Cálculo de intereses
Ahorrando S/ 385,629
Veamos que pasaría si Usted ahorrara 385,629 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 385,629.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,405.44 | S/ 8,861.20 | S/ 13,367.87 | S/ 17,926.02 | S/ 403,555.02 |
| 8.50% | S/ 7,945.43 | S/ 16,054.56 | S/ 24,330.77 | S/ 32,777.51 | S/ 418,406.51 |
| 8.00% | S/ 7,491.23 | S/ 15,127.98 | S/ 22,913.08 | S/ 30,849.42 | S/ 416,478.42 |
| 7.10% | S/ 6,669.68 | S/ 13,454.71 | S/ 20,357.10 | S/ 27,378.87 | S/ 413,007.87 |
| 7.00% | S/ 6,578.08 | S/ 13,268.36 | S/ 20,072.77 | S/ 26,993.25 | S/ 412,622.25 |
| 6.50% | S/ 6,119.10 | S/ 12,335.29 | S/ 18,650.13 | S/ 25,065.16 | S/ 410,694.16 |
| 6.10% | S/ 5,750.75 | S/ 11,587.26 | S/ 17,510.81 | S/ 23,522.69 | S/ 409,151.69 |
| 6.20% | S/ 5,842.93 | S/ 11,774.40 | S/ 17,795.74 | S/ 23,908.31 | S/ 409,537.31 |
| 5.90% | S/ 5,566.19 | S/ 11,212.71 | S/ 16,940.75 | S/ 22,751.46 | S/ 408,380.46 |
| 5.75% | S/ 5,427.59 | S/ 10,931.57 | S/ 16,513.02 | S/ 22,173.03 | S/ 407,802.03 |
| 5.70% | S/ 5,381.36 | S/ 10,837.82 | S/ 16,370.42 | S/ 21,980.22 | S/ 407,609.22 |
| 5.65% | S/ 5,335.11 | S/ 10,744.04 | S/ 16,227.79 | S/ 21,787.41 | S/ 407,416.41 |
| 5.60% | S/ 5,288.85 | S/ 10,650.23 | S/ 16,085.15 | S/ 21,594.60 | S/ 407,223.60 |
| 5.50% | S/ 5,196.27 | S/ 10,462.56 | S/ 15,799.81 | S/ 21,208.99 | S/ 406,837.99 |
| 5.30% | S/ 5,010.92 | S/ 10,086.95 | S/ 15,228.94 | S/ 20,437.75 | S/ 406,066.75 |
| 5.25% | S/ 4,964.54 | S/ 9,992.99 | S/ 15,086.18 | S/ 20,244.94 | S/ 405,873.94 |
| 5.05% | S/ 4,778.86 | S/ 9,616.94 | S/ 14,514.97 | S/ 19,473.71 | S/ 405,102.71 |
| 5.00% | S/ 4,732.40 | S/ 9,522.87 | S/ 14,372.13 | S/ 19,280.90 | S/ 404,909.90 |
| 4.95% | S/ 4,685.92 | S/ 9,428.78 | S/ 14,229.27 | S/ 19,088.09 | S/ 404,717.09 |
| 4.75% | S/ 4,499.84 | S/ 9,052.18 | S/ 13,657.65 | S/ 18,316.85 | S/ 403,945.85 |
| 4.55% | S/ 4,313.49 | S/ 8,675.23 | S/ 13,085.76 | S/ 17,545.62 | S/ 403,174.62 |
| 4.50% | S/ 4,266.86 | S/ 8,580.93 | S/ 12,942.74 | S/ 17,352.81 | S/ 402,981.81 |
| 4.40% | S/ 4,173.55 | S/ 8,392.28 | S/ 12,656.66 | S/ 16,967.19 | S/ 402,596.19 |
| 4.30% | S/ 4,080.18 | S/ 8,203.53 | S/ 12,370.51 | S/ 16,581.57 | S/ 402,210.57 |
| 4.25% | S/ 4,033.47 | S/ 8,109.12 | S/ 12,227.41 | S/ 16,388.76 | S/ 402,017.76 |
| 4.20% | S/ 3,986.74 | S/ 8,014.69 | S/ 12,084.29 | S/ 16,195.96 | S/ 401,824.96 |
| 4.15% | S/ 3,939.99 | S/ 7,920.24 | S/ 11,941.15 | S/ 16,003.15 | S/ 401,632.15 |
| 4.00% | S/ 3,799.65 | S/ 7,636.74 | S/ 11,511.64 | S/ 15,424.72 | S/ 401,053.72 |
| 3.90% | S/ 3,706.01 | S/ 7,447.63 | S/ 11,225.22 | S/ 15,039.10 | S/ 400,668.10 |
| 3.75% | S/ 3,565.42 | S/ 7,163.80 | S/ 10,795.45 | S/ 14,460.68 | S/ 400,089.68 |
| 3.50% | S/ 3,330.76 | S/ 6,690.28 | S/ 10,078.82 | S/ 13,496.63 | S/ 399,125.63 |
| 3.00% | S/ 2,860.16 | S/ 5,741.53 | S/ 8,644.27 | S/ 11,568.54 | S/ 397,197.54 |
| 2.75% | S/ 2,624.22 | S/ 5,266.29 | S/ 7,926.34 | S/ 10,604.50 | S/ 396,233.50 |
| 2.50% | S/ 2,387.84 | S/ 4,790.47 | S/ 7,207.98 | S/ 9,640.45 | S/ 395,269.45 |
| 2.00% | S/ 1,913.80 | S/ 3,837.09 | S/ 5,769.93 | S/ 7,712.36 | S/ 393,341.36 |
| 1.35% | S/ 1,294.92 | S/ 2,594.20 | S/ 3,897.83 | S/ 5,205.84 | S/ 390,834.84 |
| 1.00% | S/ 960.45 | S/ 1,923.29 | S/ 2,888.54 | S/ 3,856.18 | S/ 389,485.18 |
| 0.10% | S/ 96.37 | S/ 192.76 | S/ 289.18 | S/ 385.62 | S/ 386,014.62 |
Sobre los datos
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Para S/ 385,629 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 385,629 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.