Cálculo de intereses
Ahorrando S/ 380,699
Veamos que pasaría si Usted ahorrara 380,699 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 380,699.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,349.12 | S/ 8,747.92 | S/ 13,196.97 | S/ 17,696.85 | S/ 398,395.85 |
| 8.50% | S/ 7,843.85 | S/ 15,849.32 | S/ 24,019.72 | S/ 32,358.47 | S/ 413,057.47 |
| 8.00% | S/ 7,395.46 | S/ 14,934.58 | S/ 22,620.16 | S/ 30,455.03 | S/ 411,154.03 |
| 7.10% | S/ 6,584.41 | S/ 13,282.70 | S/ 20,096.85 | S/ 27,028.85 | S/ 407,727.85 |
| 7.00% | S/ 6,493.98 | S/ 13,098.73 | S/ 19,816.15 | S/ 26,648.16 | S/ 407,347.16 |
| 6.50% | S/ 6,040.87 | S/ 12,177.59 | S/ 18,411.70 | S/ 24,744.72 | S/ 405,443.72 |
| 6.10% | S/ 5,677.23 | S/ 11,439.13 | S/ 17,286.94 | S/ 23,221.97 | S/ 403,920.97 |
| 6.20% | S/ 5,768.24 | S/ 11,623.87 | S/ 17,568.23 | S/ 23,602.66 | S/ 404,301.66 |
| 5.90% | S/ 5,495.03 | S/ 11,069.37 | S/ 16,724.17 | S/ 22,460.59 | S/ 403,159.59 |
| 5.75% | S/ 5,358.20 | S/ 10,791.82 | S/ 16,301.92 | S/ 21,889.56 | S/ 402,588.56 |
| 5.70% | S/ 5,312.56 | S/ 10,699.26 | S/ 16,161.13 | S/ 21,699.22 | S/ 402,398.22 |
| 5.65% | S/ 5,266.91 | S/ 10,606.68 | S/ 16,020.33 | S/ 21,508.87 | S/ 402,207.87 |
| 5.60% | S/ 5,221.23 | S/ 10,514.08 | S/ 15,879.51 | S/ 21,318.53 | S/ 402,017.53 |
| 5.50% | S/ 5,129.84 | S/ 10,328.81 | S/ 15,597.82 | S/ 20,937.84 | S/ 401,636.84 |
| 5.30% | S/ 4,946.86 | S/ 9,958.00 | S/ 15,034.25 | S/ 20,176.47 | S/ 400,875.47 |
| 5.25% | S/ 4,901.07 | S/ 9,865.24 | S/ 14,893.32 | S/ 19,986.12 | S/ 400,685.12 |
| 5.05% | S/ 4,717.76 | S/ 9,493.99 | S/ 14,329.41 | S/ 19,224.75 | S/ 399,923.75 |
| 5.00% | S/ 4,671.90 | S/ 9,401.12 | S/ 14,188.39 | S/ 19,034.40 | S/ 399,733.40 |
| 4.95% | S/ 4,626.01 | S/ 9,308.24 | S/ 14,047.35 | S/ 18,844.06 | S/ 399,543.06 |
| 4.75% | S/ 4,442.31 | S/ 8,936.46 | S/ 13,483.04 | S/ 18,082.68 | S/ 398,781.68 |
| 4.55% | S/ 4,258.34 | S/ 8,564.32 | S/ 12,918.46 | S/ 17,321.31 | S/ 398,020.31 |
| 4.50% | S/ 4,212.31 | S/ 8,471.23 | S/ 12,777.28 | S/ 17,130.96 | S/ 397,829.96 |
| 4.40% | S/ 4,120.20 | S/ 8,284.99 | S/ 12,494.85 | S/ 16,750.28 | S/ 397,449.28 |
| 4.30% | S/ 4,028.02 | S/ 8,098.65 | S/ 12,212.36 | S/ 16,369.59 | S/ 397,068.59 |
| 4.25% | S/ 3,981.90 | S/ 8,005.45 | S/ 12,071.09 | S/ 16,179.24 | S/ 396,878.24 |
| 4.20% | S/ 3,935.77 | S/ 7,912.23 | S/ 11,929.80 | S/ 15,988.90 | S/ 396,687.90 |
| 4.15% | S/ 3,889.62 | S/ 7,818.98 | S/ 11,788.49 | S/ 15,798.56 | S/ 396,497.56 |
| 4.00% | S/ 3,751.08 | S/ 7,539.11 | S/ 11,364.47 | S/ 15,227.53 | S/ 395,926.53 |
| 3.90% | S/ 3,658.63 | S/ 7,352.42 | S/ 11,081.71 | S/ 14,846.84 | S/ 395,545.84 |
| 3.75% | S/ 3,519.83 | S/ 7,072.21 | S/ 10,657.44 | S/ 14,275.81 | S/ 394,974.81 |
| 3.50% | S/ 3,288.17 | S/ 6,604.75 | S/ 9,949.97 | S/ 13,324.09 | S/ 394,023.09 |
| 3.00% | S/ 2,823.59 | S/ 5,668.13 | S/ 8,533.76 | S/ 11,420.65 | S/ 392,119.65 |
| 2.75% | S/ 2,590.67 | S/ 5,198.96 | S/ 7,825.01 | S/ 10,468.93 | S/ 391,167.93 |
| 2.50% | S/ 2,357.32 | S/ 4,729.23 | S/ 7,115.83 | S/ 9,517.21 | S/ 390,216.21 |
| 2.00% | S/ 1,889.33 | S/ 3,788.04 | S/ 5,696.17 | S/ 7,613.76 | S/ 388,312.76 |
| 1.35% | S/ 1,278.37 | S/ 2,561.03 | S/ 3,848.00 | S/ 5,139.29 | S/ 385,838.29 |
| 1.00% | S/ 948.17 | S/ 1,898.71 | S/ 2,851.61 | S/ 3,806.88 | S/ 384,505.88 |
| 0.10% | S/ 95.14 | S/ 190.30 | S/ 285.48 | S/ 380.69 | S/ 381,079.69 |
Sobre los datos
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Para S/ 380,699 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 380,699 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.