Cálculo de intereses
Ahorrando S/ 390,164
Veamos que pasaría si Usted ahorrara 390,164 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 390,164.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,457.25 | S/ 8,965.41 | S/ 13,525.08 | S/ 18,136.83 | S/ 408,300.83 |
| 8.50% | S/ 8,038.87 | S/ 16,243.36 | S/ 24,616.90 | S/ 33,162.97 | S/ 423,326.97 |
| 8.00% | S/ 7,579.32 | S/ 15,305.89 | S/ 23,182.54 | S/ 31,212.21 | S/ 421,376.21 |
| 7.10% | S/ 6,748.11 | S/ 13,612.94 | S/ 20,596.50 | S/ 27,700.84 | S/ 417,864.84 |
| 7.00% | S/ 6,655.43 | S/ 13,424.40 | S/ 20,308.83 | S/ 27,310.69 | S/ 417,474.69 |
| 6.50% | S/ 6,191.06 | S/ 12,480.36 | S/ 18,869.45 | S/ 25,359.93 | S/ 415,523.93 |
| 6.10% | S/ 5,818.38 | S/ 11,723.53 | S/ 17,716.73 | S/ 23,799.32 | S/ 413,963.32 |
| 6.20% | S/ 5,911.65 | S/ 11,912.87 | S/ 18,005.02 | S/ 24,189.47 | S/ 414,353.47 |
| 5.90% | S/ 5,631.64 | S/ 11,344.58 | S/ 17,139.97 | S/ 23,019.01 | S/ 413,183.01 |
| 5.75% | S/ 5,491.42 | S/ 11,060.13 | S/ 16,707.22 | S/ 22,433.78 | S/ 412,597.78 |
| 5.70% | S/ 5,444.64 | S/ 10,965.27 | S/ 16,562.93 | S/ 22,238.71 | S/ 412,402.71 |
| 5.65% | S/ 5,397.85 | S/ 10,870.39 | S/ 16,418.63 | S/ 22,043.63 | S/ 412,207.63 |
| 5.60% | S/ 5,351.05 | S/ 10,775.48 | S/ 16,274.31 | S/ 21,848.56 | S/ 412,012.56 |
| 5.50% | S/ 5,257.38 | S/ 10,585.60 | S/ 15,985.62 | S/ 21,458.40 | S/ 411,622.40 |
| 5.30% | S/ 5,069.85 | S/ 10,205.57 | S/ 15,408.04 | S/ 20,678.10 | S/ 410,842.10 |
| 5.25% | S/ 5,022.92 | S/ 10,110.51 | S/ 15,263.60 | S/ 20,483.02 | S/ 410,647.02 |
| 5.05% | S/ 4,835.06 | S/ 9,730.03 | S/ 14,685.67 | S/ 19,702.72 | S/ 409,866.72 |
| 5.00% | S/ 4,788.05 | S/ 9,634.86 | S/ 14,541.14 | S/ 19,507.64 | S/ 409,671.64 |
| 4.95% | S/ 4,741.02 | S/ 9,539.66 | S/ 14,396.60 | S/ 19,312.56 | S/ 409,476.56 |
| 4.75% | S/ 4,552.76 | S/ 9,158.64 | S/ 13,818.26 | S/ 18,532.26 | S/ 408,696.26 |
| 4.55% | S/ 4,364.22 | S/ 8,777.25 | S/ 13,239.64 | S/ 17,751.95 | S/ 407,915.95 |
| 4.50% | S/ 4,317.04 | S/ 8,681.85 | S/ 13,094.95 | S/ 17,556.88 | S/ 407,720.88 |
| 4.40% | S/ 4,222.63 | S/ 8,490.97 | S/ 12,805.50 | S/ 17,166.72 | S/ 407,330.72 |
| 4.30% | S/ 4,128.16 | S/ 8,300.00 | S/ 12,515.98 | S/ 16,776.57 | S/ 406,940.57 |
| 4.25% | S/ 4,080.90 | S/ 8,204.48 | S/ 12,371.20 | S/ 16,581.50 | S/ 406,745.50 |
| 4.20% | S/ 4,033.62 | S/ 8,108.94 | S/ 12,226.40 | S/ 16,386.42 | S/ 406,550.42 |
| 4.15% | S/ 3,986.33 | S/ 8,013.38 | S/ 12,081.58 | S/ 16,191.34 | S/ 406,355.34 |
| 4.00% | S/ 3,844.34 | S/ 7,726.55 | S/ 11,647.02 | S/ 15,606.11 | S/ 405,770.11 |
| 3.90% | S/ 3,749.59 | S/ 7,535.22 | S/ 11,357.22 | S/ 15,215.96 | S/ 405,379.96 |
| 3.75% | S/ 3,607.35 | S/ 7,248.04 | S/ 10,922.40 | S/ 14,630.73 | S/ 404,794.73 |
| 3.50% | S/ 3,369.93 | S/ 6,768.96 | S/ 10,197.35 | S/ 13,655.35 | S/ 403,819.35 |
| 3.00% | S/ 2,893.79 | S/ 5,809.05 | S/ 8,745.93 | S/ 11,704.59 | S/ 401,868.59 |
| 2.75% | S/ 2,655.08 | S/ 5,328.22 | S/ 8,019.56 | S/ 10,729.21 | S/ 400,893.21 |
| 2.50% | S/ 2,415.92 | S/ 4,846.81 | S/ 7,292.74 | S/ 9,753.82 | S/ 399,917.82 |
| 2.00% | S/ 1,936.30 | S/ 3,882.22 | S/ 5,837.78 | S/ 7,803.06 | S/ 397,967.06 |
| 1.35% | S/ 1,310.15 | S/ 2,624.70 | S/ 3,943.67 | S/ 5,267.07 | S/ 395,431.07 |
| 1.00% | S/ 971.75 | S/ 1,945.91 | S/ 2,922.51 | S/ 3,901.53 | S/ 394,065.53 |
| 0.10% | S/ 97.50 | S/ 195.03 | S/ 292.58 | S/ 390.15 | S/ 390,554.15 |
Sobre los datos
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Para S/ 390,164 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 390,164 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.