Cálculo de intereses
Ahorrando S/ 379,003
Veamos que pasaría si Usted ahorrara 379,003 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 379,003.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,329.74 | S/ 8,708.95 | S/ 13,138.18 | S/ 17,618.01 | S/ 396,621.01 |
| 8.50% | S/ 7,808.91 | S/ 15,778.71 | S/ 23,912.72 | S/ 32,214.32 | S/ 411,217.32 |
| 8.00% | S/ 7,362.51 | S/ 14,868.05 | S/ 22,519.39 | S/ 30,319.36 | S/ 409,322.36 |
| 7.10% | S/ 6,555.08 | S/ 13,223.53 | S/ 20,007.32 | S/ 26,908.43 | S/ 405,911.43 |
| 7.00% | S/ 6,465.05 | S/ 13,040.38 | S/ 19,727.87 | S/ 26,529.44 | S/ 405,532.44 |
| 6.50% | S/ 6,013.96 | S/ 12,123.34 | S/ 18,329.67 | S/ 24,634.48 | S/ 403,637.48 |
| 6.10% | S/ 5,651.94 | S/ 11,388.16 | S/ 17,209.93 | S/ 23,118.52 | S/ 402,121.52 |
| 6.20% | S/ 5,742.54 | S/ 11,572.09 | S/ 17,489.97 | S/ 23,497.51 | S/ 402,500.51 |
| 5.90% | S/ 5,470.55 | S/ 11,020.05 | S/ 16,649.66 | S/ 22,360.53 | S/ 401,363.53 |
| 5.75% | S/ 5,334.33 | S/ 10,743.74 | S/ 16,229.29 | S/ 21,792.05 | S/ 400,795.05 |
| 5.70% | S/ 5,288.90 | S/ 10,651.60 | S/ 16,089.13 | S/ 21,602.55 | S/ 400,605.55 |
| 5.65% | S/ 5,243.44 | S/ 10,559.43 | S/ 15,948.96 | S/ 21,413.05 | S/ 400,416.05 |
| 5.60% | S/ 5,197.97 | S/ 10,467.24 | S/ 15,808.77 | S/ 21,223.56 | S/ 400,226.56 |
| 5.50% | S/ 5,106.99 | S/ 10,282.79 | S/ 15,528.34 | S/ 20,844.57 | S/ 399,847.57 |
| 5.30% | S/ 4,924.82 | S/ 9,913.63 | S/ 14,967.27 | S/ 20,086.58 | S/ 399,089.58 |
| 5.25% | S/ 4,879.24 | S/ 9,821.29 | S/ 14,826.97 | S/ 19,897.09 | S/ 398,900.09 |
| 5.05% | S/ 4,696.75 | S/ 9,451.70 | S/ 14,265.57 | S/ 19,139.10 | S/ 398,142.10 |
| 5.00% | S/ 4,651.08 | S/ 9,359.24 | S/ 14,125.18 | S/ 18,949.61 | S/ 397,952.61 |
| 4.95% | S/ 4,605.40 | S/ 9,266.77 | S/ 13,984.77 | S/ 18,760.11 | S/ 397,763.11 |
| 4.75% | S/ 4,422.52 | S/ 8,896.64 | S/ 13,422.98 | S/ 18,002.13 | S/ 397,005.13 |
| 4.55% | S/ 4,239.37 | S/ 8,526.17 | S/ 12,860.91 | S/ 17,244.14 | S/ 396,247.14 |
| 4.50% | S/ 4,193.55 | S/ 8,433.49 | S/ 12,720.35 | S/ 17,054.65 | S/ 396,057.65 |
| 4.40% | S/ 4,101.84 | S/ 8,248.08 | S/ 12,439.19 | S/ 16,675.65 | S/ 395,678.65 |
| 4.30% | S/ 4,010.07 | S/ 8,062.57 | S/ 12,157.95 | S/ 16,296.66 | S/ 395,299.66 |
| 4.25% | S/ 3,964.16 | S/ 7,969.79 | S/ 12,017.31 | S/ 16,107.17 | S/ 395,110.17 |
| 4.20% | S/ 3,918.24 | S/ 7,876.98 | S/ 11,876.65 | S/ 15,917.67 | S/ 394,920.67 |
| 4.15% | S/ 3,872.29 | S/ 7,784.15 | S/ 11,735.97 | S/ 15,728.18 | S/ 394,731.18 |
| 4.00% | S/ 3,734.37 | S/ 7,505.53 | S/ 11,313.84 | S/ 15,159.69 | S/ 394,162.69 |
| 3.90% | S/ 3,642.33 | S/ 7,319.67 | S/ 11,032.34 | S/ 14,780.70 | S/ 393,783.70 |
| 3.75% | S/ 3,504.15 | S/ 7,040.71 | S/ 10,609.96 | S/ 14,212.21 | S/ 393,215.21 |
| 3.50% | S/ 3,273.53 | S/ 6,575.33 | S/ 9,905.64 | S/ 13,264.73 | S/ 392,267.73 |
| 3.00% | S/ 2,811.01 | S/ 5,642.88 | S/ 8,495.74 | S/ 11,369.77 | S/ 390,372.77 |
| 2.75% | S/ 2,579.13 | S/ 5,175.80 | S/ 7,790.15 | S/ 10,422.29 | S/ 389,425.29 |
| 2.50% | S/ 2,346.81 | S/ 4,708.16 | S/ 7,084.13 | S/ 9,474.81 | S/ 388,477.81 |
| 2.00% | S/ 1,880.91 | S/ 3,771.16 | S/ 5,670.79 | S/ 7,579.85 | S/ 386,582.85 |
| 1.35% | S/ 1,272.67 | S/ 2,549.62 | S/ 3,830.86 | S/ 5,116.40 | S/ 384,119.40 |
| 1.00% | S/ 943.95 | S/ 1,890.25 | S/ 2,838.90 | S/ 3,789.92 | S/ 382,792.92 |
| 0.10% | S/ 94.71 | S/ 189.45 | S/ 284.21 | S/ 378.99 | S/ 379,381.99 |
Sobre los datos
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Para S/ 379,003 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 379,003 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.