 3,939.83 | S/ 397,933.83 |
| 0.10% | S/ 98.46 | S/ 196.94 | S/ 295.45 | S/ 393.98 | S/ 394,387.98 |
Sobre los datos
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Para S/ 393,994 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 393,994 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.