Cálculo de intereses
Ahorrando S/ 379,816
Veamos que pasaría si Usted ahorrara 379,816 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 379,816.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,339.03 | S/ 8,727.63 | S/ 13,166.36 | S/ 17,655.81 | S/ 397,471.81 |
| 8.50% | S/ 7,825.66 | S/ 15,812.55 | S/ 23,964.01 | S/ 32,283.42 | S/ 412,099.42 |
| 8.00% | S/ 7,378.30 | S/ 14,899.94 | S/ 22,567.69 | S/ 30,384.40 | S/ 410,200.40 |
| 7.10% | S/ 6,569.14 | S/ 13,251.90 | S/ 20,050.23 | S/ 26,966.15 | S/ 406,782.15 |
| 7.00% | S/ 6,478.92 | S/ 13,068.35 | S/ 19,770.19 | S/ 26,586.35 | S/ 406,402.35 |
| 6.50% | S/ 6,026.86 | S/ 12,149.35 | S/ 18,368.99 | S/ 24,687.33 | S/ 404,503.33 |
| 6.10% | S/ 5,664.06 | S/ 11,412.59 | S/ 17,246.85 | S/ 23,168.11 | S/ 402,984.11 |
| 6.20% | S/ 5,754.86 | S/ 11,596.91 | S/ 17,527.48 | S/ 23,547.91 | S/ 403,363.91 |
| 5.90% | S/ 5,482.28 | S/ 11,043.69 | S/ 16,685.38 | S/ 22,408.50 | S/ 402,224.50 |
| 5.75% | S/ 5,345.78 | S/ 10,766.79 | S/ 16,264.10 | S/ 21,838.79 | S/ 401,654.79 |
| 5.70% | S/ 5,300.24 | S/ 10,674.45 | S/ 16,123.65 | S/ 21,648.89 | S/ 401,464.89 |
| 5.65% | S/ 5,254.69 | S/ 10,582.08 | S/ 15,983.17 | S/ 21,458.99 | S/ 401,274.99 |
| 5.60% | S/ 5,209.12 | S/ 10,489.69 | S/ 15,842.68 | S/ 21,269.08 | S/ 401,085.08 |
| 5.50% | S/ 5,117.94 | S/ 10,304.85 | S/ 15,561.65 | S/ 20,889.28 | S/ 400,705.28 |
| 5.30% | S/ 4,935.38 | S/ 9,934.90 | S/ 14,999.38 | S/ 20,129.67 | S/ 399,945.67 |
| 5.25% | S/ 4,889.70 | S/ 9,842.36 | S/ 14,858.77 | S/ 19,939.77 | S/ 399,755.77 |
| 5.05% | S/ 4,706.82 | S/ 9,471.97 | S/ 14,296.17 | S/ 19,180.16 | S/ 398,996.16 |
| 5.00% | S/ 4,661.06 | S/ 9,379.32 | S/ 14,155.48 | S/ 18,990.26 | S/ 398,806.26 |
| 4.95% | S/ 4,615.28 | S/ 9,286.65 | S/ 14,014.77 | S/ 18,800.35 | S/ 398,616.35 |
| 4.75% | S/ 4,432.01 | S/ 8,915.73 | S/ 13,451.77 | S/ 18,040.74 | S/ 397,856.74 |
| 4.55% | S/ 4,248.47 | S/ 8,544.46 | S/ 12,888.50 | S/ 17,281.13 | S/ 397,097.13 |
| 4.50% | S/ 4,202.54 | S/ 8,451.58 | S/ 12,747.64 | S/ 17,091.23 | S/ 396,907.23 |
| 4.40% | S/ 4,110.64 | S/ 8,265.77 | S/ 12,465.87 | S/ 16,711.43 | S/ 396,527.43 |
| 4.30% | S/ 4,018.67 | S/ 8,079.87 | S/ 12,184.03 | S/ 16,331.62 | S/ 396,147.62 |
| 4.25% | S/ 3,972.67 | S/ 7,986.88 | S/ 12,043.09 | S/ 16,141.72 | S/ 395,957.72 |
| 4.20% | S/ 3,926.64 | S/ 7,893.88 | S/ 11,902.13 | S/ 15,951.82 | S/ 395,767.82 |
| 4.15% | S/ 3,880.60 | S/ 7,800.85 | S/ 11,761.15 | S/ 15,761.91 | S/ 395,577.91 |
| 4.00% | S/ 3,742.38 | S/ 7,521.63 | S/ 11,338.11 | S/ 15,192.21 | S/ 395,008.21 |
| 3.90% | S/ 3,650.14 | S/ 7,335.37 | S/ 11,056.01 | S/ 14,812.40 | S/ 394,628.40 |
| 3.75% | S/ 3,511.67 | S/ 7,055.81 | S/ 10,632.72 | S/ 14,242.69 | S/ 394,058.69 |
| 3.50% | S/ 3,280.55 | S/ 6,589.43 | S/ 9,926.89 | S/ 13,293.18 | S/ 393,109.18 |
| 3.00% | S/ 2,817.04 | S/ 5,654.98 | S/ 8,513.97 | S/ 11,394.16 | S/ 391,210.16 |
| 2.75% | S/ 2,584.66 | S/ 5,186.90 | S/ 7,806.86 | S/ 10,444.64 | S/ 390,260.64 |
| 2.50% | S/ 2,351.85 | S/ 4,718.26 | S/ 7,099.32 | S/ 9,495.13 | S/ 389,311.13 |
| 2.00% | S/ 1,884.95 | S/ 3,779.25 | S/ 5,682.95 | S/ 7,596.11 | S/ 387,412.11 |
| 1.35% | S/ 1,275.40 | S/ 2,555.09 | S/ 3,839.08 | S/ 5,127.37 | S/ 384,943.37 |
| 1.00% | S/ 945.97 | S/ 1,894.30 | S/ 2,844.99 | S/ 3,798.05 | S/ 383,614.05 |
| 0.10% | S/ 94.92 | S/ 189.86 | S/ 284.82 | S/ 379.81 | S/ 380,195.81 |
Sobre los datos
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Para S/ 379,816 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 379,816 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.