Cálculo de intereses
Ahorrando S/ 376,081
Veamos que pasaría si Usted ahorrara 376,081 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 376,081.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,296.36 | S/ 8,641.80 | S/ 13,036.89 | S/ 17,482.18 | S/ 393,563.18 |
| 8.50% | S/ 7,748.70 | S/ 15,657.06 | S/ 23,728.36 | S/ 31,965.95 | S/ 408,046.95 |
| 8.00% | S/ 7,305.75 | S/ 14,753.42 | S/ 22,345.77 | S/ 30,085.60 | S/ 406,166.60 |
| 7.10% | S/ 6,504.54 | S/ 13,121.58 | S/ 19,853.07 | S/ 26,700.98 | S/ 402,781.98 |
| 7.00% | S/ 6,415.21 | S/ 12,939.84 | S/ 19,575.78 | S/ 26,324.91 | S/ 402,405.91 |
| 6.50% | S/ 5,967.59 | S/ 12,029.88 | S/ 18,188.36 | S/ 24,444.56 | S/ 400,525.56 |
| 6.10% | S/ 5,608.36 | S/ 11,300.36 | S/ 17,077.25 | S/ 22,940.28 | S/ 399,021.28 |
| 6.20% | S/ 5,698.27 | S/ 11,482.87 | S/ 17,355.12 | S/ 23,316.35 | S/ 399,397.35 |
| 5.90% | S/ 5,428.37 | S/ 10,935.09 | S/ 16,521.30 | S/ 22,188.14 | S/ 398,269.14 |
| 5.75% | S/ 5,293.21 | S/ 10,660.91 | S/ 16,104.17 | S/ 21,624.03 | S/ 397,705.03 |
| 5.70% | S/ 5,248.12 | S/ 10,569.48 | S/ 15,965.09 | S/ 21,436.00 | S/ 397,517.00 |
| 5.65% | S/ 5,203.02 | S/ 10,478.02 | S/ 15,826.00 | S/ 21,247.97 | S/ 397,328.97 |
| 5.60% | S/ 5,157.90 | S/ 10,386.54 | S/ 15,686.89 | S/ 21,059.93 | S/ 397,140.93 |
| 5.50% | S/ 5,067.61 | S/ 10,203.51 | S/ 15,408.62 | S/ 20,683.86 | S/ 396,764.86 |
| 5.30% | S/ 4,886.85 | S/ 9,837.20 | S/ 14,851.88 | S/ 19,931.72 | S/ 396,012.72 |
| 5.25% | S/ 4,841.62 | S/ 9,745.57 | S/ 14,712.66 | S/ 19,743.69 | S/ 395,824.69 |
| 5.05% | S/ 4,660.54 | S/ 9,378.83 | S/ 14,155.59 | S/ 18,991.55 | S/ 395,072.55 |
| 5.00% | S/ 4,615.22 | S/ 9,287.09 | S/ 14,016.28 | S/ 18,803.51 | S/ 394,884.51 |
| 4.95% | S/ 4,569.90 | S/ 9,195.32 | S/ 13,876.96 | S/ 18,615.48 | S/ 394,696.48 |
| 4.75% | S/ 4,388.42 | S/ 8,828.05 | S/ 13,319.49 | S/ 17,863.34 | S/ 393,944.34 |
| 4.55% | S/ 4,206.69 | S/ 8,460.43 | S/ 12,761.76 | S/ 17,111.20 | S/ 393,192.20 |
| 4.50% | S/ 4,161.22 | S/ 8,368.47 | S/ 12,622.28 | S/ 16,923.16 | S/ 393,004.16 |
| 4.40% | S/ 4,070.22 | S/ 8,184.49 | S/ 12,343.28 | S/ 16,547.09 | S/ 392,628.09 |
| 4.30% | S/ 3,979.16 | S/ 8,000.41 | S/ 12,064.22 | S/ 16,171.02 | S/ 392,252.02 |
| 4.25% | S/ 3,933.60 | S/ 7,908.34 | S/ 11,924.66 | S/ 15,982.99 | S/ 392,063.99 |
| 4.20% | S/ 3,888.03 | S/ 7,816.25 | S/ 11,785.09 | S/ 15,794.95 | S/ 391,875.95 |
| 4.15% | S/ 3,842.44 | S/ 7,724.14 | S/ 11,645.49 | S/ 15,606.92 | S/ 391,687.92 |
| 4.00% | S/ 3,705.57 | S/ 7,447.66 | S/ 11,226.62 | S/ 15,042.81 | S/ 391,123.81 |
| 3.90% | S/ 3,614.25 | S/ 7,263.23 | S/ 10,947.28 | S/ 14,666.74 | S/ 390,747.74 |
| 3.75% | S/ 3,477.14 | S/ 6,986.42 | S/ 10,528.16 | S/ 14,102.64 | S/ 390,183.64 |
| 3.50% | S/ 3,248.29 | S/ 6,524.63 | S/ 9,829.27 | S/ 13,162.46 | S/ 389,243.46 |
| 3.00% | S/ 2,789.34 | S/ 5,599.37 | S/ 8,430.24 | S/ 11,282.11 | S/ 387,363.11 |
| 2.75% | S/ 2,559.24 | S/ 5,135.90 | S/ 7,730.09 | S/ 10,341.93 | S/ 386,422.93 |
| 2.50% | S/ 2,328.72 | S/ 4,671.86 | S/ 7,029.51 | S/ 9,401.76 | S/ 385,482.76 |
| 2.00% | S/ 1,866.41 | S/ 3,742.09 | S/ 5,627.07 | S/ 7,521.41 | S/ 383,602.41 |
| 1.35% | S/ 1,262.86 | S/ 2,529.97 | S/ 3,801.32 | S/ 5,076.95 | S/ 381,157.95 |
| 1.00% | S/ 936.67 | S/ 1,875.67 | S/ 2,817.02 | S/ 3,760.70 | S/ 379,841.70 |
| 0.10% | S/ 93.98 | S/ 187.99 | S/ 282.02 | S/ 376.07 | S/ 376,457.07 |
Sobre los datos
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Para S/ 376,081 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 376,081 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
