Cálculo de intereses
Ahorrando S/ 373,802
Veamos que pasaría si Usted ahorrara 373,802 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 373,802.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,270.33 | S/ 8,589.44 | S/ 12,957.89 | S/ 17,376.24 | S/ 391,178.24 |
| 8.50% | S/ 7,701.75 | S/ 15,562.18 | S/ 23,584.57 | S/ 31,772.24 | S/ 405,574.24 |
| 8.00% | S/ 7,261.48 | S/ 14,664.02 | S/ 22,210.35 | S/ 29,903.29 | S/ 403,705.29 |
| 7.10% | S/ 6,465.12 | S/ 13,042.07 | S/ 19,732.76 | S/ 26,539.17 | S/ 400,341.17 |
| 7.00% | S/ 6,376.33 | S/ 12,861.43 | S/ 19,457.15 | S/ 26,165.38 | S/ 399,967.38 |
| 6.50% | S/ 5,931.43 | S/ 11,956.98 | S/ 18,078.14 | S/ 24,296.43 | S/ 398,098.43 |
| 6.10% | S/ 5,574.38 | S/ 11,231.89 | S/ 16,973.76 | S/ 22,801.26 | S/ 396,603.26 |
| 6.20% | S/ 5,663.74 | S/ 11,413.29 | S/ 17,249.95 | S/ 23,175.06 | S/ 396,977.06 |
| 5.90% | S/ 5,395.47 | S/ 10,868.83 | S/ 16,421.18 | S/ 22,053.68 | S/ 395,855.68 |
| 5.75% | S/ 5,261.13 | S/ 10,596.31 | S/ 16,006.58 | S/ 21,493.00 | S/ 395,295.00 |
| 5.70% | S/ 5,216.32 | S/ 10,505.43 | S/ 15,868.34 | S/ 21,306.10 | S/ 395,108.10 |
| 5.65% | S/ 5,171.49 | S/ 10,414.52 | S/ 15,730.09 | S/ 21,119.21 | S/ 394,921.21 |
| 5.60% | S/ 5,126.64 | S/ 10,323.60 | S/ 15,591.83 | S/ 20,932.31 | S/ 394,734.31 |
| 5.50% | S/ 5,036.91 | S/ 10,141.68 | S/ 15,315.24 | S/ 20,558.52 | S/ 394,360.52 |
| 5.30% | S/ 4,857.24 | S/ 9,777.59 | S/ 14,761.88 | S/ 19,810.94 | S/ 393,612.94 |
| 5.25% | S/ 4,812.28 | S/ 9,686.51 | S/ 14,623.50 | S/ 19,624.04 | S/ 393,426.04 |
| 5.05% | S/ 4,632.29 | S/ 9,321.99 | S/ 14,069.81 | S/ 18,876.46 | S/ 392,678.46 |
| 5.00% | S/ 4,587.26 | S/ 9,230.81 | S/ 13,931.34 | S/ 18,689.56 | S/ 392,491.56 |
| 4.95% | S/ 4,542.20 | S/ 9,139.60 | S/ 13,792.86 | S/ 18,502.67 | S/ 392,304.67 |
| 4.75% | S/ 4,361.83 | S/ 8,774.56 | S/ 13,238.78 | S/ 17,755.09 | S/ 391,557.09 |
| 4.55% | S/ 4,181.20 | S/ 8,409.16 | S/ 12,684.42 | S/ 17,007.50 | S/ 390,809.50 |
| 4.50% | S/ 4,136.00 | S/ 8,317.76 | S/ 12,545.79 | S/ 16,820.61 | S/ 390,622.61 |
| 4.40% | S/ 4,045.55 | S/ 8,134.89 | S/ 12,268.49 | S/ 16,446.82 | S/ 390,248.82 |
| 4.30% | S/ 3,955.04 | S/ 7,951.93 | S/ 11,991.11 | S/ 16,073.03 | S/ 389,875.03 |
| 4.25% | S/ 3,909.76 | S/ 7,860.42 | S/ 11,852.40 | S/ 15,886.13 | S/ 389,688.13 |
| 4.20% | S/ 3,864.47 | S/ 7,768.89 | S/ 11,713.67 | S/ 15,699.24 | S/ 389,501.24 |
| 4.15% | S/ 3,819.15 | S/ 7,677.33 | S/ 11,574.92 | S/ 15,512.34 | S/ 389,314.34 |
| 4.00% | S/ 3,683.12 | S/ 7,402.53 | S/ 11,158.59 | S/ 14,951.65 | S/ 388,753.65 |
| 3.90% | S/ 3,592.35 | S/ 7,219.22 | S/ 10,880.95 | S/ 14,577.86 | S/ 388,379.86 |
| 3.75% | S/ 3,456.07 | S/ 6,944.09 | S/ 10,464.36 | S/ 14,017.18 | S/ 387,819.18 |
| 3.50% | S/ 3,228.60 | S/ 6,485.09 | S/ 9,769.71 | S/ 13,082.70 | S/ 386,884.70 |
| 3.00% | S/ 2,772.44 | S/ 5,565.44 | S/ 8,379.16 | S/ 11,213.74 | S/ 385,015.74 |
| 2.75% | S/ 2,543.73 | S/ 5,104.78 | S/ 7,683.25 | S/ 10,279.26 | S/ 384,081.26 |
| 2.50% | S/ 2,314.61 | S/ 4,643.55 | S/ 6,986.91 | S/ 9,344.79 | S/ 383,146.79 |
| 2.00% | S/ 1,855.10 | S/ 3,719.41 | S/ 5,592.97 | S/ 7,475.83 | S/ 381,277.83 |
| 1.35% | S/ 1,255.21 | S/ 2,514.63 | S/ 3,778.29 | S/ 5,046.18 | S/ 378,848.18 |
| 1.00% | S/ 930.99 | S/ 1,864.31 | S/ 2,799.95 | S/ 3,737.91 | S/ 377,539.91 |
| 0.10% | S/ 93.41 | S/ 186.85 | S/ 280.31 | S/ 373.79 | S/ 374,175.79 |
Sobre los datos
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Para S/ 373,802 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 373,802 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.