Cálculo de intereses
Ahorrando S/ 382,621
Veamos que pasaría si Usted ahorrara 382,621 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 382,621.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,371.07 | S/ 8,792.08 | S/ 13,263.60 | S/ 17,786.20 | S/ 400,407.20 |
| 8.50% | S/ 7,883.45 | S/ 15,929.33 | S/ 24,140.99 | S/ 32,521.84 | S/ 415,142.84 |
| 8.00% | S/ 7,432.79 | S/ 15,009.98 | S/ 22,734.36 | S/ 30,608.79 | S/ 413,229.79 |
| 7.10% | S/ 6,617.65 | S/ 13,349.76 | S/ 20,198.31 | S/ 27,165.30 | S/ 409,786.30 |
| 7.00% | S/ 6,526.77 | S/ 13,164.87 | S/ 19,916.20 | S/ 26,782.69 | S/ 409,403.69 |
| 6.50% | S/ 6,071.37 | S/ 12,239.07 | S/ 18,504.65 | S/ 24,869.65 | S/ 407,490.65 |
| 6.10% | S/ 5,705.89 | S/ 11,496.88 | S/ 17,374.22 | S/ 23,339.21 | S/ 405,960.21 |
| 6.20% | S/ 5,797.36 | S/ 11,682.56 | S/ 17,656.93 | S/ 23,721.82 | S/ 406,342.82 |
| 5.90% | S/ 5,522.77 | S/ 11,125.25 | S/ 16,808.60 | S/ 22,573.99 | S/ 405,194.99 |
| 5.75% | S/ 5,385.25 | S/ 10,846.30 | S/ 16,384.22 | S/ 22,000.07 | S/ 404,621.07 |
| 5.70% | S/ 5,339.38 | S/ 10,753.28 | S/ 16,242.72 | S/ 21,808.77 | S/ 404,429.77 |
| 5.65% | S/ 5,293.50 | S/ 10,660.23 | S/ 16,101.21 | S/ 21,617.46 | S/ 404,238.46 |
| 5.60% | S/ 5,247.59 | S/ 10,567.16 | S/ 15,959.68 | S/ 21,426.16 | S/ 404,047.16 |
| 5.50% | S/ 5,155.74 | S/ 10,380.95 | S/ 15,676.57 | S/ 21,043.55 | S/ 403,664.55 |
| 5.30% | S/ 4,971.83 | S/ 10,008.27 | S/ 15,110.15 | S/ 20,278.33 | S/ 402,899.33 |
| 5.25% | S/ 4,925.82 | S/ 9,915.05 | S/ 14,968.51 | S/ 20,087.03 | S/ 402,708.03 |
| 5.05% | S/ 4,741.58 | S/ 9,541.92 | S/ 14,401.75 | S/ 19,321.81 | S/ 401,942.81 |
| 5.00% | S/ 4,695.48 | S/ 9,448.59 | S/ 14,260.02 | S/ 19,130.50 | S/ 401,751.50 |
| 4.95% | S/ 4,649.37 | S/ 9,355.23 | S/ 14,118.27 | S/ 18,939.20 | S/ 401,560.20 |
| 4.75% | S/ 4,464.74 | S/ 8,981.57 | S/ 13,551.11 | S/ 18,173.98 | S/ 400,794.98 |
| 4.55% | S/ 4,279.84 | S/ 8,607.56 | S/ 12,983.68 | S/ 17,408.76 | S/ 400,029.76 |
| 4.50% | S/ 4,233.58 | S/ 8,514.00 | S/ 12,841.78 | S/ 17,217.45 | S/ 399,838.45 |
| 4.40% | S/ 4,141.00 | S/ 8,326.81 | S/ 12,557.93 | S/ 16,834.84 | S/ 399,455.84 |
| 4.30% | S/ 4,048.35 | S/ 8,139.54 | S/ 12,274.01 | S/ 16,452.23 | S/ 399,073.23 |
| 4.25% | S/ 4,002.00 | S/ 8,045.87 | S/ 12,132.03 | S/ 16,260.93 | S/ 398,881.93 |
| 4.20% | S/ 3,955.64 | S/ 7,952.17 | S/ 11,990.03 | S/ 16,069.62 | S/ 398,690.62 |
| 4.15% | S/ 3,909.26 | S/ 7,858.46 | S/ 11,848.01 | S/ 15,878.32 | S/ 398,499.32 |
| 4.00% | S/ 3,770.01 | S/ 7,577.17 | S/ 11,421.85 | S/ 15,304.40 | S/ 397,925.40 |
| 3.90% | S/ 3,677.10 | S/ 7,389.54 | S/ 11,137.66 | S/ 14,921.79 | S/ 397,542.79 |
| 3.75% | S/ 3,537.60 | S/ 7,107.92 | S/ 10,711.24 | S/ 14,347.88 | S/ 396,968.88 |
| 3.50% | S/ 3,304.78 | S/ 6,638.09 | S/ 10,000.20 | S/ 13,391.35 | S/ 396,012.35 |
| 3.00% | S/ 2,837.85 | S/ 5,696.74 | S/ 8,576.84 | S/ 11,478.30 | S/ 394,099.30 |
| 2.75% | S/ 2,603.75 | S/ 5,225.21 | S/ 7,864.51 | S/ 10,521.78 | S/ 393,142.78 |
| 2.50% | S/ 2,369.22 | S/ 4,753.10 | S/ 7,151.75 | S/ 9,565.25 | S/ 392,186.25 |
| 2.00% | S/ 1,898.87 | S/ 3,807.16 | S/ 5,724.92 | S/ 7,652.20 | S/ 390,273.20 |
| 1.35% | S/ 1,284.82 | S/ 2,573.96 | S/ 3,867.43 | S/ 5,165.24 | S/ 387,786.24 |
| 1.00% | S/ 952.96 | S/ 1,908.29 | S/ 2,866.00 | S/ 3,826.10 | S/ 386,447.10 |
| 0.10% | S/ 95.62 | S/ 191.26 | S/ 286.92 | S/ 382.61 | S/ 383,003.61 |
Sobre los datos
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Para S/ 382,621 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 382,621 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.