Cálculo de intereses
Ahorrando S/ 375,545
Veamos que pasaría si Usted ahorrara 375,545 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 375,545.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,290.24 | S/ 8,629.49 | S/ 13,018.31 | S/ 17,457.27 | S/ 393,002.27 |
| 8.50% | S/ 7,737.66 | S/ 15,634.74 | S/ 23,694.54 | S/ 31,920.39 | S/ 407,465.39 |
| 8.00% | S/ 7,295.34 | S/ 14,732.39 | S/ 22,313.92 | S/ 30,042.73 | S/ 405,587.73 |
| 7.10% | S/ 6,495.27 | S/ 13,102.88 | S/ 19,824.77 | S/ 26,662.92 | S/ 402,207.92 |
| 7.00% | S/ 6,406.06 | S/ 12,921.40 | S/ 19,547.88 | S/ 26,287.39 | S/ 401,832.39 |
| 6.50% | S/ 5,959.09 | S/ 12,012.73 | S/ 18,162.43 | S/ 24,409.72 | S/ 399,954.72 |
| 6.10% | S/ 5,600.37 | S/ 11,284.26 | S/ 17,052.91 | S/ 22,907.58 | S/ 398,452.58 |
| 6.20% | S/ 5,690.15 | S/ 11,466.51 | S/ 17,330.39 | S/ 23,283.12 | S/ 398,828.12 |
| 5.90% | S/ 5,420.63 | S/ 10,919.51 | S/ 16,497.75 | S/ 22,156.52 | S/ 397,701.52 |
| 5.75% | S/ 5,285.66 | S/ 10,645.72 | S/ 16,081.22 | S/ 21,593.22 | S/ 397,138.22 |
| 5.70% | S/ 5,240.64 | S/ 10,554.41 | S/ 15,942.34 | S/ 21,405.45 | S/ 396,950.45 |
| 5.65% | S/ 5,195.60 | S/ 10,463.08 | S/ 15,803.44 | S/ 21,217.68 | S/ 396,762.68 |
| 5.60% | S/ 5,150.55 | S/ 10,371.74 | S/ 15,664.53 | S/ 21,029.91 | S/ 396,574.91 |
| 5.50% | S/ 5,060.39 | S/ 10,188.97 | S/ 15,386.66 | S/ 20,654.38 | S/ 396,199.38 |
| 5.30% | S/ 4,879.89 | S/ 9,823.18 | S/ 14,830.71 | S/ 19,903.31 | S/ 395,448.31 |
| 5.25% | S/ 4,834.72 | S/ 9,731.68 | S/ 14,691.69 | S/ 19,715.55 | S/ 395,260.55 |
| 5.05% | S/ 4,653.89 | S/ 9,365.46 | S/ 14,135.41 | S/ 18,964.48 | S/ 394,509.48 |
| 5.00% | S/ 4,608.65 | S/ 9,273.85 | S/ 13,996.30 | S/ 18,776.71 | S/ 394,321.71 |
| 4.95% | S/ 4,563.38 | S/ 9,182.22 | S/ 13,857.18 | S/ 18,588.94 | S/ 394,133.94 |
| 4.75% | S/ 4,382.17 | S/ 8,815.47 | S/ 13,300.51 | S/ 17,837.88 | S/ 393,382.88 |
| 4.55% | S/ 4,200.69 | S/ 8,448.38 | S/ 12,743.57 | S/ 17,086.81 | S/ 392,631.81 |
| 4.50% | S/ 4,155.28 | S/ 8,356.55 | S/ 12,604.29 | S/ 16,899.04 | S/ 392,444.04 |
| 4.40% | S/ 4,064.42 | S/ 8,172.82 | S/ 12,325.69 | S/ 16,523.51 | S/ 392,068.51 |
| 4.30% | S/ 3,973.48 | S/ 7,989.01 | S/ 12,047.02 | S/ 16,147.97 | S/ 391,692.97 |
| 4.25% | S/ 3,927.99 | S/ 7,897.07 | S/ 11,907.66 | S/ 15,960.21 | S/ 391,505.21 |
| 4.20% | S/ 3,882.49 | S/ 7,805.11 | S/ 11,768.29 | S/ 15,772.44 | S/ 391,317.44 |
| 4.15% | S/ 3,836.96 | S/ 7,713.13 | S/ 11,628.90 | S/ 15,584.67 | S/ 391,129.67 |
| 4.00% | S/ 3,700.29 | S/ 7,437.05 | S/ 11,210.62 | S/ 15,021.37 | S/ 390,566.37 |
| 3.90% | S/ 3,609.10 | S/ 7,252.88 | S/ 10,931.68 | S/ 14,645.84 | S/ 390,190.84 |
| 3.75% | S/ 3,472.18 | S/ 6,976.47 | S/ 10,513.15 | S/ 14,082.54 | S/ 389,627.54 |
| 3.50% | S/ 3,243.66 | S/ 6,515.33 | S/ 9,815.27 | S/ 13,143.70 | S/ 388,688.70 |
| 3.00% | S/ 2,785.37 | S/ 5,591.39 | S/ 8,418.23 | S/ 11,266.03 | S/ 386,811.03 |
| 2.75% | S/ 2,555.59 | S/ 5,128.58 | S/ 7,719.07 | S/ 10,327.19 | S/ 385,872.19 |
| 2.50% | S/ 2,325.40 | S/ 4,665.20 | S/ 7,019.49 | S/ 9,388.36 | S/ 384,933.36 |
| 2.00% | S/ 1,863.75 | S/ 3,736.75 | S/ 5,619.05 | S/ 7,510.69 | S/ 383,055.69 |
| 1.35% | S/ 1,261.06 | S/ 2,526.36 | S/ 3,795.91 | S/ 5,069.71 | S/ 380,614.71 |
| 1.00% | S/ 935.34 | S/ 1,873.00 | S/ 2,813.00 | S/ 3,755.34 | S/ 379,300.34 |
| 0.10% | S/ 93.85 | S/ 187.72 | S/ 281.62 | S/ 375.53 | S/ 375,920.53 |
Sobre los datos
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Para S/ 375,545 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 375,545 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.