Cálculo de intereses
Ahorrando S/ 384,069
Veamos que pasaría si Usted ahorrara 384,069 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 384,069.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,387.62 | S/ 8,825.36 | S/ 13,313.79 | S/ 17,853.51 | S/ 401,922.51 |
| 8.50% | S/ 7,913.29 | S/ 15,989.62 | S/ 24,232.35 | S/ 32,644.91 | S/ 416,713.91 |
| 8.00% | S/ 7,460.92 | S/ 15,066.78 | S/ 22,820.39 | S/ 30,724.63 | S/ 414,793.63 |
| 7.10% | S/ 6,642.70 | S/ 13,400.28 | S/ 20,274.75 | S/ 27,268.11 | S/ 411,337.11 |
| 7.00% | S/ 6,551.47 | S/ 13,214.69 | S/ 19,991.57 | S/ 26,884.05 | S/ 410,953.05 |
| 6.50% | S/ 6,094.34 | S/ 12,285.39 | S/ 18,574.68 | S/ 24,963.76 | S/ 409,032.76 |
| 6.10% | S/ 5,727.49 | S/ 11,540.39 | S/ 17,439.97 | S/ 23,427.53 | S/ 407,496.53 |
| 6.20% | S/ 5,819.30 | S/ 11,726.77 | S/ 17,723.75 | S/ 23,811.59 | S/ 407,880.59 |
| 5.90% | S/ 5,543.67 | S/ 11,167.36 | S/ 16,872.21 | S/ 22,659.42 | S/ 406,728.42 |
| 5.75% | S/ 5,405.63 | S/ 10,887.35 | S/ 16,446.22 | S/ 22,083.33 | S/ 406,152.33 |
| 5.70% | S/ 5,359.59 | S/ 10,793.97 | S/ 16,304.19 | S/ 21,891.30 | S/ 405,960.30 |
| 5.65% | S/ 5,313.53 | S/ 10,700.57 | S/ 16,162.14 | S/ 21,699.27 | S/ 405,768.27 |
| 5.60% | S/ 5,267.45 | S/ 10,607.15 | S/ 16,020.08 | S/ 21,507.25 | S/ 405,576.25 |
| 5.50% | S/ 5,175.25 | S/ 10,420.24 | S/ 15,735.90 | S/ 21,123.19 | S/ 405,192.19 |
| 5.30% | S/ 4,990.65 | S/ 10,046.15 | S/ 15,167.34 | S/ 20,355.07 | S/ 404,424.07 |
| 5.25% | S/ 4,944.46 | S/ 9,952.57 | S/ 15,025.15 | S/ 20,163.04 | S/ 404,232.04 |
| 5.05% | S/ 4,759.53 | S/ 9,578.03 | S/ 14,456.25 | S/ 19,394.93 | S/ 403,463.93 |
| 5.00% | S/ 4,713.25 | S/ 9,484.34 | S/ 14,313.99 | S/ 19,202.90 | S/ 403,271.90 |
| 4.95% | S/ 4,666.96 | S/ 9,390.63 | S/ 14,171.70 | S/ 19,010.87 | S/ 403,079.87 |
| 4.75% | S/ 4,481.63 | S/ 9,015.56 | S/ 13,602.40 | S/ 18,242.75 | S/ 402,311.75 |
| 4.55% | S/ 4,296.04 | S/ 8,640.13 | S/ 13,032.82 | S/ 17,474.64 | S/ 401,543.64 |
| 4.50% | S/ 4,249.60 | S/ 8,546.22 | S/ 12,890.38 | S/ 17,282.61 | S/ 401,351.61 |
| 4.40% | S/ 4,156.67 | S/ 8,358.33 | S/ 12,605.46 | S/ 16,898.55 | S/ 400,967.55 |
| 4.30% | S/ 4,063.67 | S/ 8,170.34 | S/ 12,320.46 | S/ 16,514.49 | S/ 400,583.49 |
| 4.25% | S/ 4,017.15 | S/ 8,076.32 | S/ 12,177.94 | S/ 16,322.47 | S/ 400,391.47 |
| 4.20% | S/ 3,970.61 | S/ 7,982.27 | S/ 12,035.40 | S/ 16,130.44 | S/ 400,199.44 |
| 4.15% | S/ 3,924.05 | S/ 7,888.20 | S/ 11,892.85 | S/ 15,938.41 | S/ 400,007.41 |
| 4.00% | S/ 3,784.28 | S/ 7,605.85 | S/ 11,465.07 | S/ 15,362.32 | S/ 399,431.32 |
| 3.90% | S/ 3,691.02 | S/ 7,417.50 | S/ 11,179.81 | S/ 14,978.26 | S/ 399,047.26 |
| 3.75% | S/ 3,550.99 | S/ 7,134.82 | S/ 10,751.78 | S/ 14,402.18 | S/ 398,471.18 |
| 3.50% | S/ 3,317.28 | S/ 6,663.22 | S/ 10,038.05 | S/ 13,442.03 | S/ 397,511.03 |
| 3.00% | S/ 2,848.59 | S/ 5,718.30 | S/ 8,609.30 | S/ 11,521.74 | S/ 395,590.74 |
| 2.75% | S/ 2,613.60 | S/ 5,244.99 | S/ 7,894.28 | S/ 10,561.60 | S/ 394,630.60 |
| 2.50% | S/ 2,378.18 | S/ 4,771.09 | S/ 7,178.82 | S/ 9,601.45 | S/ 393,670.45 |
| 2.00% | S/ 1,906.05 | S/ 3,821.57 | S/ 5,746.59 | S/ 7,681.16 | S/ 391,750.16 |
| 1.35% | S/ 1,289.69 | S/ 2,583.70 | S/ 3,882.06 | S/ 5,184.79 | S/ 389,253.79 |
| 1.00% | S/ 956.57 | S/ 1,915.51 | S/ 2,876.85 | S/ 3,840.58 | S/ 387,909.58 |
| 0.10% | S/ 95.98 | S/ 191.98 | S/ 288.01 | S/ 384.06 | S/ 384,453.06 |
Sobre los datos
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Para S/ 384,069 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 384,069 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.