Cálculo de intereses
Ahorrando S/ 380,940
Veamos que pasaría si Usted ahorrara 380,940 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 380,940.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,351.87 | S/ 8,753.46 | S/ 13,205.33 | S/ 17,708.05 | S/ 398,648.05 |
| 8.50% | S/ 7,848.82 | S/ 15,859.35 | S/ 24,034.93 | S/ 32,378.96 | S/ 413,318.96 |
| 8.00% | S/ 7,400.14 | S/ 14,944.03 | S/ 22,634.48 | S/ 30,474.31 | S/ 411,414.31 |
| 7.10% | S/ 6,588.58 | S/ 13,291.11 | S/ 20,109.57 | S/ 27,045.96 | S/ 407,985.96 |
| 7.00% | S/ 6,498.09 | S/ 13,107.03 | S/ 19,828.70 | S/ 26,665.03 | S/ 407,605.03 |
| 6.50% | S/ 6,044.69 | S/ 12,185.30 | S/ 18,423.35 | S/ 24,760.38 | S/ 405,700.38 |
| 6.10% | S/ 5,680.83 | S/ 11,446.37 | S/ 17,297.89 | S/ 23,236.67 | S/ 404,176.67 |
| 6.20% | S/ 5,771.89 | S/ 11,631.23 | S/ 17,579.35 | S/ 23,617.60 | S/ 404,557.60 |
| 5.90% | S/ 5,498.50 | S/ 11,076.38 | S/ 16,734.76 | S/ 22,474.81 | S/ 403,414.81 |
| 5.75% | S/ 5,361.60 | S/ 10,798.65 | S/ 16,312.24 | S/ 21,903.42 | S/ 402,843.42 |
| 5.70% | S/ 5,315.93 | S/ 10,706.03 | S/ 16,171.36 | S/ 21,712.96 | S/ 402,652.96 |
| 5.65% | S/ 5,270.24 | S/ 10,613.40 | S/ 16,030.47 | S/ 21,522.49 | S/ 402,462.49 |
| 5.60% | S/ 5,224.54 | S/ 10,520.73 | S/ 15,889.56 | S/ 21,332.03 | S/ 402,272.03 |
| 5.50% | S/ 5,133.09 | S/ 10,335.34 | S/ 15,607.70 | S/ 20,951.10 | S/ 401,891.10 |
| 5.30% | S/ 4,949.99 | S/ 9,964.30 | S/ 15,043.77 | S/ 20,189.24 | S/ 401,129.24 |
| 5.25% | S/ 4,904.17 | S/ 9,871.49 | S/ 14,902.74 | S/ 19,998.78 | S/ 400,938.78 |
| 5.05% | S/ 4,720.75 | S/ 9,500.00 | S/ 14,338.48 | S/ 19,236.92 | S/ 400,176.92 |
| 5.00% | S/ 4,674.85 | S/ 9,407.08 | S/ 14,197.37 | S/ 19,046.45 | S/ 399,986.45 |
| 4.95% | S/ 4,628.94 | S/ 9,314.13 | S/ 14,056.25 | S/ 18,855.99 | S/ 399,795.99 |
| 4.75% | S/ 4,445.12 | S/ 8,942.11 | S/ 13,491.58 | S/ 18,094.13 | S/ 399,034.13 |
| 4.55% | S/ 4,261.04 | S/ 8,569.74 | S/ 12,926.64 | S/ 17,332.27 | S/ 398,272.27 |
| 4.50% | S/ 4,214.98 | S/ 8,476.60 | S/ 12,785.36 | S/ 17,141.81 | S/ 398,081.81 |
| 4.40% | S/ 4,122.81 | S/ 8,290.23 | S/ 12,502.76 | S/ 16,760.88 | S/ 397,700.88 |
| 4.30% | S/ 4,030.57 | S/ 8,103.78 | S/ 12,220.09 | S/ 16,379.95 | S/ 397,319.95 |
| 4.25% | S/ 3,984.42 | S/ 8,010.52 | S/ 12,078.73 | S/ 16,189.49 | S/ 397,129.49 |
| 4.20% | S/ 3,938.26 | S/ 7,917.24 | S/ 11,937.35 | S/ 15,999.02 | S/ 396,939.02 |
| 4.15% | S/ 3,892.08 | S/ 7,823.93 | S/ 11,795.95 | S/ 15,808.56 | S/ 396,748.56 |
| 4.00% | S/ 3,753.45 | S/ 7,543.89 | S/ 11,371.67 | S/ 15,237.16 | S/ 396,177.16 |
| 3.90% | S/ 3,660.95 | S/ 7,357.07 | S/ 11,088.72 | S/ 14,856.24 | S/ 395,796.24 |
| 3.75% | S/ 3,522.06 | S/ 7,076.69 | S/ 10,664.18 | S/ 14,284.84 | S/ 395,224.84 |
| 3.50% | S/ 3,290.26 | S/ 6,608.93 | S/ 9,956.27 | S/ 13,332.52 | S/ 394,272.52 |
| 3.00% | S/ 2,825.38 | S/ 5,671.72 | S/ 8,539.16 | S/ 11,427.88 | S/ 392,367.88 |
| 2.75% | S/ 2,592.31 | S/ 5,202.25 | S/ 7,829.96 | S/ 10,475.55 | S/ 391,415.55 |
| 2.50% | S/ 2,358.81 | S/ 4,732.22 | S/ 7,120.33 | S/ 9,523.23 | S/ 390,463.23 |
| 2.00% | S/ 1,890.53 | S/ 3,790.43 | S/ 5,699.77 | S/ 7,618.58 | S/ 388,558.58 |
| 1.35% | S/ 1,279.18 | S/ 2,562.65 | S/ 3,850.44 | S/ 5,142.55 | S/ 386,082.55 |
| 1.00% | S/ 948.77 | S/ 1,899.91 | S/ 2,853.41 | S/ 3,809.29 | S/ 384,749.29 |
| 0.10% | S/ 95.20 | S/ 190.42 | S/ 285.66 | S/ 380.93 | S/ 381,320.93 |
Sobre los datos
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Para S/ 380,940 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 380,940 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
