Cálculo de intereses
Ahorrando S/ 387,093
Veamos que pasaría si Usted ahorrara 387,093 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 387,093.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,422.16 | S/ 8,894.84 | S/ 13,418.62 | S/ 17,994.08 | S/ 405,087.08 |
| 8.50% | S/ 7,975.59 | S/ 16,115.51 | S/ 24,423.14 | S/ 32,901.95 | S/ 419,994.95 |
| 8.00% | S/ 7,519.67 | S/ 15,185.41 | S/ 23,000.07 | S/ 30,966.54 | S/ 418,059.54 |
| 7.10% | S/ 6,695.00 | S/ 13,505.79 | S/ 20,434.38 | S/ 27,482.81 | S/ 414,575.81 |
| 7.00% | S/ 6,603.05 | S/ 13,318.73 | S/ 20,148.97 | S/ 27,095.73 | S/ 414,188.73 |
| 6.50% | S/ 6,142.33 | S/ 12,382.12 | S/ 18,720.93 | S/ 25,160.32 | S/ 412,253.32 |
| 6.10% | S/ 5,772.58 | S/ 11,631.25 | S/ 17,577.29 | S/ 23,611.99 | S/ 410,704.99 |
| 6.20% | S/ 5,865.12 | S/ 11,819.10 | S/ 17,863.30 | S/ 23,999.07 | S/ 411,092.07 |
| 5.90% | S/ 5,587.32 | S/ 11,255.28 | S/ 17,005.06 | S/ 22,837.83 | S/ 409,930.83 |
| 5.75% | S/ 5,448.20 | S/ 10,973.07 | S/ 16,575.71 | S/ 22,257.21 | S/ 409,350.21 |
| 5.70% | S/ 5,401.79 | S/ 10,878.96 | S/ 16,432.56 | S/ 22,063.67 | S/ 409,156.67 |
| 5.65% | S/ 5,355.37 | S/ 10,784.82 | S/ 16,289.40 | S/ 21,870.13 | S/ 408,963.13 |
| 5.60% | S/ 5,308.93 | S/ 10,690.67 | S/ 16,146.21 | S/ 21,676.58 | S/ 408,769.58 |
| 5.50% | S/ 5,216.00 | S/ 10,502.28 | S/ 15,859.80 | S/ 21,289.50 | S/ 408,382.50 |
| 5.30% | S/ 5,029.94 | S/ 10,125.25 | S/ 15,286.76 | S/ 20,515.34 | S/ 407,608.34 |
| 5.25% | S/ 4,983.39 | S/ 10,030.93 | S/ 15,143.46 | S/ 20,321.80 | S/ 407,414.80 |
| 5.05% | S/ 4,797.00 | S/ 9,653.45 | S/ 14,570.08 | S/ 19,547.64 | S/ 406,640.64 |
| 5.00% | S/ 4,750.36 | S/ 9,559.02 | S/ 14,426.69 | S/ 19,354.09 | S/ 406,447.09 |
| 4.95% | S/ 4,703.71 | S/ 9,464.57 | S/ 14,283.29 | S/ 19,160.55 | S/ 406,253.55 |
| 4.75% | S/ 4,516.92 | S/ 9,086.55 | S/ 13,709.50 | S/ 18,386.39 | S/ 405,479.39 |
| 4.55% | S/ 4,329.87 | S/ 8,708.16 | S/ 13,135.43 | S/ 17,612.23 | S/ 404,705.23 |
| 4.50% | S/ 4,283.06 | S/ 8,613.51 | S/ 12,991.88 | S/ 17,418.69 | S/ 404,511.69 |
| 4.40% | S/ 4,189.40 | S/ 8,424.14 | S/ 12,704.71 | S/ 17,031.60 | S/ 404,124.60 |
| 4.30% | S/ 4,095.67 | S/ 8,234.67 | S/ 12,417.47 | S/ 16,644.52 | S/ 403,737.52 |
| 4.25% | S/ 4,048.78 | S/ 8,139.91 | S/ 12,273.83 | S/ 16,450.98 | S/ 403,543.98 |
| 4.20% | S/ 4,001.87 | S/ 8,045.12 | S/ 12,130.16 | S/ 16,257.44 | S/ 403,350.44 |
| 4.15% | S/ 3,954.95 | S/ 7,950.31 | S/ 11,986.48 | S/ 16,063.90 | S/ 403,156.90 |
| 4.00% | S/ 3,814.08 | S/ 7,665.74 | S/ 11,555.34 | S/ 15,483.28 | S/ 402,576.28 |
| 3.90% | S/ 3,720.08 | S/ 7,475.91 | S/ 11,267.83 | S/ 15,096.20 | S/ 402,189.20 |
| 3.75% | S/ 3,578.95 | S/ 7,190.99 | S/ 10,836.43 | S/ 14,515.57 | S/ 401,608.57 |
| 3.50% | S/ 3,343.40 | S/ 6,715.68 | S/ 10,117.08 | S/ 13,547.87 | S/ 400,640.87 |
| 3.00% | S/ 2,871.02 | S/ 5,763.33 | S/ 8,677.09 | S/ 11,612.46 | S/ 398,705.46 |
| 2.75% | S/ 2,634.18 | S/ 5,286.28 | S/ 7,956.43 | S/ 10,644.76 | S/ 397,737.76 |
| 2.50% | S/ 2,396.91 | S/ 4,808.66 | S/ 7,235.34 | S/ 9,677.05 | S/ 396,770.05 |
| 2.00% | S/ 1,921.06 | S/ 3,851.66 | S/ 5,791.84 | S/ 7,741.64 | S/ 394,834.64 |
| 1.35% | S/ 1,299.84 | S/ 2,604.05 | S/ 3,912.63 | S/ 5,225.61 | S/ 392,318.61 |
| 1.00% | S/ 964.10 | S/ 1,930.60 | S/ 2,899.50 | S/ 3,870.82 | S/ 390,963.82 |
| 0.10% | S/ 96.73 | S/ 193.49 | S/ 290.28 | S/ 387.08 | S/ 387,480.08 |
Sobre los datos
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Para S/ 387,093 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 387,093 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.