Cálculo de intereses
Ahorrando S/ 391,701
Veamos que pasaría si Usted ahorrara 391,701 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 391,701.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,474.80 | S/ 9,000.73 | S/ 13,578.36 | S/ 18,208.28 | S/ 409,909.28 |
| 8.50% | S/ 8,070.53 | S/ 16,307.35 | S/ 24,713.88 | S/ 33,293.61 | S/ 424,994.61 |
| 8.00% | S/ 7,609.18 | S/ 15,366.18 | S/ 23,273.87 | S/ 31,335.17 | S/ 423,036.17 |
| 7.10% | S/ 6,774.70 | S/ 13,666.57 | S/ 20,677.64 | S/ 27,809.97 | S/ 419,510.97 |
| 7.00% | S/ 6,681.65 | S/ 13,477.28 | S/ 20,388.83 | S/ 27,418.28 | S/ 419,119.28 |
| 6.50% | S/ 6,215.45 | S/ 12,529.52 | S/ 18,943.78 | S/ 25,459.83 | S/ 417,160.83 |
| 6.10% | S/ 5,841.30 | S/ 11,769.71 | S/ 17,786.53 | S/ 23,893.07 | S/ 415,594.07 |
| 6.20% | S/ 5,934.94 | S/ 11,959.80 | S/ 18,075.94 | S/ 24,284.76 | S/ 415,985.76 |
| 5.90% | S/ 5,653.83 | S/ 11,389.27 | S/ 17,207.49 | S/ 23,109.69 | S/ 414,810.69 |
| 5.75% | S/ 5,513.05 | S/ 11,103.70 | S/ 16,773.03 | S/ 22,522.16 | S/ 414,223.16 |
| 5.70% | S/ 5,466.09 | S/ 11,008.46 | S/ 16,628.18 | S/ 22,326.31 | S/ 414,027.31 |
| 5.65% | S/ 5,419.12 | S/ 10,913.21 | S/ 16,483.31 | S/ 22,130.47 | S/ 413,831.47 |
| 5.60% | S/ 5,372.13 | S/ 10,817.93 | S/ 16,338.42 | S/ 21,934.62 | S/ 413,635.62 |
| 5.50% | S/ 5,278.09 | S/ 10,627.30 | S/ 16,048.59 | S/ 21,542.94 | S/ 413,243.94 |
| 5.30% | S/ 5,089.82 | S/ 10,245.78 | S/ 15,468.73 | S/ 20,759.56 | S/ 412,460.56 |
| 5.25% | S/ 5,042.71 | S/ 10,150.34 | S/ 15,323.73 | S/ 20,563.71 | S/ 412,264.71 |
| 5.05% | S/ 4,854.10 | S/ 9,768.36 | S/ 14,743.52 | S/ 19,780.33 | S/ 411,481.33 |
| 5.00% | S/ 4,806.91 | S/ 9,672.81 | S/ 14,598.43 | S/ 19,584.49 | S/ 411,285.49 |
| 4.95% | S/ 4,759.70 | S/ 9,577.24 | S/ 14,453.32 | S/ 19,388.64 | S/ 411,089.64 |
| 4.75% | S/ 4,570.69 | S/ 9,194.71 | S/ 13,872.70 | S/ 18,605.26 | S/ 410,306.26 |
| 4.55% | S/ 4,381.41 | S/ 8,811.83 | S/ 13,291.80 | S/ 17,821.89 | S/ 409,522.89 |
| 4.50% | S/ 4,334.05 | S/ 8,716.05 | S/ 13,146.53 | S/ 17,626.04 | S/ 409,327.04 |
| 4.40% | S/ 4,239.27 | S/ 8,524.42 | S/ 12,855.95 | S/ 17,234.35 | S/ 408,935.35 |
| 4.30% | S/ 4,144.42 | S/ 8,332.70 | S/ 12,565.29 | S/ 16,842.66 | S/ 408,543.66 |
| 4.25% | S/ 4,096.98 | S/ 8,236.81 | S/ 12,419.93 | S/ 16,646.82 | S/ 408,347.82 |
| 4.20% | S/ 4,049.51 | S/ 8,140.89 | S/ 12,274.56 | S/ 16,450.97 | S/ 408,151.97 |
| 4.15% | S/ 4,002.03 | S/ 8,044.95 | S/ 12,129.17 | S/ 16,255.13 | S/ 407,956.13 |
| 4.00% | S/ 3,859.48 | S/ 7,756.99 | S/ 11,692.90 | S/ 15,667.59 | S/ 407,368.59 |
| 3.90% | S/ 3,764.36 | S/ 7,564.90 | S/ 11,401.96 | S/ 15,275.90 | S/ 406,976.90 |
| 3.75% | S/ 3,621.56 | S/ 7,276.60 | S/ 10,965.43 | S/ 14,688.37 | S/ 406,389.37 |
| 3.50% | S/ 3,383.20 | S/ 6,795.62 | S/ 10,237.52 | S/ 13,709.14 | S/ 405,410.14 |
| 3.00% | S/ 2,905.19 | S/ 5,831.93 | S/ 8,780.38 | S/ 11,750.70 | S/ 403,451.70 |
| 2.75% | S/ 2,665.54 | S/ 5,349.21 | S/ 8,051.15 | S/ 10,771.47 | S/ 402,472.47 |
| 2.50% | S/ 2,425.44 | S/ 4,865.90 | S/ 7,321.47 | S/ 9,792.25 | S/ 401,493.25 |
| 2.00% | S/ 1,943.93 | S/ 3,897.51 | S/ 5,860.78 | S/ 7,833.80 | S/ 399,534.80 |
| 1.35% | S/ 1,315.31 | S/ 2,635.04 | S/ 3,959.21 | S/ 5,287.81 | S/ 396,988.81 |
| 1.00% | S/ 975.57 | S/ 1,953.58 | S/ 2,934.02 | S/ 3,916.90 | S/ 395,617.90 |
| 0.10% | S/ 97.89 | S/ 195.80 | S/ 293.73 | S/ 391.69 | S/ 392,092.69 |
Sobre los datos
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Para S/ 391,701 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 391,701 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.